# 3224 Highway 98, Mexico Beach, FL 32456

> **TL;DR:** 4bd/3ba single family, $749,900 ($409/sqft), built 2006, 1,835 sqft.
> Waterfront, View, A/C, 1-car garage. Est. $4,911/mo. Listed 7 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $749,900 |
| Price/sqft | $409 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,835 |
| Year Built | 2006 |
| Stories | 3 |
| Garage | 1-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 7 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,792 |
| Estimated Insurance | $219 |
| HOA | $900 |
| **Total** | **$4,911** |

## Nearby Schools

- **Elementary:** Port St. Joe
- **Middle:** Port St. Joe
- **High:** Port St. Joe

## Key Amenities

- Waterfront
- View
- A/C
- 1-car garage

## Property Highlights

- Built in 2006
- 3 stories
- Waterfront

## Description

### Agent Description
GULF & CANAL VIEWS + PROVEN RENTAL HISTORY! Discover a standout coastal investment in the gated community of Cottages at Waterside Village in Mexico Beach. Offering the rare combination of Gulf and canal views, this 4-bedroom, 2.5-bath beach home pairs an inviting coastal atmosphere with a successful vacation rental history generating $115,000 in proven rental income. Whether you're looking to expand your investment portfolio or own a beach retreat that can welcome family, friends, and vacation guests, this property offers plenty to appreciate. Designed for relaxed coastal living, the home features an open layout with abundant windows, a spacious kitchen with breakfast bar, and a comfortable living area suited for gathering after a day at the beach. Upstairs, private balconies provide two distinct perspectives of the surrounding coastline and canal, while the flexible loft offers additional sleeping space or room to create a game room, media lounge, or work-from-home retreat. The appeal extends beyond the home itself. Enjoy a community pool, hot tub, and a shared elevated waterfront boardwalk leading to a canal-side deck with day-docking access. With the beach just a short stroll away and the laid-back charm of Mexico Beach all around, this property delivers an appealing blend of coastal lifestyle, flexible accommodations, and established rental performance.

## Location

- **Address:** 3224 Highway 98, Mexico Beach, FL 32456
- **County:** Bay
- **Neighborhood:** Waterside Village
- **Coordinates:** 29.949854, -85.420226
- **Google Maps:** https://www.google.com/maps?q=29.949854,-85.420226

## Listing Agent

- **Name:** Abbott Martin Group
- **Brokerage:** EXP Realty LLC
- **Broker Phone:** (888) 883-8509
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3224-Highway-98_Mexico-Beach_FL_32456_M55736-59788?f=listhub&s=BCARFL&m=796839&c=propsimple)

## Photos

![3224 Highway 98 - Photo 1](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f2683577983r.jpg)

![3224 Highway 98 - Photo 2](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f1106400556r.jpg)

![3224 Highway 98 - Photo 3](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f294818529r.jpg)

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![3224 Highway 98 - Photo 9](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f2466724921r.jpg)

![3224 Highway 98 - Photo 10](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f1628076562r.jpg)

![3224 Highway 98 - Photo 11](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f2955675519r.jpg)

![3224 Highway 98 - Photo 12](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f3117276822r.jpg)

![3224 Highway 98 - Photo 13](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f4001779255r.jpg)

![3224 Highway 98 - Photo 14](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f3434368081r.jpg)

![3224 Highway 98 - Photo 15](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f1308647414r.jpg)

![3224 Highway 98 - Photo 16](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f359528247r.jpg)

![3224 Highway 98 - Photo 17](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f3881102934r.jpg)

![3224 Highway 98 - Photo 18](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f3239866138r.jpg)

![3224 Highway 98 - Photo 19](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f2330899119r.jpg)

![3224 Highway 98 - Photo 20](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f1079861149r.jpg)

![3224 Highway 98 - Photo 21](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f3710977833r.jpg)

![3224 Highway 98 - Photo 22](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f4022232850r.jpg)

![3224 Highway 98 - Photo 23](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f3118282001r.jpg)

![3224 Highway 98 - Photo 24](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f2643141936r.jpg)

![3224 Highway 98 - Photo 25](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f901241631r.jpg)

![3224 Highway 98 - Photo 26](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f3339951868r.jpg)

![3224 Highway 98 - Photo 27](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f985093708r.jpg)

![3224 Highway 98 - Photo 28](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f218639502r.jpg)

![3224 Highway 98 - Photo 29](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f4241203995r.jpg)

![3224 Highway 98 - Photo 30](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f1700031910r.jpg)

![3224 Highway 98 - Photo 31](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f3188399333r.jpg)

![3224 Highway 98 - Photo 32](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f2016990474r.jpg)

![3224 Highway 98 - Photo 33](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f852057024r.jpg)

![3224 Highway 98 - Photo 34](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f4038771234r.jpg)

![3224 Highway 98 - Photo 35](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f891016518r.jpg)

![3224 Highway 98 - Photo 36](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f1182317400r.jpg)

![3224 Highway 98 - Photo 37](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f3088032630r.jpg)

![3224 Highway 98 - Photo 38](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f88517005r.jpg)

![3224 Highway 98 - Photo 39](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f3530954231r.jpg)

![3224 Highway 98 - Photo 40](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f2707206086r.jpg)

![3224 Highway 98 - Photo 41](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f411340654r.jpg)

![3224 Highway 98 - Photo 42](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f3342201262r.jpg)

![3224 Highway 98 - Photo 43](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f955756780r.jpg)

![3224 Highway 98 - Photo 44](http://lh.rdcpix.com/7db7a2f64dbe330d92e746cd3ab28f38l-f3376375351r.jpg)

---

**MLS#:** 796839 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/3224-highway-98-mexico-beach-fl-32456-d15cbac2e9f6473db83674e7ee8d7684)

---

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