# 322 NE 20th Terrace, Cape Coral, FL 33909

> **TL;DR:** 3bd/2ba single family, $319,900 ($183/sqft), built 2020, 1,747 sqft.
> A/C. Est. $1,386/mo. Listed 77 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $319,900 |
| Price/sqft | $183 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,747 |
| Year Built | 2020 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 77 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,386 |
| **Total** | **$1,386** |

## Key Amenities

- A/C

## Property Highlights

- Built in 2020
- 0.23 acre lot

## Description

### Agent Description
***MOVE IN READY***100% LENDER FINANCING, NO MONEY DOWN, NO MORTGAGE INSURANCE PREMIUM****NOT IN THE FLOOD ZONE,NO HOA,NO CDD, NO FLOOD INSURANCE******SELLER INCENTIVE-SELLER TO PROVIDE CREDIT towards closing cost, pre-paids or rate buy down with the use of a preferred lender and preferred title company********Preferred Lender is also offering another loan financing with an additional 3k closing cost assistance, ONLY 3% DOWN WITH NO MORTGAGE INSURANCE PREMIUM FOR FIRST TIME HOME BUYERS(All buyers As long as you have not owned a primary residence before closing).****Great NE Cape Coral location right near Santa Barbara Blvd and Kismet Pkwy. Home comes with 36" Ashburn Sienna kitchen cabinets with hardware, quartz kitchen counters, solid surface bathroom counters, 18" tile everywhere except the bedrooms, carpet in bedrooms, stainless kitchen appliances, white washer and dryer, blinds on all windows except for slider, ceramic shower tile in both bathrooms, paver driveways and lanai, covered lanai, full irrigation system, electric garage door with opener, dimensional shingle roof and a home-is-connected convenience package.

## Location

- **Address:** 322 NE 20th Terrace, Cape Coral, FL 33909
- **County:** Lee
- **Neighborhood:** CAPE CORAL
- **Coordinates:** 26.690345, -81.966448
- **Google Maps:** https://www.google.com/maps?q=26.690345,-81.966448

## Listing Agent

- **Name:** Luis Coriano
- **Brokerage:** LoKation
- **Phone:** 7579693822
- **Email:** corianonewhomes@gmail.com

## Primary Photo

![322 NE 20th Terrace - Primary Photo](http://lh.rdcpix.com/89f7033acaa23344a495425d6c4d2f6al-f3937986926r.jpg)

*14 total photos available on [listing page](https://www.propertysimple.com/listing/322-ne-20th-terrace-cape-coral-fl-33909-25013211)*

---

**MLS#:** 2025013211 | **Updated:** 2026-04-30
**Source:** listhub

*Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/322-ne-20th-terrace-cape-coral-fl-33909-25013211)

---

## Structured Data

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  "@type": "RealEstateListing",
  "name": "322 NE 20th Terrace, Cape Coral, FL 33909",
  "description": "***MOVE IN READY***100% LENDER FINANCING, NO MONEY DOWN, NO MORTGAGE INSURANCE PREMIUM****NOT IN THE FLOOD ZONE,NO HOA,NO CDD, NO FLOOD INSURANCE******SELLER INCENTIVE-SELLER TO PROVIDE CREDIT towards closing cost, pre-paids or rate buy down with the use of a preferred lender and preferred title company********Preferred Lender is also offering another loan financing with an additional 3k closing cost assistance, ONLY 3% DOWN WITH NO MORTGAGE INSURANCE PREMIUM FOR FIRST TIME HOME BUYERS(All buyer",
  "url": "https://www.propertysimple.com/listing/322-ne-20th-terrace-cape-coral-fl-33909-25013211",
  "image": "http://lh.rdcpix.com/89f7033acaa23344a495425d6c4d2f6al-f3937986926r.jpg",
  "datePosted": "2026-04-30",
  "price": 319900,
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  "numberOfRooms": 3,
  "numberOfBathroomsTotal": 2,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 1747,
    "unitCode": "FTK"
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  "yearBuilt": 2020
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```