# 344 Tammy Drive, White Stone, VA 22578 > **TL;DR:** 5bd/4ba single family, $1,695,000 ($371/sqft), built 1890, 4,566 sqft. > Fireplace, Waterfront, View, A/C. Est. $9,065/mo. Listed 35 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,695,000 | | Price/sqft | $371 | | Bedrooms | 5 | | Bathrooms | 4 full | | Square Feet | 4,566 | | Year Built | 1890 | | Lot Size | 207,346 sqft (4.76 acres) | | Stories | 2 | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 35 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $8,571 | | Estimated Insurance | $494 | | **Total** | **$9,065** | ## Nearby Schools - **Elementary:** Lancaster - **Middle:** Lancaster - **High:** Lancaster ## Key Amenities - Fireplace - Waterfront - View - A/C - 3-car garage ## Property Highlights - Built in 1890 - 4.76 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description A truly special bay front property with 150+/- feet of white sand beach on 4.75+/- acres offering the relaxed charm of a classic Chesapeake Bay farmhouse. Built in the 1800s as the original homestead on the land, it has been expanded and updated over the years while keeping all the character of an inviting, historic home. Heart pine floors, classic millwork, a welcoming foyer with turned staircase, cozy study and pretty dining room with bay window mix easily with comfortable, modern living spaces that boast expansive glass with stunning water views. A classic barn and rows of beautiful crape myrtles add to the coastal farmhouse setting. With 4,566+/- sq ft, 5 bedrooms and 4 baths, there is plenty of room for all. The open kitchen flows into multiple gathering spaces, with the living room, family room and Florida room with indoor pool all overlooking water. Beautiful sunrises, magical evening skies and sparkling beach walks are part of everyday life here. The spacious first-floor primary with enormous walk in closet opens to the screened porch and paved patio and offers two full baths. Upstairs, the original bedrooms feature heart pine floors and vintage details; the newer 5th bedroom with cedar closet is of gracious scale and is presently serving as a spacious home office. Little Bay is a picturesque basin that opens into Fleets Bay and the Chesapeake. The trip over to Fleets Island is a one mile kayak or boat ride. Enjoy swimming, fishing and crabbing from your own beach while watching the nesting osprey, blue heron, bald eagles, energetic kingfishers and myriad of ducks and swans that call Little Bay home. This special property includes 3 parcels: the waterfront home on 2.5+/- acres plus 2 additional buildable lots with neighborhood boat-launch access. Minutes to White Stone favorites including Old Farm Truck Market, Adrift, Sandpiper, River Market, Pink Lemon and Point Provisions, and less than 15 minutes to Kilmarnock, Irvington and the Tides Inn. A wonderful mix of old-house charm and casual coastal living. ## Location - **Address:** 344 Tammy Drive, White Stone, VA 22578 - **County:** Lancaster - **Neighborhood:** Little Bay - **Coordinates:** 37.642621, -76.334988 - **Google Maps:** https://www.google.com/maps?q=37.642621,-76.334988 ## Virtual Tour & Media - **Video Tour:** https://www.youtube.com/watch?v=gtxykCqx2Rs ## Listing Agent - **Name:** Lisa Caperton · **License:** 0225088604 - **Brokerage:** The Steele Group Sotheby's International Realty - **Broker Phone:** (804) 282-3136 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/344-Tammy-Dr_White-Stone_VA_22578_M59547-63662?f=listhub&s=CVRMLS&m=2626292&c=propsimple) ## Photos ![344 Tammy Drive - Photo 1](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f338056607r.jpg) ![344 Tammy Drive - Photo 2](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3891998092r.jpg) ![344 Tammy Drive - Photo 3](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f97439815r.jpg) ![344 Tammy Drive - Photo 4](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3526639885r.jpg) ![344 Tammy Drive - Photo 5](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f1285471570r.jpg) ![344 Tammy Drive - Photo 6](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f407254524r.jpg) ![344 Tammy Drive - Photo 7](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f382207931r.jpg) ![344 Tammy Drive - Photo 8](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3504097260r.jpg) ![344 Tammy Drive - Photo 9](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f831406351r.jpg) ![344 Tammy Drive - Photo 10](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3866496481r.jpg) ![344 Tammy Drive - Photo 11](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3954749084r.jpg) ![344 Tammy Drive - Photo 12](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2578635271r.jpg) ![344 Tammy Drive - Photo 13](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3543335764r.jpg) ![344 Tammy Drive - Photo 14](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f645529736r.jpg) ![344 Tammy Drive - Photo 15](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f4243388123r.jpg) ![344 Tammy Drive - Photo 16](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f1132898557r.jpg) ![344 Tammy Drive - Photo 17](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2832656764r.jpg) ![344 Tammy Drive - Photo 18](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f1316263464r.jpg) ![344 Tammy Drive - Photo 19](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f1565651148r.jpg) ![344 Tammy Drive - Photo 20](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3820761127r.jpg) ![344 Tammy Drive - Photo 21](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f1907157407r.jpg) ![344 Tammy Drive - Photo 22](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f184455730r.jpg) ![344 Tammy Drive - Photo 23](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f266980868r.jpg) ![344 Tammy Drive - Photo 24](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2131952545r.jpg) ![344 Tammy Drive - Photo 25](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f746595717r.jpg) ![344 Tammy Drive - Photo 26](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3796880686r.jpg) ![344 Tammy Drive - Photo 27](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3016333273r.jpg) ![344 Tammy Drive - Photo 28](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2826375954r.jpg) ![344 Tammy Drive - Photo 29](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f619825406r.jpg) ![344 Tammy Drive - Photo 30](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f878987961r.jpg) ![344 Tammy Drive - Photo 31](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f115577853r.jpg) ![344 Tammy Drive - Photo 32](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2558017194r.jpg) ![344 Tammy Drive - Photo 33](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3662579230r.jpg) ![344 Tammy Drive - Photo 34](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2462518228r.jpg) ![344 Tammy Drive - Photo 35](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f44357640r.jpg) ![344 Tammy Drive - Photo 36](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f1981209672r.jpg) ![344 Tammy Drive - Photo 37](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3846164833r.jpg) ![344 Tammy Drive - Photo 38](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2683653077r.jpg) ![344 Tammy Drive - Photo 39](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3848293043r.jpg) ![344 Tammy Drive - Photo 40](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3781384412r.jpg) ![344 Tammy Drive - Photo 41](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f150952761r.jpg) ![344 Tammy Drive - Photo 42](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f550774359r.jpg) ![344 Tammy Drive - Photo 43](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f643808512r.jpg) ![344 Tammy Drive - Photo 44](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f1626085135r.jpg) ![344 Tammy Drive - Photo 45](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2956036365r.jpg) ![344 Tammy Drive - Photo 46](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f796880821r.jpg) ![344 Tammy Drive - Photo 47](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f1510104522r.jpg) ![344 Tammy Drive - Photo 48](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2297556501r.jpg) ![344 Tammy Drive - Photo 49](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2103125708r.jpg) ![344 Tammy Drive - Photo 50](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f954136450r.jpg) ![344 Tammy Drive - Photo 51](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2594693730r.jpg) ![344 Tammy Drive - Photo 52](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3165145432r.jpg) ![344 Tammy Drive - Photo 53](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f165589233r.jpg) ![344 Tammy Drive - Photo 54](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2274509890r.jpg) ![344 Tammy Drive - Photo 55](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2553561951r.jpg) ![344 Tammy Drive - Photo 56](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f649481558r.jpg) ![344 Tammy Drive - Photo 57](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f195851118r.jpg) ![344 Tammy Drive - Photo 58](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f1277332193r.jpg) ![344 Tammy Drive - Photo 59](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3155218372r.jpg) ![344 Tammy Drive - Photo 60](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3224916536r.jpg) ![344 Tammy Drive - Photo 61](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3326119396r.jpg) ![344 Tammy Drive - Photo 62](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f957845278r.jpg) ![344 Tammy Drive - Photo 63](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f670013203r.jpg) ![344 Tammy Drive - Photo 64](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f178744345r.jpg) ![344 Tammy Drive - Photo 65](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f621023349r.jpg) ![344 Tammy Drive - Photo 66](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f3396527281r.jpg) ![344 Tammy Drive - Photo 67](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f1282494795r.jpg) ![344 Tammy Drive - Photo 68](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2875115887r.jpg) ![344 Tammy Drive - Photo 69](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f2889021056r.jpg) ![344 Tammy Drive - Photo 70](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f192861610r.jpg) ![344 Tammy Drive - Photo 71](http://lh.rdcpix.com/1acc85151385730050e779200cd7139cl-f145216562r.jpg) --- **MLS#:** 2626292 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Central Virginia Regional Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/344-tammy-drive-white-stone-va-22578-2384110382a941b685069097c072b1d2) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/344-tammy-drive-white-stone-va-22578-2384110382a941b685069097c072b1d2#listing", "url": "https://staging.propertysimple.ai/listing/344-tammy-drive-white-stone-va-22578-2384110382a941b685069097c072b1d2", "name": "344 Tammy Drive, White Stone, VA 22578", "description": "A truly special bay front property with 150+/- feet of white sand beach on 4.75+/- acres offering the relaxed charm of a classic Chesapeake Bay farmhouse. Built in the 1800s as the original homestead on the land, it has been expanded and updated over the years while keeping all the character of an inviting, historic home. Heart pine floors, classic millwork, a welcoming foyer with turned staircase, cozy study and pretty dining room with bay window mix easily with comfortable, modern living spaces that boast expansive glass with stunning water views. A classic barn and rows of beautiful crape myrtles add to the coastal farmhouse setting. With 4,566+/- sq ft, 5 bedrooms and 4 baths, there is plenty of room for all. The open kitchen flows into multiple gathering spaces, with the living room, family room and Florida room with indoor pool all overlooking water. Beautiful sunrises, magical evening skies and sparkling beach walks are part of everyday life here. The spacious first-floor primary with enormous walk in closet opens to the screened porch and paved patio and offers two full baths. Upstairs, the original bedrooms feature heart pine floors and vintage details; the newer 5th bedroom with cedar closet is of gracious scale and is presently serving as a spacious home office. Little Bay is a picturesque basin that opens into Fleets Bay and the Chesapeake. The trip over to Fleets Island is a one mile kayak or boat ride. Enjoy swimming, fishing and crabbing from your own beach while watching the nesting osprey, blue heron, bald eagles, energetic kingfishers and myriad of ducks and swans that call Little Bay home. This special property includes 3 parcels: the waterfront home on 2.5+/- acres plus 2 additional buildable lots with neighborhood boat-launch access. Minutes to White Stone favorites including Old Farm Truck Market, Adrift, Sandpiper, River Market, Pink Lemon and Point Provisions, and less than 15 minutes to Kilmarnock, Irvington and the Tides Inn. 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