About This Home

This 4-bedroom, 3-bathroom single family at 3224 Highway 98 in Mexico Beach, FL is listed for $749,900 ($409 per sqft). Built in 2006, the home offers 1,835 sqft of living space on a N/A lot.

Key Features

  • Built in 2006
  • 3 stories
  • 3 parking spaces
  • Waterfront

Property Details

3 stories
2 full, 1 half
1-car garage
2006

Amenities

WaterfrontA/C
Listing Description

GULF & CANAL VIEWS + PROVEN RENTAL HISTORY! Discover a standout coastal investment in the gated community of Cottages at Waterside Village in Mexico Beach. Offering the rare combination of Gulf and canal views, this 4-bedroom, 2.5-bath beach home pairs an inviting coastal atmosphere with a successful vacation rental history generating $115,000 in proven rental income.

Whether you're looking to expand your investment portfolio or own a beach retreat that can welcome family, friends, and vacation guests, this property offers plenty to appreciate. Designed for relaxed coastal living, the home features an open layout with abundant windows, a spacious kitchen with breakfast bar, and a comfortable living area suited for gathering after a day at the beach.

Upstairs, private balconies provide two distinct perspectives of the surrounding coastline and canal, while the flexible loft offers additional sleeping space or room to create a game room, media lounge, or work-from-home retreat. The appeal extends beyond the home itself.

Enjoy a community pool, hot tub, and a shared elevated waterfront boardwalk leading to a canal-side deck with day-docking access. With the beach just a short stroll away and the laid-back charm of Mexico Beach all around, this property delivers an appealing blend of coastal lifestyle, flexible accommodations, and established rental performance.

Monthly Cost Estimate

$4,911/mo

20% down · 6.5% · 30 years

Principal$542
Interest$3,250
Insurance$219
HOA$900

Estimates only. Actual payments may vary.

Location

3224 Highway 98

Mexico Beach, FL 32456

COTTAGES AT WATERSIDE VILLAGE

Features & Amenities

Interior Features

Breakfast BarCeiling Crwn MoldingLighting RecessedOwner's ClosetPantryWasher/Dryer Hookup

Exterior Features

Balcony

Property Details

Flooring

Tile

Construction

Foundation Off Grade Siding CmntFbrHrdBrd

Outdoor Features

Deck

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDryerMicrowaveRefrigerator W/IceMkSmoke DetectorSmooth Stovetop RngeStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 4-bedroom, 3-bathroom single family at 3224 Highway 98 is listed at $749,900 ($409/sqft). The estimated monthly payment is $4,911 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $900/month.

Key features include: Built in 2006, 3 stories, 3 parking spaces, Waterfront. Interior Features: Breakfast Bar, Ceiling Crwn Molding, Lighting Recessed. Exterior Features: Balcony.

This property is listed by Abbott Martin Group.

AG

Abbott Martin Group

Agent at Exp Realty

Listed by Exp Realty · Broker phone: (904) 238-3304 · View on Broker Site · Broker website

MLS# 1014066· Source: Emerald Coast Association of Realtors· 6 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3224 Highway 98, Mexico Beach, FL 32456

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