# 3446 Governors Island Drive, Denver, NC 28037 > **TL;DR:** 5bd/6ba single family, $3,199,500 ($509/sqft), built 1997, 6,285 sqft. > Fireplace, Waterfront, View, A/C. Est. $17,595/mo. Listed 831 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $3,199,500 | | Price/sqft | $509 | | Bedrooms | 5 | | Bathrooms | 5 full, 1 half | | Square Feet | 6,285 | | Year Built | 1997 | | Lot Size | 22,651 sqft (0.52 acres) | | Stories | 2 | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 831 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $16,178 | | Estimated Insurance | $933 | | HOA | $484 | | **Total** | **$17,595** | ## Nearby Schools - **Elementary:** Rock Springs - **Middle:** North Lincoln - **High:** North Lincoln ## Key Amenities - Fireplace - Waterfront - View - A/C - 3-car garage ## Property Highlights - Built in 1997 - 0.52 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Quietly hidden in Lake Norman is one of the most prestigious neighborhoods, Governors Island. Rare opportunity to live in this sought after location. Bridge with mature trees line the way to a gated, private island, seawall, sidewalks. Unparalleled main channel lot with over 100 feet of deep water, panoramic 180 views. Meticulously maintained home, grand foyer, open floor plan for entertainment & relaxation. Soaring ceilings, curved staircase, arched windows, hardwood floors, natural lighting. Guest suite with double doors to private balcony. Owners suite with double doors to pool and spa area with beautiful views. Tremendous bath, walk in shower, dual vanities and his and her walk in closets. Exquisite kitchen area with abundant white cabinets with granite countertops. Outdoor living with kitchen area. Heated pool/spa. Multiple covered patios. Pier, 2 docks, 2 lifts. minutes to Charlotte . Low HOA. Easy access to everything Lake Norman has to offer. No sign in yard ## Location - **Address:** 3446 Governors Island Drive, Denver, NC 28037 - **County:** Lincoln - **Neighborhood:** Governors Island - **Coordinates:** 35.500547, -80.968917 - **Google Maps:** https://www.google.com/maps?q=35.500547,-80.968917 ## Listing Agent - **Name:** Ann Horn - **Brokerage:** Southern Charm Properties - **Broker Phone:** (704) 634-7077 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3446-Governors-Island-Dr_Denver_NC_28037_M62970-33523?f=listhub&s=CMLSNC&m=4158875&c=propsimple) ## Photos ![3446 Governors Island Drive - Photo 1](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f2247110223r.jpg) ![3446 Governors Island Drive - Photo 2](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f2776427964r.jpg) ![3446 Governors Island Drive - Photo 3](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f977155045r.jpg) ![3446 Governors Island Drive - Photo 4](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f2279848456r.jpg) ![3446 Governors Island Drive - Photo 5](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f630993282r.jpg) ![3446 Governors Island Drive - Photo 6](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f2402935850r.jpg) ![3446 Governors Island Drive - Photo 7](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f1142230149r.jpg) ![3446 Governors Island Drive - Photo 8](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f2079780190r.jpg) ![3446 Governors Island Drive - Photo 9](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f521857520r.jpg) ![3446 Governors Island Drive - Photo 10](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f1812611054r.jpg) ![3446 Governors Island Drive - Photo 11](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f2135180621r.jpg) ![3446 Governors Island Drive - Photo 12](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f356563796r.jpg) ![3446 Governors Island Drive - Photo 13](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f321042620r.jpg) ![3446 Governors Island Drive - Photo 14](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f1977453782r.jpg) ![3446 Governors Island Drive - Photo 15](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f4979639r.jpg) ![3446 Governors Island Drive - Photo 16](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f424266876r.jpg) ![3446 Governors Island Drive - Photo 17](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f1710142719r.jpg) ![3446 Governors Island Drive - Photo 18](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f3635588833r.jpg) ![3446 Governors Island Drive - Photo 19](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f196880389r.jpg) ![3446 Governors Island Drive - Photo 20](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f1977259692r.jpg) ![3446 Governors Island Drive - Photo 21](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f311138647r.jpg) ![3446 Governors Island Drive - Photo 22](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f848013533r.jpg) ![3446 Governors Island Drive - Photo 23](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f1548018795r.jpg) ![3446 Governors Island Drive - Photo 24](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f1544665523r.jpg) ![3446 Governors Island Drive - Photo 25](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f2810197579r.jpg) ![3446 Governors Island Drive - Photo 26](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f2358359016r.jpg) ![3446 Governors Island Drive - Photo 27](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f2519664607r.jpg) ![3446 Governors Island Drive - Photo 28](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f1847173816r.jpg) ![3446 Governors Island Drive - Photo 29](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f1548300403r.jpg) ![3446 Governors Island Drive - Photo 30](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f3458482246r.jpg) ![3446 Governors Island Drive - Photo 31](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f2532178943r.jpg) ![3446 Governors Island Drive - Photo 32](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f2423524101r.jpg) ![3446 Governors Island Drive - Photo 33](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f3439760230r.jpg) ![3446 Governors Island Drive - Photo 34](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f2311272402r.jpg) ![3446 Governors Island Drive - Photo 35](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f3472941900r.jpg) ![3446 Governors Island Drive - Photo 36](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f3955408693r.jpg) ![3446 Governors Island Drive - Photo 37](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f3661705812r.jpg) ![3446 Governors Island Drive - Photo 38](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f3274857956r.jpg) ![3446 Governors Island Drive - Photo 39](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f285024182r.jpg) ![3446 Governors Island Drive - Photo 40](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f510481733r.jpg) ![3446 Governors Island Drive - Photo 41](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f4250267490r.jpg) ![3446 Governors Island Drive - Photo 42](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f4139191014r.jpg) ![3446 Governors Island Drive - Photo 43](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f1086756518r.jpg) ![3446 Governors Island Drive - Photo 44](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f3376805060r.jpg) ![3446 Governors Island Drive - Photo 45](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f4252263861r.jpg) ![3446 Governors Island Drive - Photo 46](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f1114699840r.jpg) ![3446 Governors Island Drive - Photo 47](http://lh.rdcpix.com/9eeaf2feb698d508f4587bdaf840a95cl-f125018909r.jpg) --- **MLS#:** 4158875 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/3446-governors-island-drive-denver-nc-28037-13c1c09b106e45aba38f7690da555ce5) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/3446-governors-island-drive-denver-nc-28037-13c1c09b106e45aba38f7690da555ce5#listing", "url": "https://staging.propertysimple.ai/listing/3446-governors-island-drive-denver-nc-28037-13c1c09b106e45aba38f7690da555ce5", "name": "3446 Governors Island Drive, Denver, NC 28037", "description": "Quietly hidden in Lake Norman is one of the most prestigious neighborhoods, Governors Island. Rare opportunity to live in this sought after location. Bridge with mature trees line the way to a gated, private island, seawall, sidewalks. 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