# 3224 Highway 98, Mexico Beach, FL 32456

> **TL;DR:** 4bd/3ba single family, $749,900 ($409/sqft), built 2006, 1,835 sqft.
> Waterfront, A/C, 1-car garage. Est. $4,911/mo. Listed 7 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $749,900 |
| Price/sqft | $409 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,835 |
| Year Built | 2006 |
| Stories | 3 |
| Garage | 1-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 7 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,792 |
| Estimated Insurance | $219 |
| HOA | $900 |
| **Total** | **$4,911** |

## Nearby Schools

- **Elementary:** St. Joe
- **Middle:** St. Joe
- **High:** St. Joe

## Key Amenities

- Waterfront
- A/C
- 1-car garage

## Property Highlights

- Built in 2006
- 3 stories
- 3 parking spaces
- Waterfront

## Description

### Agent Description
GULF & CANAL VIEWS + PROVEN RENTAL HISTORY! Discover a standout coastal investment in the gated community of Cottages at Waterside Village in Mexico Beach. Offering the rare combination of Gulf and canal views, this 4-bedroom, 2.5-bath beach home pairs an inviting coastal atmosphere with a successful vacation rental history generating $115,000 in proven rental income. Whether you're looking to expand your investment portfolio or own a beach retreat that can welcome family, friends, and vacation guests, this property offers plenty to appreciate. Designed for relaxed coastal living, the home features an open layout with abundant windows, a spacious kitchen with breakfast bar, and a comfortable living area suited for gathering after a day at the beach. Upstairs, private balconies provide two distinct perspectives of the surrounding coastline and canal, while the flexible loft offers additional sleeping space or room to create a game room, media lounge, or work-from-home retreat. The appeal extends beyond the home itself. Enjoy a community pool, hot tub, and a shared elevated waterfront boardwalk leading to a canal-side deck with day-docking access. With the beach just a short stroll away and the laid-back charm of Mexico Beach all around, this property delivers an appealing blend of coastal lifestyle, flexible accommodations, and established rental performance.

## Location

- **Address:** 3224 Highway 98, Mexico Beach, FL 32456
- **County:** Bay
- **Neighborhood:** COTTAGES AT WATERSIDE VILLAGE
- **Coordinates:** 29.949862, -85.420245
- **Google Maps:** https://www.google.com/maps?q=29.949862,-85.420245

## Listing Agent

- **Name:** Abbott Martin Group
- **Brokerage:** Exp Realty
- **Broker Phone:** (904) 238-3304
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3224-Highway-98_Mexico-Beach_FL_32456_M55736-59788?f=listhub&s=ECARMLSFL&m=1014066&c=propsimple)

## Photos

![3224 Highway 98 - Photo 1](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f1778147976r.jpg)

![3224 Highway 98 - Photo 2](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f3254774302r.jpg)

![3224 Highway 98 - Photo 3](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f3676630624r.jpg)

![3224 Highway 98 - Photo 4](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f812532077r.jpg)

![3224 Highway 98 - Photo 5](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f1066683980r.jpg)

![3224 Highway 98 - Photo 6](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f3826934794r.jpg)

![3224 Highway 98 - Photo 7](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f2187665546r.jpg)

![3224 Highway 98 - Photo 8](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f97535983r.jpg)

![3224 Highway 98 - Photo 9](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f2471867985r.jpg)

![3224 Highway 98 - Photo 10](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f2120806170r.jpg)

![3224 Highway 98 - Photo 11](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f935302908r.jpg)

![3224 Highway 98 - Photo 12](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f4218560305r.jpg)

![3224 Highway 98 - Photo 13](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f283494450r.jpg)

![3224 Highway 98 - Photo 14](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f1223899842r.jpg)

![3224 Highway 98 - Photo 15](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f1493234032r.jpg)

![3224 Highway 98 - Photo 16](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f2605072509r.jpg)

![3224 Highway 98 - Photo 17](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f663613065r.jpg)

![3224 Highway 98 - Photo 18](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f3984183266r.jpg)

![3224 Highway 98 - Photo 19](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f1176748680r.jpg)

![3224 Highway 98 - Photo 20](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f1219162858r.jpg)

![3224 Highway 98 - Photo 21](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f3953653628r.jpg)

![3224 Highway 98 - Photo 22](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f3663617616r.jpg)

![3224 Highway 98 - Photo 23](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f1201165725r.jpg)

![3224 Highway 98 - Photo 24](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f2583133244r.jpg)

![3224 Highway 98 - Photo 25](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f2294754269r.jpg)

![3224 Highway 98 - Photo 26](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f272582750r.jpg)

![3224 Highway 98 - Photo 27](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f2555462950r.jpg)

![3224 Highway 98 - Photo 28](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f3382427241r.jpg)

![3224 Highway 98 - Photo 29](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f415439463r.jpg)

![3224 Highway 98 - Photo 30](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f837516436r.jpg)

![3224 Highway 98 - Photo 31](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f2289471262r.jpg)

![3224 Highway 98 - Photo 32](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f2464695075r.jpg)

![3224 Highway 98 - Photo 33](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f3279416619r.jpg)

![3224 Highway 98 - Photo 34](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f1301800171r.jpg)

![3224 Highway 98 - Photo 35](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f1857082288r.jpg)

![3224 Highway 98 - Photo 36](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f4167509082r.jpg)

![3224 Highway 98 - Photo 37](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f1823124877r.jpg)

![3224 Highway 98 - Photo 38](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f3612325324r.jpg)

![3224 Highway 98 - Photo 39](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f3105718472r.jpg)

![3224 Highway 98 - Photo 40](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f321869501r.jpg)

![3224 Highway 98 - Photo 41](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f2130898506r.jpg)

![3224 Highway 98 - Photo 42](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f1323824259r.jpg)

![3224 Highway 98 - Photo 43](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f1740598204r.jpg)

![3224 Highway 98 - Photo 44](http://lh.rdcpix.com/2bc21cf018882c835a9905633faf99dal-f1658972389r.jpg)

---

**MLS#:** 1014066 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/3224-highway-98-mexico-beach-fl-32456-9a7455db574945e8a507e114cfc23763)

---

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}
```