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About This Home

This 4-bedroom, 2-bathroom single family at 3600 Willow Lake Circle in Chattanooga, TN is listed for $625,000 ($250 per sqft). Built in 2011, the home offers 2,505 sqft of living space on a 0.20 acres lot.

Agent Description

Welcome to this exceptional home in the highly sought-after Elder Cove subdivision of Lookout Valley--a charming, community known for its scenic beauty and peaceful atmosphere. Conveniently located just minutes from downtown Chattanooga, major interstates, Hixson, Chattanooga Christian School, and the new Chattanooga Lookouts/Erlanger Stadium, this location offers both serenity and accessibility.

Elder Cove offers a unique blend of natural beauty and neighborhood charm, featuring street lamps, sidewalks throughout the community, and a picturesque pond complete with a cascading waterfall and graceful weeping willows. Enjoy your morning coffee on the inviting front porch overlooking breathtaking mountain vistas or in the sunroom surrounded by the tranquility of a wooded backyard frequently visited by deer and other wildlife.

Adding to the appeal, the community greenspace directly across the street helps preserve the stunning views and open feel. This meticulously maintained home with main level living along with bonus room/4th bedroom and partial daylight basement offers an open floorplan that has been thoughtfully improved and upgraded throughout by the current owners.

Split bedroom design features hardwood floors in the foyer and a great room with a floor-to-ceiling stone fireplace. The great room is completely open to the eat-in kitchen, which includes a breakfast bar, stainless steel appliances, and a pantry. Formal dining room or sitting area.

Spacious main level primary bedroom, primary bath with double vanity, tile shower, jetted tub, and walk-in closet. Main level laundry room. Upper level offers a 4th bedroom with a potential walk-in closet or a bonus room with an office/specialty room.

The partially unfinished walkout daylight basement presents tremendous potential for additional living space. It has already been framed, wired, sheet rocked, and plumbed, in some of the rooms, for a future full bathroom and kitchenette. A dedicated mini-split system provides both heating and cooling, making the space immediately usable as a home gym, workshop, craft room, recreation area, etc.

and easily convertible into a guest suite or potential mother-in-law suite. Outside, professional landscaping showcases beautiful stonework, automated irrigation, and dramatic landscape lighting that enhances the property day and night. Outdoor living is equally impressive.

The private patio area features a permanent built-in fire pit, creating the perfect setting for entertaining throughout the year. The garage offers abundant storage space. Gutter guards were installed along with the new roof less than two years ago, along with fresh interior paint, new carpet padding, and carpeting throughout the home.

With stunning mountain views, a sunroom, walkout basement, fire pit, extensive upgrades, and endless possibilities for future expansion, this home truly offers something for everyone. Opportunities like this in Elder Cove are rare--schedule your private showing today. The buyer is responsible to do their due diligence to verify that all information is correct, accurate, and for obtaining any and all restrictions for the property. The number of bedrooms listed above complies with local appraisal standards only.

Key Features

  • Built in 2011
  • 0.20 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full
2011

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$3,693/mo

20% down · 6.5% · 30 years

Principal$452
Interest$2,708
Insurance$182
HOA$350

Estimates only. Actual payments may vary.

Location

3600 Willow Lake Circle

Chattanooga, TN 37419

Elder Cove

Features & Amenities

Interior Features

Breakfast BarCathedral Ceiling(s)Ceiling Fan(s)Double VanityEat-in KitchenGranite CountersHigh CeilingsOpen FloorplanPantryRecessed LightingSeparate Dining RoomSeparate ShowerSplit BedroomsStorageStubbedTray Ceiling(s)Tub/shower ComboVaulted Ceiling(s)Walk-In Closet(s)Whirlpool Tub

Exterior Features

Fire PitLightingRain GuttersStorage

Property Details

Flooring

HardwoodTile - CeramicCarpet

Construction

Stone Vinyl Siding

Pool Features

PatioPorch

Parking

GarageDrivewayOpen

Heating

CentralElectric (Heating)

Cooling

Central AirMulti UnitsCeiling Fan(s)Electric

Appliances

Water HeaterWarming DrawerStainless Steel Appliance(s)OvenMicrowaveElectric RangeDisposalDishwasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 3600 Willow Lake Circle is listed at $625,000 ($250/sqft). The estimated monthly payment is $3,058 based on 20% down at 6.5% interest.

HOA fees are $350/month.

Key features include: Built in 2011, 0.20 acre lot, 2 stories, Fireplace. Interior Features: Breakfast Bar, Cathedral Ceiling(s), Ceiling Fan(s). Exterior Features: Fire Pit, Lighting, Rain Gutters.

This property is listed by Paula McDaniel and can be reached at 4233550311 or paula@paulamcdaniel.com.

PM

Paula McDaniel

Agent at Real Estate Partners Chattanooga LLC

(423) 355-0311

Listed by Real Estate Partners Chattanooga LLC · View on Broker Site

MLS# 1537122· Source: listhub· Updated 6 days ago

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3600 Willow Lake Circle, Chattanooga, TN 37419

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