About This Home

This 3-bedroom, 4-bathroom single family at 324 Fern Valley Drive in Toccoa, GA is listed for $439,000 ($223 per sqft). Built in 2026, the home offers 1,966 sqft of living space on a 0.67 acres lot.

Key Features

  • Built in 2026
  • 0.67 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
3 full, 1 half
2026

Amenities

FireplaceWaterfrontA/C
Listing Description

New Construction! Enjoy the perfect blend of quality craftsmanship and modern design in this beautiful new construction home, conveniently located just minutes from town. Featuring an open-concept layout with a desirable split-bedroom floor plan, this home offers both comfort and privacy.

Each bedroom features its own private bathroom, making this home ideal for families, guests, or anyone looking for added convenience and privacy. The spacious living room boasts a vaulted ceiling and a cozy fireplace, flowing seamlessly into the kitchen, complete with a large center island, solid surface countertops, and abundant cabinetry-perfect for everyday living and entertaining.

The owner's suite provides a relaxing retreat with a spa-inspired bath featuring a soaking tub, separate shower, double vanity, and a spacious walk-in closet. The two additional bedrooms each feature their own private full bathroom, while a convenient half bath is available for guests.

Step outside to the covered back porch overlooking a peaceful, private creek, creating the perfect setting for morning coffee or evening relaxation. Situated on a level lot, this home also includes a large two-car garage with plenty of storage space. Don't miss the opportunity to own this exceptional new home in a fantastic location with the rare convenience of a private bathroom for every bedroom.

Monthly Cost Estimate

$2,348/mo

20% down · 6.5% · 30 years

Principal$317
Interest$1,902
Insurance$128

Estimates only. Actual payments may vary.

Location

324 Fern Valley Drive

Toccoa, GA 30577

Fern Valley

Features & Amenities

Interior Features

Double VanityHigh CeilingsMaster On Main LevelSoaking TubSplit Bedroom PlanTile BathTray Ceiling(s)Walk-In Closet(s)

Property Details

Flooring

CarpetVinyl

Construction

Concrete Stone

Outdoor Features

PatioPorch

Parking

OpenGarage

Heating

Central

Cooling

Central AirCeiling Fan(s)

Appliances

DishwasherElectric Water HeaterRangeStainless Steel Appliance(s)

Questions & Answers

This 3-bedroom, 4-bathroom single family at 324 Fern Valley Drive is listed at $439,000 ($223/sqft). The estimated monthly payment is $2,348 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 0.67 acre lot, Fireplace, Waterfront. Interior Features: Double Vanity, High Ceilings, Master On Main Level.

This property is listed by Stephen P Caudell.

SC

Stephen P Caudell

Agent at Hammock Realty North Georgia

Listed by Hammock Realty North Georgia · Broker phone: (706) 491-0325 · View on Broker Site · Broker website

MLS# 10857198· Source: Georgia Multiple Listing Service· 27 days on PropertySimple

Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

324 Fern Valley Drive, Toccoa, GA 30577

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