# 3550 NW WATER OAK WAY, Jennings, FL 32053

> **TL;DR:** 3bd/1ba single family, $99,000 ($96/sqft), built 2003, 1,029 sqft.
> A/C. Est. $660/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $99,000 |
| Price/sqft | $96 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Square Feet | 1,029 |
| Year Built | 2003 |
| Lot Size | 91,476 sqft (2.10 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $501 |
| Estimated Insurance | $29 |
| HOA | $130 |
| **Total** | **$660** |

## Key Amenities

- A/C

## Property Highlights

- Built in 2003
- 2.10 acre lot

## Description

### Agent Description
Looking for an affordable home on acreage with room to make it your own? This 3 bedroom, 1 bath home sits on 2.1 acres and offers plenty of potential as a full-time residence, rental property, or investment opportunity. Recent updates include a metal roof installed in 2025 and new flooring throughout much of the home. In addition to the three bedrooms, there's a bonus room that could be used as a den, office, playroom, or even a fourth bedroom. Enjoy the large screened back porch that stretches nearly the length of the home, providing plenty of space to relax and enjoy the outdoors. With a little over 2 acres of land and a price point under $150,000, opportunities like this are becoming harder to find. With relaxed deed restrictions under the POA, you have the freedom to shape the property to fit your lifestyle. The low POA fee covers road maintenance and access to a community pool. Conveniently located in between Tallahassee and Jacksonville, and only 25 minutes to Valdosta, Ga, with easy access to I-75 and I-10, you'll enjoy the perfect balance of country living and everyday convenience.

## Location

- **Address:** 3550 NW WATER OAK WAY, Jennings, FL 32053
- **County:** Hamilton
- **Coordinates:** 30.566111, -83.198479
- **Google Maps:** https://www.google.com/maps?q=30.566111,-83.198479

## Listing Agent

- **Name:** Christina McCulley
- **Brokerage:** eXp Realty LLC
- **Broker Phone:** (888) 883-8509
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3550-NW-Water-Oak-Way_Jennings_FL_32053_M52468-91583?f=listhub&s=NFLMLS&m=131985&c=propsimple)

## Photos

![3550 NW WATER OAK WAY - Photo 1](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f2293419023r.jpg)

![3550 NW WATER OAK WAY - Photo 2](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f2603000241r.jpg)

![3550 NW WATER OAK WAY - Photo 3](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f3674081660r.jpg)

![3550 NW WATER OAK WAY - Photo 4](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f2716525437r.jpg)

![3550 NW WATER OAK WAY - Photo 5](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f3052398288r.jpg)

![3550 NW WATER OAK WAY - Photo 6](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f4172040801r.jpg)

![3550 NW WATER OAK WAY - Photo 7](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f2725966672r.jpg)

![3550 NW WATER OAK WAY - Photo 8](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f2847008959r.jpg)

![3550 NW WATER OAK WAY - Photo 9](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f3036979220r.jpg)

![3550 NW WATER OAK WAY - Photo 10](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f1421891183r.jpg)

![3550 NW WATER OAK WAY - Photo 11](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f1355708403r.jpg)

![3550 NW WATER OAK WAY - Photo 12](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f261756483r.jpg)

![3550 NW WATER OAK WAY - Photo 13](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f3096635083r.jpg)

![3550 NW WATER OAK WAY - Photo 14](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f2785589054r.jpg)

![3550 NW WATER OAK WAY - Photo 15](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f3164466452r.jpg)

![3550 NW WATER OAK WAY - Photo 16](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f917768453r.jpg)

![3550 NW WATER OAK WAY - Photo 17](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f2263725403r.jpg)

![3550 NW WATER OAK WAY - Photo 18](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f2693357823r.jpg)

![3550 NW WATER OAK WAY - Photo 19](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f101882704r.jpg)

![3550 NW WATER OAK WAY - Photo 20](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f4202340734r.jpg)

![3550 NW WATER OAK WAY - Photo 21](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f1027185493r.jpg)

![3550 NW WATER OAK WAY - Photo 22](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f3676524266r.jpg)

![3550 NW WATER OAK WAY - Photo 23](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f2532700439r.jpg)

![3550 NW WATER OAK WAY - Photo 24](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f3782051799r.jpg)

![3550 NW WATER OAK WAY - Photo 25](http://lh.rdcpix.com/648e3cd5deb2213b91ab0a77512df4ael-f1701024196r.jpg)

---

**MLS#:** 131985 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Lake City Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/3550-nw-water-oak-way-jennings-fl-32053-4d25e1ffbdb14cfaab70d3ac1508f0ed)

---

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