About This Home

This 4-bedroom, 4-bathroom single family at 3430 Scenic Highway 98 in Destin, FL is listed for $4,500,000 ($1,926 per sqft). Built in 1988, the home offers 2,336 sqft of living space on a 0.37 acres lot.

Key Features

  • Built in 1988
  • 0.37 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
4 full
1988

Amenities

WaterfrontHardwoodA/C
Listing Description

A Rare Gem in Crystal Beach - Gulf Front Duplex Luxury Renovation or Build Your Dream Home. Nestled along 60 feet of pristine Gulf frontage in the heart of Crystal Beach, this exceptional Gulf-front duplex offers a true piece of Old Florida. DO NO WAIT!

This is your opportunity to own a Gulf-front property with unlimited potential. This direct beachfront lot offers panoramic Gulf views and private beach access. The existing structure is being sold as-is and is ideal for you custom dream home or your can design a luxury rental to maximize investment potential.

Generous lot size allow for expansive outdoor living spaces, a pool, and modern amenities. Located just minutes fro wold-class fishing, shopping, gold, and fine dining, Crystal Beach in Destin was named one of the Top 10 Beaches.

Monthly Cost Estimate

$24,067/mo

20% down · 6.5% · 30 years

Principal$3,254
Interest$19,500
Insurance$1,313

Estimates only. Actual payments may vary.

Location

3430 Scenic Highway 98

Destin, FL 32541

CRYSTAL BEACH

Features & Amenities

Interior Features

Lighting RecessedLock OutNewly PaintedWasher/Dryer HookupWoodwork PaintedWoodwork Stained

Exterior Features

Rain GutterShower

Property Details

Flooring

TileHardwood

Construction

Siding Wood

Outdoor Features

Porch

Cooling

Central Air

Appliances

CooktopDisposalDryerMicrowaveRange HoodRefrigeratorSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 4-bedroom, 4-bathroom single family at 3430 Scenic Highway 98 is listed at $4,500,000 ($1,926/sqft). The estimated monthly payment is $24,067 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1988, 0.37 acre lot, 2 stories, Waterfront. Interior Features: Lighting Recessed, Lock Out, Newly Painted. Exterior Features: Rain Gutter, Shower.

This property is listed by Len Knowlton.

LK

Len Knowlton

License 3566629

Agent at Compass Florida, LLC

Listed by Compass Florida, LLC · Broker phone: (305) 851-2820 · View on Broker Site · Broker website

MLS# 975555· Source: Emerald Coast Association of Realtors· 542 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3430 Scenic Highway 98, Destin, FL 32541

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