# 3430 Scenic Highway 98, Destin, FL 32541

> **TL;DR:** 4bd/4ba single family, $4,500,000 ($1926/sqft), built 1988, 2,336 sqft.
> Waterfront, Hardwood, A/C. Est. $24,067/mo. Listed 543 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $4,500,000 |
| Price/sqft | $1926 |
| Bedrooms | 4 |
| Bathrooms | 4 full |
| Square Feet | 2,336 |
| Year Built | 1988 |
| Lot Size | 16,117 sqft (0.37 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 543 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $22,754 |
| Estimated Insurance | $1,313 |
| **Total** | **$24,067** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Fort Walton Beach

## Key Amenities

- Waterfront
- Hardwood
- A/C

## Property Highlights

- Built in 1988
- 0.37 acre lot
- 2 stories
- Waterfront

## Description

### Agent Description
A Rare Gem in Crystal Beach - Gulf Front Duplex Luxury Renovation or Build Your Dream Home. Nestled along 60 feet of pristine Gulf frontage in the heart of Crystal Beach, this exceptional Gulf-front duplex offers a true piece of Old Florida. DO NO WAIT! This is your opportunity to own a Gulf-front property with unlimited potential. This direct beachfront lot offers panoramic Gulf views and private beach access. The existing structure is being sold as-is and is ideal for you custom dream home or your can design a luxury rental to maximize investment potential. Generous lot size allow for expansive outdoor living spaces, a pool, and modern amenities. Located just minutes fro wold-class fishing, shopping, gold, and fine dining, Crystal Beach in Destin was named one of the Top 10 Beaches.

## Location

- **Address:** 3430 Scenic Highway 98, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** CRYSTAL BEACH
- **Coordinates:** 30.38105, -86.414978
- **Google Maps:** https://www.google.com/maps?q=30.38105,-86.414978

## Listing Agent

- **Name:** Len Knowlton · **License:** 3566629
- **Brokerage:** Compass Florida, LLC
- **Broker Phone:** (305) 851-2820
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3430-Scenic-Highway-98_Destin_FL_32541_M65993-92504?f=listhub&s=ECARMLSFL&m=975555&c=propsimple)

## Photos

![3430 Scenic Highway 98 - Photo 1](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f205924206r.jpg)

![3430 Scenic Highway 98 - Photo 2](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f3732046021r.jpg)

![3430 Scenic Highway 98 - Photo 3](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f2839295734r.jpg)

![3430 Scenic Highway 98 - Photo 4](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f653290795r.jpg)

![3430 Scenic Highway 98 - Photo 5](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f3137667909r.jpg)

![3430 Scenic Highway 98 - Photo 6](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f1377064711r.jpg)

![3430 Scenic Highway 98 - Photo 7](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f2755940273r.jpg)

![3430 Scenic Highway 98 - Photo 8](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f3997616928r.jpg)

![3430 Scenic Highway 98 - Photo 9](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f1617262212r.jpg)

![3430 Scenic Highway 98 - Photo 10](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f3439096037r.jpg)

![3430 Scenic Highway 98 - Photo 11](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f1829612961r.jpg)

![3430 Scenic Highway 98 - Photo 12](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f805113032r.jpg)

![3430 Scenic Highway 98 - Photo 13](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f3812861526r.jpg)

![3430 Scenic Highway 98 - Photo 14](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f1704536291r.jpg)

![3430 Scenic Highway 98 - Photo 15](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f297751774r.jpg)

![3430 Scenic Highway 98 - Photo 16](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f991988099r.jpg)

![3430 Scenic Highway 98 - Photo 17](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f109158007r.jpg)

![3430 Scenic Highway 98 - Photo 18](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f373625375r.jpg)

![3430 Scenic Highway 98 - Photo 19](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f2664281939r.jpg)

![3430 Scenic Highway 98 - Photo 20](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f3958483190r.jpg)

![3430 Scenic Highway 98 - Photo 21](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f2503466128r.jpg)

![3430 Scenic Highway 98 - Photo 22](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f2354943206r.jpg)

![3430 Scenic Highway 98 - Photo 23](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f4281392734r.jpg)

![3430 Scenic Highway 98 - Photo 24](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f2712265479r.jpg)

![3430 Scenic Highway 98 - Photo 25](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f1829959611r.jpg)

![3430 Scenic Highway 98 - Photo 26](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f2559812605r.jpg)

![3430 Scenic Highway 98 - Photo 27](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f1617065713r.jpg)

![3430 Scenic Highway 98 - Photo 28](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f2228571026r.jpg)

![3430 Scenic Highway 98 - Photo 29](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f2987295932r.jpg)

![3430 Scenic Highway 98 - Photo 30](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f2286637541r.jpg)

![3430 Scenic Highway 98 - Photo 31](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f3829936835r.jpg)

![3430 Scenic Highway 98 - Photo 32](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f980892194r.jpg)

![3430 Scenic Highway 98 - Photo 33](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f1844671880r.jpg)

![3430 Scenic Highway 98 - Photo 34](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f605627070r.jpg)

![3430 Scenic Highway 98 - Photo 35](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f1468015769r.jpg)

![3430 Scenic Highway 98 - Photo 36](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f569604482r.jpg)

![3430 Scenic Highway 98 - Photo 37](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f953935979r.jpg)

![3430 Scenic Highway 98 - Photo 38](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f80465749r.jpg)

![3430 Scenic Highway 98 - Photo 39](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f1852009373r.jpg)

![3430 Scenic Highway 98 - Photo 40](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f3046078893r.jpg)

![3430 Scenic Highway 98 - Photo 41](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f3546942949r.jpg)

![3430 Scenic Highway 98 - Photo 42](http://lh.rdcpix.com/d4b78b904d48059d897c3f1d49721246l-f4078286621r.jpg)

---

**MLS#:** 975555 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/3430-scenic-highway-98-destin-fl-32541-28eacc50c3814acd8d0772a1f0eaae0a)

---

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      },
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      },
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        "name": "Hardwood Floors",
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      }
    ],
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      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.37 acres"
      },
      {
        "@type": "PropertyValue",
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      },
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        "value": "Other"
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    ]
  },
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    "url": "https://staging.propertysimple.ai/listing/3430-scenic-highway-98-destin-fl-32541-28eacc50c3814acd8d0772a1f0eaae0a",
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    "priceCurrency": "USD",
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    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/3430-scenic-highway-98-destin-fl-32541-28eacc50c3814acd8d0772a1f0eaae0a#agent",
    "name": "Len Knowlton",
    "worksFor": {
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      "name": "Compass Florida, LLC",
      "telephone": "(305) 851-2820"
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  }
}
```