# 3209 Swordfish Drive, Panama City Beach, FL 32408

> **TL;DR:** 4bd/4ba single family, $959,000 ($336/sqft), built 2004, 2,858 sqft.
> Pool, A/C, 2-car garage. Est. $6,779/mo. Listed 331 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $959,000 |
| Price/sqft | $336 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 2,858 |
| Year Built | 2004 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 331 |

## Why This Home Stands Out

- **Pool** - Porch, Patio

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,849 |
| Estimated Insurance | $280 |
| HOA | $1,650 |
| **Total** | **$6,779** |

## Nearby Schools

- **Elementary:** Patronis
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- Pool
- A/C
- 2-car garage

## Property Highlights

- Built in 2004
- 0.14 acre lot
- 2 stories
- Private pool

## Description

### Agent Description
Stunning coastal retreat in Bay Point! This spacious 4-bedroom, 3.5 bath home features 2 master suites, including a luxurious primary master with a walk-in shower, relaxing soaker tub, & a private balcony overlooking Grand Lagoon! Gorgeous hardwood floors run throughout & the main level offers a dedicated office/flex space perfect for work or study. Enjoy an extra-large garage with 2 double doors, providing ample room for vehicles, storage, or hobby space. Step outside to your private pool and spa, ideal for entertaining or unwinding after a day on the water. This property blends comfort, luxury, and unbeatable views-an exceptional opportunity in a highly desirable community. HOA fees $1,650 annually All measurements approximate. Please measure if important

## Location

- **Address:** 3209 Swordfish Drive, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** Bay Point Unit 1
- **Coordinates:** 30.150585, -85.738728
- **Google Maps:** https://www.google.com/maps?q=30.150585,-85.738728

## Listing Agent

- **Name:** Stephanie N Bickford · **License:** SL3432036
- **Brokerage:** Dalton Wade
- **Broker Phone:** (727) 888-4175
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3209-Swordfish-Dr_Panama-City-Beach_FL_32408_M56576-48049?f=listhub&s=BCARFL&m=782215&c=propsimple)

## Photos

![3209 Swordfish Drive - Photo 1](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f3085440612r.jpg)

![3209 Swordfish Drive - Photo 2](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2193271578r.jpg)

![3209 Swordfish Drive - Photo 3](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1518852718r.jpg)

![3209 Swordfish Drive - Photo 4](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f3914284403r.jpg)

![3209 Swordfish Drive - Photo 5](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f775776002r.jpg)

![3209 Swordfish Drive - Photo 6](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1005143216r.jpg)

![3209 Swordfish Drive - Photo 7](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2416703618r.jpg)

![3209 Swordfish Drive - Photo 8](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2402476867r.jpg)

![3209 Swordfish Drive - Photo 9](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f3957434038r.jpg)

![3209 Swordfish Drive - Photo 10](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f3525642598r.jpg)

![3209 Swordfish Drive - Photo 11](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f3838777730r.jpg)

![3209 Swordfish Drive - Photo 12](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f4033023858r.jpg)

![3209 Swordfish Drive - Photo 13](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f627590124r.jpg)

![3209 Swordfish Drive - Photo 14](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f3738841494r.jpg)

![3209 Swordfish Drive - Photo 15](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2578792720r.jpg)

![3209 Swordfish Drive - Photo 16](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2935280427r.jpg)

![3209 Swordfish Drive - Photo 17](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2796890813r.jpg)

![3209 Swordfish Drive - Photo 18](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1263051817r.jpg)

![3209 Swordfish Drive - Photo 19](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1801298022r.jpg)

![3209 Swordfish Drive - Photo 20](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1123604225r.jpg)

![3209 Swordfish Drive - Photo 21](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1430635892r.jpg)

![3209 Swordfish Drive - Photo 22](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1585568226r.jpg)

![3209 Swordfish Drive - Photo 23](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f549955775r.jpg)

![3209 Swordfish Drive - Photo 24](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f37630952r.jpg)

![3209 Swordfish Drive - Photo 25](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2507487951r.jpg)

![3209 Swordfish Drive - Photo 26](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f4038714568r.jpg)

![3209 Swordfish Drive - Photo 27](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f3242731721r.jpg)

![3209 Swordfish Drive - Photo 28](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f3673725024r.jpg)

![3209 Swordfish Drive - Photo 29](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2531991421r.jpg)

![3209 Swordfish Drive - Photo 30](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2851779853r.jpg)

![3209 Swordfish Drive - Photo 31](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2891831616r.jpg)

![3209 Swordfish Drive - Photo 32](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f3922828602r.jpg)

![3209 Swordfish Drive - Photo 33](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f570910573r.jpg)

![3209 Swordfish Drive - Photo 34](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2284102378r.jpg)

![3209 Swordfish Drive - Photo 35](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2853480987r.jpg)

![3209 Swordfish Drive - Photo 36](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1319580765r.jpg)

![3209 Swordfish Drive - Photo 37](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f3193641036r.jpg)

![3209 Swordfish Drive - Photo 38](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f139584294r.jpg)

![3209 Swordfish Drive - Photo 39](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2151384117r.jpg)

![3209 Swordfish Drive - Photo 40](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2241895366r.jpg)

![3209 Swordfish Drive - Photo 41](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2525149821r.jpg)

![3209 Swordfish Drive - Photo 42](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1178904890r.jpg)

![3209 Swordfish Drive - Photo 43](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2501605878r.jpg)

![3209 Swordfish Drive - Photo 44](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1898320112r.jpg)

![3209 Swordfish Drive - Photo 45](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f4269394070r.jpg)

![3209 Swordfish Drive - Photo 46](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2354070726r.jpg)

![3209 Swordfish Drive - Photo 47](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2225858518r.jpg)

![3209 Swordfish Drive - Photo 48](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f4055835175r.jpg)

![3209 Swordfish Drive - Photo 49](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1740137406r.jpg)

![3209 Swordfish Drive - Photo 50](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1960592329r.jpg)

![3209 Swordfish Drive - Photo 51](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f486174456r.jpg)

![3209 Swordfish Drive - Photo 52](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f981395388r.jpg)

![3209 Swordfish Drive - Photo 53](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1122313755r.jpg)

![3209 Swordfish Drive - Photo 54](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f3805457347r.jpg)

![3209 Swordfish Drive - Photo 55](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f3566354798r.jpg)

![3209 Swordfish Drive - Photo 56](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f641524689r.jpg)

![3209 Swordfish Drive - Photo 57](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f646059788r.jpg)

![3209 Swordfish Drive - Photo 58](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f158615905r.jpg)

![3209 Swordfish Drive - Photo 59](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f2156984222r.jpg)

![3209 Swordfish Drive - Photo 60](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1657451610r.jpg)

![3209 Swordfish Drive - Photo 61](http://lh.rdcpix.com/37af65cee052beb1c40bd9d80f08f512l-f1013739117r.jpg)

---

**MLS#:** 782215 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/3209-swordfish-drive-panama-city-beach-fl-32408-20509b1bd36c46ed8b35873ed9565457)

---

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