# 3280 ARUNDEL ON THE BAY Road, Annapolis, MD 21403 > **TL;DR:** 5bd/5ba single family, $750,000 ($239/sqft), built 1994, 3,144 sqft. > A/C, 2-car garage. Est. $4,011/mo. Listed 97 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $750,000 | | Price/sqft | $239 | | Bedrooms | 5 | | Bathrooms | 4 full, 1 half | | Square Feet | 3,144 | | Year Built | 1994 | | Lot Size | 17,424 sqft (0.40 acres) | | Stories | 3 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 97 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,792 | | Estimated Insurance | $219 | | **Total** | **$4,011** | ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1994 - 0.40 acre lot - 3 stories - 8 parking spaces ## Description ### Agent Description 2.625% Assumable FHA loan! Significant Price Improvement! Priced to sell, incredible value and opportunity. Excellent Condition. Welcome to this beautifully maintained custom built Tudor Style home in this small coastal community. NO HOA!! Pride of ownership shows! With a primary suite on the main level and another primary suite on the upper level, this home is perfect for Multi-Generational Living and Accessibility! The upper level features 3 spacious bedrooms and 2 full baths; the main level has 1 large bedroom with a full bath and walk-in shower; and the lower level has another full bath and several areas to make additional bedrooms. The huge 1,100 sqft finished lower level has multiple rooms including a large rec room that can fit a pool table, games and a bar area; plus a family room or theatre room and private entrance! There is even space for a kitchenette! There are so many possibilities with this extra space including an apartment or in-law suite! The home is filled with natural light and scenic views throughout. Situated on almost a half of acre and only 2 blocks to the Chesapeake Bay! The lush backyard is fully fenced in and ready for entertaining and evening dinners on the updated trex deck! The lot next to the home is a county preserved wooded lot that offers privacy and attracts wildlife. Oyster Harbor offers the best of Coastal Maryland living-just minutes from historic downtown Annapolis, top-rated restaurants, shopping, and commuter routes. The home has been well cared for and maintained; only two owners since it was built! Recent updates include: HVAC, water heater, main level LVP floors that are very durable, trex deck and renovated front porch with tile, custom plantation shutters, renovated primary suite and luxury full bath, front load w/d, professionally cleaned, professionally landscaped, backyard drainage system...and more! Sellers are MOTIVATED and ready for another family to make this their home! MOVE-IN READY AND A MUST-SEE! You won't find many homes with this lot size and location for this price. Don't miss this great opportunity! Schedule your showing today. ## Location - **Address:** 3280 ARUNDEL ON THE BAY Road, Annapolis, MD 21403 - **County:** ANNE ARUNDEL - **Neighborhood:** OYSTER HARBOR - **Coordinates:** 38.93074, -76.47626 - **Google Maps:** https://www.google.com/maps?q=38.93074,-76.47626 ## Listing Agent - **Name:** Deanna L Marshall · **License:** 660108 - **Brokerage:** Keller Williams Integrity - **Broker Phone:** (443) 574-1600 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3280-Arundel-on-the-Bay-Rd_Annapolis_MD_21403_M51161-77545?f=listhub&s=TRENDPA&m=MDAA2152934&c=propsimple) ## Photos ![3280 ARUNDEL ON THE BAY Road - Photo 1](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f1408256375r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 2](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f3688766257r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 3](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f2874978807r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 4](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f81077679r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 5](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f2951849571r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 6](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f2977005083r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 7](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f3785600556r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 8](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f2724500076r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 9](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f2024790351r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 10](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f3902515990r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 11](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f2018236235r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 12](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f908330435r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 13](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f4234948905r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 14](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f463699612r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 15](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f2593842764r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 16](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f2044382061r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 17](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f4017815229r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 18](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f3854558495r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 19](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f3679947074r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 20](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f897959308r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 21](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f3063887816r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 22](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f1078149172r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 23](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f1949011229r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 24](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f343326824r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 25](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f2439024704r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 26](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f3632844165r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 27](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f3121408931r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 28](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f2436095072r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 29](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f519566533r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 30](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f3588805096r.jpg) ![3280 ARUNDEL ON THE BAY Road - Photo 31](http://lh.rdcpix.com/1a842fa0d679f15f157658836a4db000l-f1139279621r.jpg) --- **MLS#:** MDAA2152934 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/3280-arundel-on-the-bay-road-annapolis-md-21403-bf43a7d4763b4b42a8fe45129dad59b9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/3280-arundel-on-the-bay-road-annapolis-md-21403-bf43a7d4763b4b42a8fe45129dad59b9#listing", "url": "https://staging.propertysimple.ai/listing/3280-arundel-on-the-bay-road-annapolis-md-21403-bf43a7d4763b4b42a8fe45129dad59b9", "name": "3280 ARUNDEL ON THE BAY Road, Annapolis, MD 21403", "description": "2.625% Assumable FHA loan! Significant Price Improvement! Priced to sell, incredible value and opportunity. Excellent Condition. Welcome to this beautifully maintained custom built Tudor Style home in this small coastal community. NO HOA!! Pride of ownership shows! With a primary suite on the main level and another primary suite on the upper level, this home is perfect for Multi-Generational Living and Accessibility! The upper level features 3 spacious bedrooms and 2 full baths; the main level has 1 large bedroom with a full bath and walk-in shower; and the lower level has another full bath and several areas to make additional bedrooms. The huge 1,100 sqft finished lower level has multiple rooms including a large rec room that can fit a pool table, games and a bar area; plus a family room or theatre room and private entrance! There is even space for a kitchenette! There are so many possibilities with this extra space including an apartment or in-law suite! The home is filled with natural light and scenic views throughout. Situated on almost a half of acre and only 2 blocks to the Chesapeake Bay! The lush backyard is fully fenced in and ready for entertaining and evening dinners on the updated trex deck! The lot next to the home is a county preserved wooded lot that offers privacy and attracts wildlife. Oyster Harbor offers the best of Coastal Maryland living-just minutes from historic downtown Annapolis, top-rated restaurants, shopping, and commuter routes. The home has been well cared for and maintained; only two owners since it was built! Recent updates include: HVAC, water heater, main level LVP floors that are very durable, trex deck and renovated front porch with tile, custom plantation shutters, renovated primary suite and luxury full bath, front load w/d, professionally cleaned, professionally landscaped, backyard drainage system...and more! Sellers are MOTIVATED and ready for another family to make this their home! MOVE-IN READY AND A MUST-SEE! You won't find many homes with this lot size and location for this price. Don't miss this great opportunity! 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