# 3213 W 3rd Street, Spencer, IA 51301 > **TL;DR:** 3bd/2ba single family, $284,900 ($188/sqft), built 2021, 1,518 sqft. > A/C, 2-car garage. Est. $1,824/mo. Listed 87 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $284,900 | | Price/sqft | $188 | | Bedrooms | 3 | | Bathrooms | 1 full | | Square Feet | 1,518 | | Year Built | 2021 | | Lot Size | 7,200 sqft (0.17 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 87 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,441 | | Estimated Insurance | $83 | | HOA | $300 | | **Total** | **$1,824** | ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2021 - 0.17 acre lot ## Description ### Agent Description Move right into this beautifully maintained, pristine 3-bedroom, 2-bath patio home where everything is ready for you-including all kitchen appliances plus the washer and dryer, and upgraded window treatments. Skip the wait and added expense of new construction while enjoying a home with thoughtful upgrades already in place. The open-concept floor plan features a spacious kitchen with a large island, snack bar, pantry, black appliances, stylish backsplash, statement lighting, and plenty of space for everyday living and entertaining. The private primary suite offers a relaxing retreat with a spacious walk-in closet and an en suite bath featuring double vanity sinks. Additional features include window treatments, added shelving, a heated attached two-car garage, and a partially fenced backyard. Designed for convenience, the home offers zero-step entry, 36-inch doorways, 42-inch hallways, and an easy-flow layout throughout. Situated on a quiet cul-de-sac, you'll also enjoy access to the HOA clubhouse, complete with a full kitchen for hosting gatherings and special events. See list of upgrades in the documents ## Location - **Address:** 3213 W 3rd Street, Spencer, IA 51301 - **County:** Clay - **Coordinates:** 43.1412311, -95.1922287 - **Google Maps:** https://www.google.com/maps?q=43.1412311,-95.1922287 ## Listing Agent - **Name:** Nancy Vierkant - **Brokerage:** EXIT Realty Midwest - **Broker Phone:** (712) 336-3405 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3213-W-3rd-St_Spencer_IA_51301_M96671-56108?f=listhub&s=IGLBORIA&m=260941&c=propsimple) ## Photos ![3213 W 3rd Street - Photo 1](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f4105850894r.jpg) ![3213 W 3rd Street - Photo 2](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f2756925605r.jpg) ![3213 W 3rd Street - Photo 3](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f2378831250r.jpg) ![3213 W 3rd Street - Photo 4](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f2314450240r.jpg) ![3213 W 3rd Street - Photo 5](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f3740075977r.jpg) ![3213 W 3rd Street - Photo 6](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f4192689528r.jpg) ![3213 W 3rd Street - Photo 7](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f137568086r.jpg) ![3213 W 3rd Street - Photo 8](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f1251721524r.jpg) ![3213 W 3rd Street - Photo 9](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f1615252440r.jpg) ![3213 W 3rd Street - Photo 10](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f4052963878r.jpg) ![3213 W 3rd Street - Photo 11](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f1255282463r.jpg) ![3213 W 3rd Street - Photo 12](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f915570808r.jpg) ![3213 W 3rd Street - Photo 13](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f2262652757r.jpg) ![3213 W 3rd Street - Photo 14](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f1245371565r.jpg) ![3213 W 3rd Street - Photo 15](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f230442289r.jpg) ![3213 W 3rd Street - Photo 16](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f2695344140r.jpg) ![3213 W 3rd Street - Photo 17](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f4176649300r.jpg) ![3213 W 3rd Street - Photo 18](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f2717119944r.jpg) ![3213 W 3rd Street - Photo 19](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f2374503943r.jpg) ![3213 W 3rd Street - Photo 20](http://lh.rdcpix.com/c2a03cf44d389d0eed2db02280961247l-f3701587775r.jpg) --- **MLS#:** 260941 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/3213-w-3rd-street-spencer-ia-51301-d6c1ccbc42794beb819937b5d7204b00) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/3213-w-3rd-street-spencer-ia-51301-d6c1ccbc42794beb819937b5d7204b00#listing", "url": "https://staging.propertysimple.ai/listing/3213-w-3rd-street-spencer-ia-51301-d6c1ccbc42794beb819937b5d7204b00", "name": "3213 W 3rd Street, Spencer, IA 51301", "description": "Move right into this beautifully maintained, pristine 3-bedroom, 2-bath patio home where everything is ready for you-including all kitchen appliances plus the washer and dryer, and upgraded window treatments. 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