# 323 Prudence Lane, Panama City Beach, FL 32408 > **TL;DR:** 3bd/2ba single family, $395,000 ($297/sqft), built 1986, 1,332 sqft. > A/C, 2-car garage. Est. $2,367/mo. Listed 55 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $395,000 | | Price/sqft | $297 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,332 | | Year Built | 1986 | | Lot Size | 16,117 sqft (0.37 acres) | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 55 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,997 | | Estimated Insurance | $115 | | HOA | $255 | | **Total** | **$2,367** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1986 - 0.37 acre lot ## Description ### Agent Description Move-in ready and fully renovated, this 3-bedroom, 2-bathroom home in Panama City Beach offers modern updates, a large backyard, and a convenient location near the beach, marina, Navy base, shopping, dining, and everyday conveniences. Inside, you'll find new flooring, fresh interior paint, updated lighting, shaker-style trim throughout, and vaulted ceilings in the main living area that create an open and inviting feel. The updated kitchen features new quartz countertops and newer stainless steel appliances, making it perfect for both everyday living and entertaining. The primary suite includes a beautifully updated bathroom with a tile shower and new vanity. Updated windows throughout the home add to the refreshed, move-in-ready feel. One of the standout features of this property is the oversized backyard one of the largest yards in the neighborhood. There is plenty of outdoor space for entertaining, pets, play areas, gardening, boat or recreational storage, or the possibility of adding a future pool. Located just a few short miles from Captain Anderson's Marina, this home puts boating, fishing, and the Panama City Beach lifestyle within easy reach. You're also only minutes from the white sand beaches, local restaurants, shopping, entertainment, and attractions throughout Panama City Beach. For buyers looking for a home near Naval Support Activity Panama City, Gulf Coast State College, or Panama City, this location offers added convenience. The Navy base is nearby, and the Hathaway Bridge provides quick access to Gulf Coast State College, Panama City, and surrounding Bay County destinations. If you've been searching for a renovated 3 bedroom home in Panama City Beach with a large backyard, updated kitchen and bathrooms, and easy access to the beach and marina, this property checks all the boxes. ## Location - **Address:** 323 Prudence Lane, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** North Lagoon Heights Phase II - **Coordinates:** 30.164415, -85.766521 - **Google Maps:** https://www.google.com/maps?q=30.164415,-85.766521 ## Listing Agent - **Name:** Morgan Benton - **Brokerage:** EXP Realty LLC - **Broker Phone:** (888) 883-8509 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/323-Prudence-Ln_Panama-City-Beach_FL_32408_M51790-73713?f=listhub&s=BCARFL&m=794972&c=propsimple) ## Photos ![323 Prudence Lane - Photo 1](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f3876979262r.jpg) ![323 Prudence Lane - Photo 2](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f4272298718r.jpg) ![323 Prudence Lane - Photo 3](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f1536011592r.jpg) ![323 Prudence Lane - Photo 4](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f506907969r.jpg) ![323 Prudence Lane - Photo 5](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f1627922772r.jpg) ![323 Prudence Lane - Photo 6](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f185016485r.jpg) ![323 Prudence Lane - Photo 7](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f3801294512r.jpg) ![323 Prudence Lane - Photo 8](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f137282537r.jpg) ![323 Prudence Lane - Photo 9](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f3283432902r.jpg) ![323 Prudence Lane - Photo 10](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f3667415529r.jpg) ![323 Prudence Lane - Photo 11](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f3535863555r.jpg) ![323 Prudence Lane - Photo 12](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f3544658782r.jpg) ![323 Prudence Lane - Photo 13](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f3538380830r.jpg) ![323 Prudence Lane - Photo 14](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f2496355969r.jpg) ![323 Prudence Lane - Photo 15](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f986212596r.jpg) ![323 Prudence Lane - Photo 16](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f3891735704r.jpg) ![323 Prudence Lane - Photo 17](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f4174565530r.jpg) ![323 Prudence Lane - Photo 18](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f97633587r.jpg) ![323 Prudence Lane - Photo 19](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f3351675862r.jpg) ![323 Prudence Lane - Photo 20](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f3589268733r.jpg) ![323 Prudence Lane - Photo 21](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f1985008521r.jpg) ![323 Prudence Lane - Photo 22](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f2137823817r.jpg) ![323 Prudence Lane - Photo 23](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f2290207767r.jpg) ![323 Prudence Lane - Photo 24](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f3979746577r.jpg) ![323 Prudence Lane - Photo 25](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f2718342509r.jpg) ![323 Prudence Lane - Photo 26](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f4203235855r.jpg) ![323 Prudence Lane - Photo 27](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f2352453489r.jpg) ![323 Prudence Lane - Photo 28](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f1664419188r.jpg) ![323 Prudence Lane - Photo 29](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f1059046440r.jpg) ![323 Prudence Lane - Photo 30](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f1754016738r.jpg) ![323 Prudence Lane - Photo 31](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f125209388r.jpg) ![323 Prudence Lane - Photo 32](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f709892039r.jpg) ![323 Prudence Lane - Photo 33](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f265953563r.jpg) ![323 Prudence Lane - Photo 34](http://lh.rdcpix.com/afacb7e888c2277fd4a5836c26bcce2fl-f179288819r.jpg) --- **MLS#:** 794972 | **Updated:** 2026-10-21 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/323-prudence-lane-panama-city-beach-fl-32408-da3caa036a544d29988086b45e28789b) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/323-prudence-lane-panama-city-beach-fl-32408-da3caa036a544d29988086b45e28789b#listing", "url": "https://staging.propertysimple.ai/listing/323-prudence-lane-panama-city-beach-fl-32408-da3caa036a544d29988086b45e28789b", "name": "323 Prudence Lane, Panama City Beach, FL 32408", "description": "Move-in ready and fully renovated, this 3-bedroom, 2-bathroom home in Panama City Beach offers modern updates, a large backyard, and a convenient location near the beach, marina, Navy base, shopping, dining, and everyday conveniences. Inside, you'll find new flooring, fresh interior paint, updated lighting, shaker-style trim throughout, and vaulted ceilings in the main living area that create an open and inviting feel. The updated kitchen features new quartz countertops and newer stainless steel appliances, making it perfect for both everyday living and entertaining. The primary suite includes a beautifully updated bathroom with a tile shower and new vanity. Updated windows throughout the home add to the refreshed, move-in-ready feel. One of the standout features of this property is the oversized backyard one of the largest yards in the neighborhood. There is plenty of outdoor space for entertaining, pets, play areas, gardening, boat or recreational storage, or the possibility of adding a future pool. Located just a few short miles from Captain Anderson's Marina, this home puts boating, fishing, and the Panama City Beach lifestyle within easy reach. You're also only minutes from the white sand beaches, local restaurants, shopping, entertainment, and attractions throughout Panama City Beach. For buyers looking for a home near Naval Support Activity Panama City, Gulf Coast State College, or Panama City, this location offers added convenience. The Navy base is nearby, and the Hathaway Bridge provides quick access to Gulf Coast State College, Panama City, and surrounding Bay County destinations. 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