# 354 S Hemlock Drive, Whitwell, TN 37397

> **TL;DR:** 2bd/1ba single family, $489,000 ($672/sqft), built 1956, 728 sqft.
> A/C. Est. $2,616/mo. Listed 93 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $489,000 |
| Price/sqft | $672 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 728 |
| Year Built | 1956 |
| Lot Size | 24,394 sqft (0.56 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 93 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,473 |
| Estimated Insurance | $143 |
| **Total** | **$2,616** |

## Nearby Schools

- **Elementary:** Whitwell Elementary
- **Middle:** Whitwell Middle
- **High:** Whitwell High School

## Key Amenities

- A/C

## Property Highlights

- Built in 1956
- 0.56 acre lot

## Description

### Agent Description
Prime Mixed-Use Investment Opportunity in Whitwell, TN -- Commercial Frontage + Dual Residential Income! Fully leased with long term tenants in place. Rare opportunity to own a versatile, income-producing property in a high-traffic, high-visibility commercial corridor in Whitwell! This unique offering combines commercial space, a spacious upstairs apartment, and a separate single-family residence -- perfect for investors, owner-occupants, or entrepreneurs looking for the ultimate live/work setup. Main Building -- Commercial + Residential Combo The ground floor offers prime commercial space with excellent street visibility, ideal for retail, office, or a variety of business uses. Upstairs, you'll find a beautifully appointed 2 bedroom, 2 bathroom apartment featuring: * Open living room and separate dining room * Well-equipped kitchen with stove, refrigerator, microwave, and dishwasher * Dedicated laundry room with included washer and dryer * Spacious walk-in closets throughout * Gorgeous hardwood flooring * Central heat and air for year-round comfort * Water heater included * Roof only 3 years old * Charming front and back porches Bonus Single-Family Residence -- ADU or Short-Term Rental Potential Adding even more value and income potential, the property also includes a separate 2 bedroom, 1 bathroom home featuring its own front and back porches, a private driveway, and a shingle roof that's just 3 years old. With its own separate entrance, this home functions beautifully as an accessory dwelling unit (ADU) -- ideal for multigenerational living, long-term rental income, or an Airbnb/short-term rental (buyer to verify local short-term rental regulations). Why This Property Stands Out * High-traffic commercial visibility for maximum business exposure * Multiple income streams from one property * Live/work flexibility -- run your business and live upstairs * ADU potential for rental income, multigenerational living, or Airbnb * Turnkey investment with strong rental history potential * 1-Year Home Warranty included for buyer peace of mind Whether you're an investor seeking multi-unit cash flow, an entrepreneur wanting to live where you work, or someone looking to expand a rental portfolio with a built-in short-term rental option, this Whitwell property checks every box. Opportunities like this -- combining commercial exposure with dual residential income and Airbnb flexibility -- don't come along often. Schedule your showing today and see the potential for yourself!

## Location

- **Address:** 354 S Hemlock Drive, Whitwell, TN 37397
- **County:** Marion
- **Coordinates:** 35.198492, -85.518204
- **Google Maps:** https://www.google.com/maps?q=35.198492,-85.518204

## Listing Agent

- **Name:** Diana Davies · **License:** 356940
- **Brokerage:** Real Estate Partners Chattanooga LLC
- **Broker Phone:** (423) 265-0088
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/354-S-Hemlock-Dr_Whitwell_TN_37397_M99151-35167?f=listhub&s=CARTN&m=1539644&c=propsimple)

## Photos

![354 S Hemlock Drive - Photo 1](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f1686196576r.jpg)

![354 S Hemlock Drive - Photo 2](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f337836630r.jpg)

![354 S Hemlock Drive - Photo 3](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f109297054r.jpg)

![354 S Hemlock Drive - Photo 4](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f3952728462r.jpg)

![354 S Hemlock Drive - Photo 5](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f4071381638r.jpg)

![354 S Hemlock Drive - Photo 6](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f3402268341r.jpg)

![354 S Hemlock Drive - Photo 7](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f2932848007r.jpg)

![354 S Hemlock Drive - Photo 8](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f1908655511r.jpg)

![354 S Hemlock Drive - Photo 9](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f1501684968r.jpg)

![354 S Hemlock Drive - Photo 10](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f814054843r.jpg)

![354 S Hemlock Drive - Photo 11](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f3428511550r.jpg)

![354 S Hemlock Drive - Photo 12](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f922546162r.jpg)

![354 S Hemlock Drive - Photo 13](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f3697525717r.jpg)

![354 S Hemlock Drive - Photo 14](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f4062471187r.jpg)

![354 S Hemlock Drive - Photo 15](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f2216819109r.jpg)

![354 S Hemlock Drive - Photo 16](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f656511338r.jpg)

![354 S Hemlock Drive - Photo 17](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f3250117039r.jpg)

![354 S Hemlock Drive - Photo 18](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f3356904685r.jpg)

![354 S Hemlock Drive - Photo 19](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f1571116905r.jpg)

![354 S Hemlock Drive - Photo 20](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f3768582316r.jpg)

![354 S Hemlock Drive - Photo 21](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f723380367r.jpg)

![354 S Hemlock Drive - Photo 22](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f1583436023r.jpg)

![354 S Hemlock Drive - Photo 23](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f2529516560r.jpg)

![354 S Hemlock Drive - Photo 24](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f971880953r.jpg)

![354 S Hemlock Drive - Photo 25](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f4257082286r.jpg)

![354 S Hemlock Drive - Photo 26](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f1773125694r.jpg)

![354 S Hemlock Drive - Photo 27](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f855530806r.jpg)

![354 S Hemlock Drive - Photo 28](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f990550271r.jpg)

![354 S Hemlock Drive - Photo 29](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f1335060310r.jpg)

![354 S Hemlock Drive - Photo 30](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f2525056380r.jpg)

![354 S Hemlock Drive - Photo 31](http://lh.rdcpix.com/56103178d5e5350efdd3a46c0d177b88l-f661316664r.jpg)

---

**MLS#:** 1539644 | **Updated:** 2026-10-23
**Source:** listhub

*Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/354-s-hemlock-drive-whitwell-tn-37397-eba6a2cf45b041638e50f6b8c2f38f42)

---

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