Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 2-bathroom single family at 325 N MARKET Street N in Waterloo, IL is listed for $309,500 ($90 per sqft). Built in 1954, the home offers 3,450 sqft of living space on a N/A lot.

Agent Description

This sprawling all-brick ranch offers more than 1,850 square feet on the main level with an additional 1,600+ finished square feet below, providing exceptional space and flexibility. The formal foyer leads to a fully remodeled eat-in kitchen, a large living room, or the bedroom wing. The kitchen features shaker cabinets, LVP flooring, stainless steel appliances, a farmhouse sink, and a generous dining area. A door from the kitchen provides access to the attached two-car garage, side yard, and a carport currently used as a covered veranda. The fully fenced backyard includes extra parking and a rear gate that allows convenient access to the school bus route.

The expansive living room offers a backyard view, a fully functioning wood fireplace, built-in cabinetry, and access to the sunroom, which includes baseboard heat and LVP flooring and is ideal for a playroom, office, or additional living space. Updated windows throughout the home bring in abundant natural light and feature marble sills. The hallway includes a whole-house attic fan and stair access to the full-length attic, which houses the brand-new HVAC system and provides significant storage.

The bedroom wing includes three spacious bedrooms. Bedroom one features a large double closet. The primary bedroom offers four closets across one wall, a large window, and updated finishes. Bedroom three includes LVP flooring, a storage closet, and two additional smaller closets. The remodeled hall bath features a double vanity and a tub/shower combination.

The finished lower level includes a second decorative fireplace (non-functioning), a large family room with carpet, a laundry room with shelving, a rec room, a home gym with dry-erase boards, and a spacious storage area. A second full bath features custom tile and a glass bowl sink. A non-conforming fourth bedroom with rubber flooring and a closet provides additional flexibility.

This home is conveniently located near crosswalks with easy access to schools and Route 3, offering both comfort and convenience in a thoughtfully designed layout.

Key Features

  • Built in 1954
  • 3 parking spaces
  • Fireplace

Property Details

1 story
2 full
3 spaces
1954

Amenities

FireplaceBasement

Monthly Cost Estimate

$1,655/mo

20% down · 6.5% · 30 years

Principal$224
Interest$1,341
Insurance$90

Estimates only. Actual payments may vary.

Location

325 N MARKET Street N

Waterloo, IL 62298

NOT IN A SUBDIVISION

Features & Amenities

Exterior Features

LevelFencing

Property Details

Construction

BrickBrick Veneer

Parking

CarportGarageGarage - Attached

Heating

Fireplace(s)Natural Gas

Cooling

Central Air

Appliances

CooktopDishwasherGarbage DisposerWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 325 N MARKET Street N is listed at $309,500 ($90/sqft). The estimated monthly payment is $1,341 based on 20% down at 6.5% interest.

Key features include: Built in 1954, 3 parking spaces, Fireplace. Exterior Features: Level, Fencing.

This property is listed by Tammy Hines and can be reached at 6182813959 or Tammy@TammyMitchellHines.com.

Similar Homes in Waterloo

View all
TH

Tammy Hines

Agent at Tammy Mitchell Hines & Co.

(618) 281-3959

Listed by Tammy Mitchell Hines & Co. · View on Broker Site

MLS# 26012033· Source: listhub· Updated today

Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

325 N MARKET Street N, Waterloo, IL 62298

Open this listing in: