# 34145 S 523 Lane, Jay, OK 74346

> **TL;DR:** 3bd/3ba single family, $587,000 ($245/sqft), built 2003, 2,395 sqft.
> Fireplace, Waterfront, A/C, 2-car garage. Est. $3,164/mo. Listed 282 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $587,000 |
| Price/sqft | $245 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,395 |
| Year Built | 2003 |
| Lot Size | 74,923 sqft (1.72 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 282 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,968 |
| Estimated Insurance | $171 |
| HOA | $25 |
| **Total** | **$3,164** |

## Nearby Schools

- **High:** Grove

## Key Amenities

- Fireplace
- Waterfront
- A/C
- 2-car garage

## Property Highlights

- Built in 2003
- 1.72 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
FANTASTIC GRAND LAKE FRONT & GENTLE BEACH AWAIT! 220 degree mainlake views of South Grand Lake will have you staring at sunsets & watching fireworks at Duck Creek. This custom, white stucco home boasts large windows for Grand Lake views from every room. 261' of gradual shoreline is the closest thing to a beach on Grand! Large welcoming vaulted living w/ wood fireplace. Modern white island kitchen w/ SS appliances. Main level primary suite & laundry. Upstairs 2 beds & a bath. Outside on your dockable peninsula, there are shade trees, a shop w/ 220 electric, room to expand, patios & balcony to capture those views. Save big by finishing the paint and flooring. Radiant heat floors. A short boat ride to Duck, Drip, MI, Woodward, Dam, golf, dining & yacht clubs. Luxury development. Sold as is

## Location

- **Address:** 34145 S 523 Lane, Jay, OK 74346
- **County:** Delaware
- **Neighborhood:** Longview Estates
- **Coordinates:** 36.521259, -94.945825
- **Google Maps:** https://www.google.com/maps?q=36.521259,-94.945825

## Listing Agent

- **Name:** Julie Pace
- **Brokerage:** Grand Lake Real Estate Professionals
- **Broker Phone:** (918) 791-8246
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/34145-S-523-Ln_Jay_OK_74346_M73598-56362?f=listhub&s=NOBOROK-26&m=141&c=propsimple)

## Photos

![34145 S 523 Lane - Photo 1](http://lh.rdcpix.com/0ee60f68d5b18ce425b100d894c359d2l-f2236118695r.jpg)

![34145 S 523 Lane - Photo 2](http://lh.rdcpix.com/0ee60f68d5b18ce425b100d894c359d2l-f4025316949r.jpg)

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![34145 S 523 Lane - Photo 34](http://lh.rdcpix.com/0ee60f68d5b18ce425b100d894c359d2l-f2428927258r.jpg)

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![34145 S 523 Lane - Photo 36](http://lh.rdcpix.com/0ee60f68d5b18ce425b100d894c359d2l-f1754721120r.jpg)

![34145 S 523 Lane - Photo 37](http://lh.rdcpix.com/0ee60f68d5b18ce425b100d894c359d2l-f3656253372r.jpg)

![34145 S 523 Lane - Photo 38](http://lh.rdcpix.com/0ee60f68d5b18ce425b100d894c359d2l-f4094579240r.jpg)

![34145 S 523 Lane - Photo 39](http://lh.rdcpix.com/0ee60f68d5b18ce425b100d894c359d2l-f2600240579r.jpg)

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![34145 S 523 Lane - Photo 50](http://lh.rdcpix.com/0ee60f68d5b18ce425b100d894c359d2l-f1928893759r.jpg)

![34145 S 523 Lane - Photo 51](http://lh.rdcpix.com/0ee60f68d5b18ce425b100d894c359d2l-f1347698158r.jpg)

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![34145 S 523 Lane - Photo 53](http://lh.rdcpix.com/0ee60f68d5b18ce425b100d894c359d2l-f2718152922r.jpg)

![34145 S 523 Lane - Photo 54](http://lh.rdcpix.com/0ee60f68d5b18ce425b100d894c359d2l-f1798314203r.jpg)

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![34145 S 523 Lane - Photo 63](http://lh.rdcpix.com/0ee60f68d5b18ce425b100d894c359d2l-f3928229681r.jpg)

![34145 S 523 Lane - Photo 64](http://lh.rdcpix.com/0ee60f68d5b18ce425b100d894c359d2l-f1151744731r.jpg)

![34145 S 523 Lane - Photo 65](http://lh.rdcpix.com/0ee60f68d5b18ce425b100d894c359d2l-f286570904r.jpg)

---

**MLS#:** 26-141 | **Updated:** 2026-10-23
**Source:** listhub

*Copyright © 2026 Northeast Oklahoma Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/34145-s-523-lane-jay-ok-74346-99a9cdf41b3f4ea8963a530423b5fa75)

---

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