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About This Home

This 4-bedroom, 4-bathroom single family at 3404 Cosby Place in Charlotte, NC is listed for $1,099,999 ($399 per sqft). Built in 2016, the home offers 2,759 sqft of living space on a 0.25 acres lot.

Agent Description

Exuding timeless elegance, this stunning Charleston-style residence offers 4 bedrooms and 3.5 baths in the Oaks at Midwood, a boutique community tucked within Merry Oaks, just minutes from the vibrant energy of Plaza Midwood. A grand, double covered front porch sets the tone, welcoming guests into a beautifully curated interior where plantation shutters and rich wood flooring flow throughout the open-concept main level.

Designed for both refined living and effortless entertaining, the chef's kitchen showcases a generous island, stainless steel appliances, and abundant cabinetry, all seamlessly connected to the expansive living room and a formal dining room. Here, coffered ceilings and a striking gas fireplace create a warm yet sophisticated ambiance, while rear doors open to a porch complete with EZ Breeze windows for seamless indoor-outdoor living.

Glass French doors lead into a versatile guest bedroom with private en-suite that can be used for guests, an office, or much more. Upstairs, the primary suite serves as a true sanctuary, complete with its own private covered porch and a spa-inspired bath featuring dual vanities, a soaking tub, a tiled walk-in shower and an oversized walk-in closet.

Two additional generously sized bedrooms share a well-appointed full bath, while a dedicated laundry room adds convenience and storage. The outdoor living experience is equally impressive, featuring in-ground irrigation system, shed for storage and a private heated pool with custom cover, perfect for relaxing or entertaining under the Carolina sky. Blending classic architectural charm with elevated modern finishes, this exceptional home delivers luxury, comfort and an unbeatable location!

Key Features

  • Built in 2016
  • 0.25 acre lot
  • 2 stories
  • Private pool
  • Fireplace

Property Details

2 stories
3 full, 1 half
2016

Amenities

PoolFireplaceA/C

Monthly Cost Estimate

$6,018/mo

20% down · 6.5% · 30 years

Principal$796
Interest$4,767
Insurance$321
HOA$135

Estimates only. Actual payments may vary.

Location

3404 Cosby Place

Charlotte, NC 28205

The Oaks at Midwood

Features & Amenities

Interior Features

Attic Stairs PulldownBuilt-in FeaturesCable PrewireEntrance FoyerKitchen IslandOpen FloorplanPantrySplit BedroomWalk-In Closet(s)

Exterior Features

In-Ground Irrigation

Property Details

Flooring

TileWood

Construction

Brick Partial Block Fiber Cement Hardboard Siding

Pool Features

Porch

Parking

Driveway

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

Convection OvenDishwasherDisposalGas CooktopGas RangeMicrowaveOvenRefrigerator

Questions & Answers

This 4-bedroom, 4-bathroom single family at 3404 Cosby Place is listed at $1,099,999 ($399/sqft). The estimated monthly payment is $4,902 based on 20% down at 6.5% interest.

HOA fees are $135/month.

Key features include: Built in 2016, 0.25 acre lot, 2 stories, Private pool, Fireplace. Interior Features: Attic Stairs Pulldown, Built-in Features, Cable Prewire. Exterior Features: In-Ground Irrigation.

This property is listed by Brooke Harrelson and can be reached at 7046086317 or brooke.harrelson@yanceyrealty.com.

BH

Brooke Harrelson

Agent at Yancey Realty, LLC

(704) 608-6317

Listed by Yancey Realty, LLC · View on Broker Site

MLS# 4366736· Source: listhub· Updated 1 days ago

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3404 Cosby Place, Charlotte, NC 28205

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