About This Home

This 3-bedroom, 2-bathroom single family at 3213 W 3rd Street in Spencer, IA is listed for $284,900 ($188 per sqft). Built in 2021, the home offers 1,518 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 2021
  • 0.17 acre lot

Property Details

1 story
1 full
2-car garage
2021

Amenities

A/C
Listing Description

Move right into this beautifully maintained, pristine 3-bedroom, 2-bath patio home where everything is ready for you-including all kitchen appliances plus the washer and dryer, and upgraded window treatments. Skip the wait and added expense of new construction while enjoying a home with thoughtful upgrades already in place.

The open-concept floor plan features a spacious kitchen with a large island, snack bar, pantry, black appliances, stylish backsplash, statement lighting, and plenty of space for everyday living and entertaining. The private primary suite offers a relaxing retreat with a spacious walk-in closet and an en suite bath featuring double vanity sinks.

Additional features include window treatments, added shelving, a heated attached two-car garage, and a partially fenced backyard. Designed for convenience, the home offers zero-step entry, 36-inch doorways, 42-inch hallways, and an easy-flow layout throughout. Situated on a quiet cul-de-sac, you'll also enjoy access to the HOA clubhouse, complete with a full kitchen for hosting gatherings and special events. See list of upgrades in the documents

Monthly Cost Estimate

$1,824/mo

20% down · 6.5% · 30 years

Principal$206
Interest$1,235
Insurance$83
HOA$300

Estimates only. Actual payments may vary.

Location

3213 W 3rd Street

Spencer, IA 51301

Features & Amenities

Interior Features

Ceiling Fan(s)Eat-in KitchenGarage Door OpenerKitchen Center IslandMain Floor BedroomsMain Floor LaundryNatural WoodworkPantrySmoke AlarmsTiled FloorsWalk-in ClosetWasher/Dryer HkupsWindow Coverings

Exterior Features

Driveway-ConcretePatio

Property Details

Construction

Smart Board

Outdoor Features

Patio

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRange/StoveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 3213 W 3rd Street is listed at $284,900 ($188/sqft). The estimated monthly payment is $1,824 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $300/month.

Key features include: Built in 2021, 0.17 acre lot. Interior Features: Ceiling Fan(s), Eat-in Kitchen, Garage Door Opener. Exterior Features: Driveway-Concrete, Patio.

This property is listed by Nancy Vierkant.

NV

Nancy Vierkant

Agent at EXIT Realty Midwest

Listed by EXIT Realty Midwest · Broker phone: (712) 336-3405 · View on Broker Site · Broker website

MLS# 260941· Source: Iowa Great Lakes Board of Realtors· 86 days on PropertySimple

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3213 W 3rd Street, Spencer, IA 51301

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