# 3407 S Highway 77, Panama City, FL 32405 > **TL;DR:** commercial, $1,300,000 ($361/sqft), built 1985, 3,600 sqft. > A/C. Est. $6,953/mo. Listed 996 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,300,000 | | Price/sqft | $361 | | Square Feet | 3,600 | | Year Built | 1985 | | Lot Size | 91,476 sqft (2.10 acres) | | Property Type | Commercial (Retail) | | Status | Active | | Days on Market | 996 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $6,574 | | Estimated Insurance | $379 | | **Total** | **$6,953** | ## Nearby Schools - **Elementary:** Hiland Park - **Middle:** Mowat - **High:** Mosley ## Key Amenities - A/C ## Property Highlights - Built in 1985 - 2.10 acre lot ## Description ### Agent Description Desirable 2.1 acre property located on busy Hwy 77 in Panama City. This is being carved out of an original 4.2 acre property shown in the photos. There is 330' of road frontage on Hwy 77 with ingress and egress in two locations. Annual average daily traffic count is 30,098 vehicles. The property consists of one metal 60' x 60' retail building complete with finished interior space and covered warehouse storage. The building being sold is the one of the South side of the property or on the right in the photos. There is parking at the front of the building and an easement will be given to use the driveway to the other building. There is no direct cut in the median at this location, but the cut is very nearby so turning in from the opposite side of the road is fairly easy. The back portion of the property is vacant land. The retail business is not for sale only the building and property. The business onsite is in a month to month lease. Please don't disturb the tenants. The property has a Panama City address, but was annexed by the city of Lynn Haven so utilities and taxes are through City of Lynn Haven. ## Location - **Address:** 3407 S Highway 77, Panama City, FL 32405 - **County:** Bay - **Neighborhood:** St Andrews Bay Dev Cmp - **Coordinates:** 30.209761, -85.648882 - **Google Maps:** https://www.google.com/maps?q=30.209761,-85.648882 ## Listing Agent - **Name:** Christine Lance · **License:** 3278226 - **Brokerage:** Keller Williams Success Realty - **Broker Phone:** (850) 249-0313 ## Photos ![3407 S Highway 77 - Photo 1](http://lh.rdcpix.com/1443257d966ef05fda0a50311c1548e6l-f1581788461r.jpg) ![3407 S Highway 77 - Photo 2](http://lh.rdcpix.com/1443257d966ef05fda0a50311c1548e6l-f629978255r.jpg) ![3407 S Highway 77 - Photo 3](http://lh.rdcpix.com/1443257d966ef05fda0a50311c1548e6l-f2882779983r.jpg) ![3407 S Highway 77 - Photo 4](http://lh.rdcpix.com/1443257d966ef05fda0a50311c1548e6l-f3268129313r.jpg) ![3407 S Highway 77 - Photo 5](http://lh.rdcpix.com/1443257d966ef05fda0a50311c1548e6l-f795866477r.jpg) ![3407 S Highway 77 - Photo 6](http://lh.rdcpix.com/1443257d966ef05fda0a50311c1548e6l-f3398964558r.jpg) ![3407 S Highway 77 - Photo 7](http://lh.rdcpix.com/1443257d966ef05fda0a50311c1548e6l-f606852335r.jpg) ![3407 S Highway 77 - Photo 8](http://lh.rdcpix.com/1443257d966ef05fda0a50311c1548e6l-f2943815942r.jpg) ![3407 S Highway 77 - Photo 9](http://lh.rdcpix.com/1443257d966ef05fda0a50311c1548e6l-f1155803293r.jpg) ![3407 S Highway 77 - Photo 10](http://lh.rdcpix.com/1443257d966ef05fda0a50311c1548e6l-f306334900r.jpg) ![3407 S Highway 77 - Photo 11](http://lh.rdcpix.com/1443257d966ef05fda0a50311c1548e6l-f1839134757r.jpg) ![3407 S Highway 77 - Photo 12](http://lh.rdcpix.com/1443257d966ef05fda0a50311c1548e6l-f995236155r.jpg) --- **MLS#:** 752649 | **Updated:** 2026-10-19 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/3407-s-highway-77-panama-city-fl-32405-b24015ef6586414bbc7f4dd0bf49807d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/3407-s-highway-77-panama-city-fl-32405-b24015ef6586414bbc7f4dd0bf49807d#listing", "url": "https://staging.propertysimple.ai/listing/3407-s-highway-77-panama-city-fl-32405-b24015ef6586414bbc7f4dd0bf49807d", "name": "3407 S Highway 77, Panama City, FL 32405", "description": "Desirable 2.1 acre property located on busy Hwy 77 in Panama City. This is being carved out of an original 4.2 acre property shown in the photos. There is 330' of road frontage on Hwy 77 with ingress and egress in two locations. Annual average daily traffic count is 30,098 vehicles. 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