# 3431 Ten Acre Road, Panama City, FL 32405

> **TL;DR:** 3bd/2ba single family, $339,900 ($236/sqft), built 1950, 1,440 sqft.
> A/C, RV Parking. Est. $1,818/mo. Listed 38 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $339,900 |
| Price/sqft | $236 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,440 |
| Year Built | 1950 |
| Lot Size | 20,038 sqft (0.46 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 38 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,719 |
| Estimated Insurance | $99 |
| **Total** | **$1,818** |

## Nearby Schools

- **Elementary:** Cedar Grove
- **Middle:** Mowat
- **High:** Bay

## Key Amenities

- A/C
- RV Parking

## Property Highlights

- Built in 1950
- 0.46 acre lot

## Description

### Agent Description
Don't let the square footage fool you--this property packs in a LOT. This beautifully updated 3-bedroom, 2-bath ranch sits on nearly half an acre and offers so much more than meets the eye. Inside, you'll find a thoughtfully updated interior that's warm, inviting and move-in ready. Outside is where this property really sets itself apart, with a 30x20 pole barn on a concrete slab with electric and water, a separate insulated workshop, generous outdoor living space and plenty of room to spread out. All of this while still being conveniently located in Panama City. If you've been looking for a home with character, land, storage and space for your projects, hobbies or toys--this one deserves a look. 30*20 pole barn on concrete with utilities plus separate insulated workshop. Ideally situated with a new park planned just across the street, adding even more appeal to this spacious .459-acre property. Listing agent is related to the sellers.

## Location

- **Address:** 3431 Ten Acre Road, Panama City, FL 32405
- **County:** Bay
- **Neighborhood:** Highland City
- **Coordinates:** 30.195156, -85.608759
- **Google Maps:** https://www.google.com/maps?q=30.195156,-85.608759

## Listing Agent

- **Name:** Rachel Knetzer
- **Brokerage:** EXP Realty LLC
- **Broker Phone:** (888) 883-8509
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3431-Ten-Acre-Rd_Panama-City_FL_32405_M62598-46056?f=listhub&s=BCARFL&m=796244&c=propsimple)

## Photos

![3431 Ten Acre Road - Photo 1](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f635898047r.jpg)

![3431 Ten Acre Road - Photo 2](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f3100575277r.jpg)

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![3431 Ten Acre Road - Photo 29](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f1381114006r.jpg)

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![3431 Ten Acre Road - Photo 33](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f1840751214r.jpg)

![3431 Ten Acre Road - Photo 34](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f1402678346r.jpg)

![3431 Ten Acre Road - Photo 35](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f1689484948r.jpg)

![3431 Ten Acre Road - Photo 36](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f2078347888r.jpg)

![3431 Ten Acre Road - Photo 37](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f925867260r.jpg)

![3431 Ten Acre Road - Photo 38](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f610453066r.jpg)

![3431 Ten Acre Road - Photo 39](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f4282511787r.jpg)

![3431 Ten Acre Road - Photo 40](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f1891670767r.jpg)

![3431 Ten Acre Road - Photo 41](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f387843651r.jpg)

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![3431 Ten Acre Road - Photo 43](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f1021346846r.jpg)

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![3431 Ten Acre Road - Photo 45](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f2956864595r.jpg)

![3431 Ten Acre Road - Photo 46](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f1366380474r.jpg)

![3431 Ten Acre Road - Photo 47](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f1472434347r.jpg)

![3431 Ten Acre Road - Photo 48](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f352584767r.jpg)

![3431 Ten Acre Road - Photo 49](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f3338780349r.jpg)

![3431 Ten Acre Road - Photo 50](http://lh.rdcpix.com/e542a9e4988e913be75307112502013al-f2493224310r.jpg)

---

**MLS#:** 796244 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/3431-ten-acre-road-panama-city-fl-32405-da60ff92f79547c188ccbaccfa34d9e2)

---

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