# 3401 SARATOGA Avenue, Annapolis, MD 21403 > **TL;DR:** 3bd/3ba single family, $879,000 ($326/sqft), built 1989, 2,700 sqft. > Fireplace, A/C, 2-car garage. Est. $4,929/mo. Listed 42 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $879,000 | | Price/sqft | $326 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,700 | | Year Built | 1989 | | Lot Size | 7,815 sqft (0.18 acres) | | Stories | 3 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 42 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,445 | | Estimated Insurance | $256 | | HOA | $228 | | **Total** | **$4,929** | ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 1989 - 0.18 acre lot - 3 stories - 2 parking spaces - Fireplace ## Description ### Agent Description Welcome Arundel on the Bay - a water oriented lifestyle community offering access to kayaking, paddle-boarding, beach and playground. All this with close proximity to shopping, restaurants, parks and downtown Annapolis. The quiet and calm neighborhood offers an island-like feeling. And this striking 3-story home is absolutely MOVE-IN READY! Gracious and plentiful windows leave you appreciating the timeless perennial gardens, majestic trees and peeks at Fishing Creek from multiple locations. As Fall arrives the "peeks" will become relaxing and lovely views! A bright and open floorplan features architectural lines and high ceilings which enhance the home's airy, gallery-like feel. Stunning wood floors offer warmth and continue the feeling of openness. We hope you like to cook and entertain - this Kitchen makes it not only possible but inviting and engaging. Extend your morning or evening and take a step out to the private back Deck tucked in to give you an intimate feeling with a lovely pergola and hanging lights. And it is only one of three Decks. The Primary Suite is magazine worthy - morning coffee on your Deck with lovely views or an evening toast to the day. Two more very spacious Bedrooms and updated Bath complete the 2nd Floor. And then the 3d Floor is worthy of the term "RETREAT". A wall of floor to ceiling windows with a side view of Fishing Creek and views of the trees and gardens below is icing on the cake! Amazing Community Features: Magnolia Avenue Beach, Newport Avenue Community Pier, Linden Avenue Recreational Pier, Redwood Avenue launching pier/boat ramp, and playgrounds. ## Location - **Address:** 3401 SARATOGA Avenue, Annapolis, MD 21403 - **County:** ANNE ARUNDEL - **Neighborhood:** ARUNDEL ON THE BAY - **Coordinates:** 38.9160212, -76.46440778 - **Google Maps:** https://www.google.com/maps?q=38.9160212,-76.46440778 ## Virtual Tour & Media - **Video Tour:** https://unbranded.youriguide.com/3401_saratoga_ave_annapolis_md/ ## Listing Agent - **Name:** Melanie A Graw - **Brokerage:** Coldwell Banker Residential Brokerage - **Broker Phone:** (410) 224-2200 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3401-Saratoga-Ave_Annapolis_MD_21403_M57496-38557?f=listhub&s=TRENDPA&m=MDAA2157268&c=propsimple) ## Photos ![3401 SARATOGA Avenue - Photo 1](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f1326310124r.jpg) ![3401 SARATOGA Avenue - Photo 2](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f2535106198r.jpg) ![3401 SARATOGA Avenue - Photo 3](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f281470504r.jpg) ![3401 SARATOGA Avenue - Photo 4](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f3341531354r.jpg) ![3401 SARATOGA Avenue - Photo 5](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f4124864537r.jpg) ![3401 SARATOGA Avenue - Photo 6](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f1923476326r.jpg) ![3401 SARATOGA Avenue - Photo 7](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f1852257740r.jpg) ![3401 SARATOGA Avenue - Photo 8](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f923016381r.jpg) ![3401 SARATOGA Avenue - Photo 9](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f352158615r.jpg) ![3401 SARATOGA Avenue - Photo 10](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f1607397190r.jpg) ![3401 SARATOGA Avenue - Photo 11](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f443783632r.jpg) ![3401 SARATOGA Avenue - Photo 12](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f2791931313r.jpg) ![3401 SARATOGA Avenue - Photo 13](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f1440282532r.jpg) ![3401 SARATOGA Avenue - Photo 14](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f282129198r.jpg) ![3401 SARATOGA Avenue - Photo 15](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f3101111425r.jpg) ![3401 SARATOGA Avenue - Photo 16](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f3359093341r.jpg) ![3401 SARATOGA Avenue - Photo 17](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f3005767954r.jpg) ![3401 SARATOGA Avenue - Photo 18](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f2886974995r.jpg) ![3401 SARATOGA Avenue - Photo 19](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f1634916185r.jpg) ![3401 SARATOGA Avenue - Photo 20](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f2979427533r.jpg) ![3401 SARATOGA Avenue - Photo 21](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f663870356r.jpg) ![3401 SARATOGA Avenue - Photo 22](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f3191671451r.jpg) ![3401 SARATOGA Avenue - Photo 23](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f1223635904r.jpg) ![3401 SARATOGA Avenue - Photo 24](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f488426454r.jpg) ![3401 SARATOGA Avenue - Photo 25](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f3728050455r.jpg) ![3401 SARATOGA Avenue - Photo 26](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f3355691634r.jpg) ![3401 SARATOGA Avenue - Photo 27](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f3137213244r.jpg) ![3401 SARATOGA Avenue - Photo 28](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f1954764759r.jpg) ![3401 SARATOGA Avenue - Photo 29](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f2808404026r.jpg) ![3401 SARATOGA Avenue - Photo 30](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f727526043r.jpg) ![3401 SARATOGA Avenue - Photo 31](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f679952902r.jpg) ![3401 SARATOGA Avenue - Photo 32](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f3262936171r.jpg) ![3401 SARATOGA Avenue - Photo 33](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f455290206r.jpg) ![3401 SARATOGA Avenue - Photo 34](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f1929399081r.jpg) ![3401 SARATOGA Avenue - Photo 35](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f3197083939r.jpg) ![3401 SARATOGA Avenue - Photo 36](http://lh.rdcpix.com/6676656f0173522ae522c42971320820l-f389688221r.jpg) --- **MLS#:** MDAA2157268 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/3401-saratoga-avenue-annapolis-md-21403-08198c319fe44feeba5165b2d0ea489a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/3401-saratoga-avenue-annapolis-md-21403-08198c319fe44feeba5165b2d0ea489a#listing", "url": "https://staging.propertysimple.ai/listing/3401-saratoga-avenue-annapolis-md-21403-08198c319fe44feeba5165b2d0ea489a", "name": "3401 SARATOGA Avenue, Annapolis, MD 21403", "description": "Welcome Arundel on the Bay - a water oriented lifestyle community offering access to kayaking, paddle-boarding, beach and playground. All this with close proximity to shopping, restaurants, parks and downtown Annapolis. The quiet and calm neighborhood offers an island-like feeling. And this striking 3-story home is absolutely MOVE-IN READY! Gracious and plentiful windows leave you appreciating the timeless perennial gardens, majestic trees and peeks at Fishing Creek from multiple locations. As Fall arrives the \"peeks\" will become relaxing and lovely views! A bright and open floorplan features architectural lines and high ceilings which enhance the home's airy, gallery-like feel. Stunning wood floors offer warmth and continue the feeling of openness. We hope you like to cook and entertain - this Kitchen makes it not only possible but inviting and engaging. Extend your morning or evening and take a step out to the private back Deck tucked in to give you an intimate feeling with a lovely pergola and hanging lights. And it is only one of three Decks. The Primary Suite is magazine worthy - morning coffee on your Deck with lovely views or an evening toast to the day. Two more very spacious Bedrooms and updated Bath complete the 2nd Floor. And then the 3d Floor is worthy of the term \"RETREAT\". A wall of floor to ceiling windows with a side view of Fishing Creek and views of the trees and gardens below is icing on the cake! 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