# 328 Jay Street, Rochester, IN 46975-1232 > **TL;DR:** 4bd/1ba single family, $65,000 ($32/sqft), built 1930, 2,052 sqft. > A/C, 2-car garage. Est. $348/mo. Listed 225 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $65,000 | | Price/sqft | $32 | | Bedrooms | 4 | | Bathrooms | 1 full | | Square Feet | 2,052 | | Year Built | 1930 | | Lot Size | 13,504 sqft (0.31 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 225 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $329 | | Estimated Insurance | $19 | | **Total** | **$348** | ## Nearby Schools - **Elementary:** Columbia / Riddle - **Middle:** Rochester Community - **High:** Rochester Community ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1930 - 0.31 acre lot - 2 stories ## Description ### Agent Description 328 Jay Street is a property that demands an honest assessment and a visionary's touch. This is not a project for the faint of heart; it is a full-scale restoration opportunity in a prime Rochester location. The Reality The structure is currently in a severe state of disrepair and is officially disclosed as non-livable and not habitable in its current condition. Prospective buyers must be aware of significant structural defects, including compromised flooring, unstable roofing, weakened support beams, and crumbling masonry. Additionally, the interior likely contains airborne contaminants. Due to these hazardous conditions, entry is strictly regulated: No individuals under 18 years of age are permitted on-site. All visitors must sign a Release of Liability prior to entry. The Potential For the experienced contractor or ambitious investor, the value lies in the large yard and the unbeatable central location. This property sits just steps away from: Riddle Elementary School Fulton County Fairgrounds The Public Library Downtown Rochester The surrounding neighborhood is well-established, with property values that will support significant improvements to the site. Whether you choose a total "studs-up" reconstruction or a fresh start on a substantial lot, the footprint offers a rare chance to build equity in a highly accessible part of town. ## Location - **Address:** 328 Jay Street, Rochester, IN 46975-1232 - **County:** Fulton County - **Coordinates:** 41.070808, -86.221943 - **Google Maps:** https://www.google.com/maps?q=41.070808,-86.221943 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/irmls/202609602 ## Listing Agent - **Name:** Jeff Owens - **Brokerage:** Patton Hall Real Estate - **Broker Phone:** 2604501812 ## Photos ![328 Jay Street - Photo 1](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f2722876366r.jpg) ![328 Jay Street - Photo 2](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f1347229826r.jpg) ![328 Jay Street - Photo 3](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f3965346860r.jpg) ![328 Jay Street - Photo 4](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f2255334051r.jpg) ![328 Jay Street - Photo 5](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f1645806181r.jpg) ![328 Jay Street - Photo 6](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f323096185r.jpg) ![328 Jay Street - Photo 7](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f2562052459r.jpg) ![328 Jay Street - Photo 8](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f3106458252r.jpg) ![328 Jay Street - Photo 9](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f3368227527r.jpg) ![328 Jay Street - Photo 10](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f3188867733r.jpg) ![328 Jay Street - Photo 11](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f825512092r.jpg) ![328 Jay Street - Photo 12](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f3235599284r.jpg) ![328 Jay Street - Photo 13](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f644554164r.jpg) ![328 Jay Street - Photo 14](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f3094255521r.jpg) ![328 Jay Street - Photo 15](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f443072702r.jpg) ![328 Jay Street - Photo 16](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f3629308307r.jpg) ![328 Jay Street - Photo 17](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f4236413374r.jpg) ![328 Jay Street - Photo 18](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f939610066r.jpg) ![328 Jay Street - Photo 19](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f2700265499r.jpg) ![328 Jay Street - Photo 20](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f3908183338r.jpg) ![328 Jay Street - Photo 21](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f1976259026r.jpg) ![328 Jay Street - Photo 22](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f454164119r.jpg) ![328 Jay Street - Photo 23](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f2182063442r.jpg) ![328 Jay Street - Photo 24](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f1347229826r.jpg) ![328 Jay Street - Photo 25](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f4149155025r.jpg) ![328 Jay Street - Photo 26](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f2853419393r.jpg) ![328 Jay Street - Photo 27](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f201627817r.jpg) ![328 Jay Street - Photo 28](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f1326159689r.jpg) ![328 Jay Street - Photo 29](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f1157697921r.jpg) ![328 Jay Street - Photo 30](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f2643330752r.jpg) ![328 Jay Street - Photo 31](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f2429920626r.jpg) ![328 Jay Street - Photo 32](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f1572376615r.jpg) ![328 Jay Street - Photo 33](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f3135366115r.jpg) ![328 Jay Street - Photo 34](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f2143133162r.jpg) ![328 Jay Street - Photo 35](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f1066027677r.jpg) ![328 Jay Street - Photo 36](http://lh.rdcpix.com/4dcccc044cad2422bde8498ce50f73acl-f3828804776r.jpg) --- **MLS#:** 202609602 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Kosciusko Board of Realtors MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/328-jay-street-rochester-in-46975-1232-22a7122f0c344f64a90de730af593d49) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/328-jay-street-rochester-in-46975-1232-22a7122f0c344f64a90de730af593d49#listing", "url": "https://staging.propertysimple.ai/listing/328-jay-street-rochester-in-46975-1232-22a7122f0c344f64a90de730af593d49", "name": "328 Jay Street, Rochester, IN 46975-1232", "description": "328 Jay Street is a property that demands an honest assessment and a visionary's touch. This is not a project for the faint of heart; it is a full-scale restoration opportunity in a prime Rochester location. 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