# 340 Bay City Rd, Apalachicola, FL 32320 > **TL;DR:** land, $99,000. Est. $530/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $99,000 | | Lot Size | 101,059 sqft (2.32 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $501 | | Estimated Insurance | $29 | | **Total** | **$530** | ## Property Highlights - 2.32 acre lot ## Description ### Agent Description Fantastic opportunity to own 2.32 acres of high and dry property in an established neighborhood on a quiet dead-end road, just minutes from historic Apalachicola! Suitable for a site-built, modular, or mobile home, this versatile parcel is ideal for a primary residence, vacation getaway, or investment property. Enjoy convenient access to freshwater and saltwater fishing, with the Bay City Lodge boat ramp just a mile away. Downtown Apalachicola is a short drive, and the beautiful white-sand beaches of St. George Island are approximately 20 minutes away. Located in the desirable X flood zone, with electricity and city water available; septic needed. No HOA! Enjoy space, flexibility, and coastal living close to town, boating, and the beach. ## Location - **Address:** 340 Bay City Rd, Apalachicola, FL 32320 - **Neighborhood:** Southland - **Coordinates:** 29.744761, -85.022946 - **Google Maps:** https://www.google.com/maps?q=29.744761,-85.022946 ## Virtual Tour & Media - **Video Tour:** tour.usamls.net/340-Bay-City-Rd-Apalachicola-FL-32320/unbranded ## Listing Agent - **Name:** Cydney Szymanowski - **Brokerage:** ST. GEORGE ISLAND REALTY - **Broker Phone:** 850-927-4777 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/340-Bay-City-Rd_Apalachicola_FL_32320_M53809-73769?f=listhub&s=RAKSGCFL&m=329785&c=propsimple) ## Photos ![340 Bay City Rd - Photo 1](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f3135013398r.jpg) ![340 Bay City Rd - Photo 2](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f1041696182r.jpg) ![340 Bay City Rd - Photo 3](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f5106692r.jpg) ![340 Bay City Rd - Photo 4](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f3365255218r.jpg) ![340 Bay City Rd - Photo 5](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2749754784r.jpg) ![340 Bay City Rd - Photo 6](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2292998745r.jpg) ![340 Bay City Rd - Photo 7](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f3412808315r.jpg) ![340 Bay City Rd - Photo 8](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2688699749r.jpg) ![340 Bay City Rd - Photo 9](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f685301397r.jpg) ![340 Bay City Rd - Photo 10](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f217591652r.jpg) ![340 Bay City Rd - Photo 11](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f1515966203r.jpg) ![340 Bay City Rd - Photo 12](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f3370347697r.jpg) ![340 Bay City Rd - Photo 13](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2440606905r.jpg) ![340 Bay City Rd - Photo 14](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f803563944r.jpg) ![340 Bay City Rd - Photo 15](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2497050698r.jpg) ![340 Bay City Rd - Photo 16](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2892151019r.jpg) ![340 Bay City Rd - Photo 17](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f146119082r.jpg) ![340 Bay City Rd - Photo 18](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f1659781196r.jpg) ![340 Bay City Rd - Photo 19](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f432468429r.jpg) ![340 Bay City Rd - Photo 20](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f1984013184r.jpg) ![340 Bay City Rd - Photo 21](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f4094023802r.jpg) ![340 Bay City Rd - Photo 22](http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f490765890r.jpg) --- **MLS#:** 329785 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/340-bay-city-rd-apalachicola-fl-32320-6092aa6df9d54b90a0a28d910065ac9e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/340-bay-city-rd-apalachicola-fl-32320-6092aa6df9d54b90a0a28d910065ac9e#listing", "url": "https://staging.propertysimple.ai/listing/340-bay-city-rd-apalachicola-fl-32320-6092aa6df9d54b90a0a28d910065ac9e", "name": "340 Bay City Rd, Apalachicola, FL 32320", "description": "Fantastic opportunity to own 2.32 acres of high and dry property in an established neighborhood on a quiet dead-end road, just minutes from historic Apalachicola! Suitable for a site-built, modular, or mobile home, this versatile parcel is ideal for a primary residence, vacation getaway, or investment property. Enjoy convenient access to freshwater and saltwater fishing, with the Bay City Lodge boat ramp just a mile away. Downtown Apalachicola is a short drive, and the beautiful white-sand beaches of St. George Island are approximately 20 minutes away. Located in the desirable X flood zone, with electricity and city water available; septic needed. No HOA! Enjoy space, flexibility, and coastal living close to town, boating, and the beach.", "image": [ "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f3135013398r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f1041696182r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f5106692r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f3365255218r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2749754784r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2292998745r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f3412808315r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2688699749r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f685301397r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f217591652r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f1515966203r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f3370347697r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2440606905r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f803563944r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2497050698r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2892151019r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f146119082r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f1659781196r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f432468429r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f1984013184r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f4094023802r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f490765890r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f3135013398r.jpg", "caption": "340 Bay City Rd - Apalachicola, FL" }, "datePosted": "2026-10-23T04:34:47.604Z", "dateModified": "2026-10-23T04:34:47.604Z", "mainEntity": { "@type": "Place", "@id": "https://staging.propertysimple.ai/listing/340-bay-city-rd-apalachicola-fl-32320-6092aa6df9d54b90a0a28d910065ac9e#property", "name": "340 Bay City Rd, Apalachicola, FL 32320", "address": { "@type": "PostalAddress", "streetAddress": "340 Bay City Rd", "addressLocality": "Apalachicola", "addressRegion": "FL", "postalCode": "32320", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 29.744761, "longitude": -85.022946 }, "image": [ "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f3135013398r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f1041696182r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f5106692r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f3365255218r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2749754784r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2292998745r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f3412808315r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2688699749r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f685301397r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f217591652r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f1515966203r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f3370347697r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2440606905r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f803563944r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2497050698r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f2892151019r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f146119082r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f1659781196r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f432468429r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f1984013184r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f4094023802r.jpg", "http://lh.rdcpix.com/ac50f74752a91e2f817ef365066122afl-f490765890r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "329785" }, "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "2.32 acres" }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Other" }, { "@type": "PropertyValue", "name": "Property Type", "value": "Land" } ] }, "offers": { "@type": "Offer", "@id": "https://staging.propertysimple.ai/listing/340-bay-city-rd-apalachicola-fl-32320-6092aa6df9d54b90a0a28d910065ac9e#offer", "url": "https://staging.propertysimple.ai/listing/340-bay-city-rd-apalachicola-fl-32320-6092aa6df9d54b90a0a28d910065ac9e", "price": 99000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://staging.propertysimple.ai/listing/340-bay-city-rd-apalachicola-fl-32320-6092aa6df9d54b90a0a28d910065ac9e#agent" } }, "provider": { "@type": "Person", "@id": "https://staging.propertysimple.ai/listing/340-bay-city-rd-apalachicola-fl-32320-6092aa6df9d54b90a0a28d910065ac9e#agent", "name": "Cydney Szymanowski", "worksFor": { "@type": "Organization", "@id": "https://staging.propertysimple.ai/listing/340-bay-city-rd-apalachicola-fl-32320-6092aa6df9d54b90a0a28d910065ac9e#brokerage", "name": "ST. GEORGE ISLAND REALTY", "telephone": "850-927-4777" } } } ```