About This Home

This 2-bedroom, 2-bathroom single family at 323 Mountain Top Way in Amherst, VA is listed for $475,000 ($384 per sqft). Built in 2026, the home offers 1,236 sqft of living space on a 5.07 acres lot.

Key Features

  • Built in 2026
  • 5.07 acre lot
  • Fireplace

Property Details

1 story
2 full
2026

Amenities

Fireplace
Listing Description

Banks Mountain Cottage! A new construction home set on just over 5 acres. This single-level cottage offers two spacious bedrooms and two full baths with marble countertops. The open living area features a vaulted ceiling, a stone fireplace with gas logs, and large windows framing majestic mountain views.

White shaker cabinets, granite countertops, and a gas cooktop complete the kitchen. You will enjoy long-range mountain views from the shaded front porch and dark-sky stargazing from the open deck. Fiber-optic internet keeps you connected to work and entertainment while you enjoy the peaceful surroundings.

A meadow of natural pollinators creates an ever-changing vista. Nearby outdoor destinations include the Lynchburg Reservoir, Appalachian Trail, Pedlar River, Horsley Creek, Blue Ridge Parkway, and George Washington National Forest. Schedule a private showing to experience the home and its beautiful surroundings firsthand.

Monthly Cost Estimate

$2,790/mo

20% down · 6.5% · 30 years

Principal$344
Interest$2,058
Insurance$139
HOA$250

Estimates only. Actual payments may vary.

Location

323 Mountain Top Way

Amherst, VA 24521

Banks Mountain Subdivision

Features & Amenities

Interior Features

Ceiling Fan(s)DrywallGreat RoomHigh Speed Data AvalMain Level BedroomPrimary Bed w/BathPantryTV Mount(s)Firefly

Exterior Features

DeckPorchFront PorchSecluded LotInsulated GlassUndergrnd UtilitiesMountain Views

Property Details

Flooring

Vinyl

Construction

Completed

Outdoor Features

PorchDeck

Heating

Propane (Heating)Heat Pump (Heating)

Cooling

Heat Pump

Appliances

DishwasherDryerMicrowaveRange-GasSelf Cleaning Oven

Questions & Answers

This 2-bedroom, 2-bathroom single family at 323 Mountain Top Way is listed at $475,000 ($384/sqft). The estimated monthly payment is $2,791 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $250/month.

Key features include: Built in 2026, 5.07 acre lot, Fireplace. Interior Features: Ceiling Fan(s), Drywall, Great Room. Exterior Features: Deck, Porch, Front Porch.

This property is listed by Kristin Wood.

KW

Kristin Wood

Agent at Montague Miller & Co

Listed by Montague Miller & Co · Broker phone: (434) 946-5522 · View on Broker Site · Broker website

MLS# 369585· Source: Lynchburg Virginia MLS· 26 days on PropertySimple

Copyright © 2026 Lynchburg Virginia MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

323 Mountain Top Way, Amherst, VA 24521

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