# 362 1/2 River Bluff Road, Elgin, IL 60120

> **TL;DR:** 3bd/3ba single family, $459,000 ($212/sqft), built 1903, 2,166 sqft.
> Fireplace, Waterfront, View, Hardwood. Est. $1,989/mo. Listed 3 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $459,000 |
| Price/sqft | $212 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 2,166 |
| Year Built | 1903 |
| Lot Size | 46,609 sqft (1.07 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 3 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water
- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,989 |
| **Total** | **$1,989** |

## Key Amenities

- Fireplace
- Waterfront
- View
- Hardwood
- A/C

## Property Highlights

- Built in 1903
- 1.07 acre lot
- 2 stories
- 2 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
Highly sought-after location on River Bluff Road at the north end of Elgin, near the Cook/Lovell Historic District and Spring-Douglas Historic District-surrounded by beauty in every direction. Perched atop the bluff overlooking the Fox River, this unique property includes three parcels totaling over 1 acre of land! The wooded backyard slopes gently down to the Fox River Bike Trail, and the riverfront shoreline is also conveyed with the sale. Panoramic views steal the show both inside and out. The kitchen, dining room, and main floor primary suite all take full advantage with expansive windows that bring the scenery in. Refinished hardwood floors, fresh paint, updated electrical, and remodeled bathrooms provide the perfect blend of character and modern updates. With 2,745 square feet across three levels, there's space to spread out and enjoy. The impressive 400 sq ft living room highlights the warmth and charm of the original hardwood floors. A truly unique feature-the main floor primary suite with vaulted ceilings and full bath-is accessed through a hidden bookcase built into the living room wall! Upstairs, you'll find two additional bedrooms with beautiful hardwood floors and a recently remodeled full bathroom. The inviting family room features a cozy corner fireplace, while the walkout basement offers abundant storage and flexible space for entertaining, hobbies, or recreation. All of this in a wonderful neighborhood just minutes from I-90, the Metra train, restaurants, shopping, and the Hemmens Cultural Center. This is a rare opportunity to own over an acre in town, enjoy exceptional privacy, and take in breathtaking Fox River views from one of Elgin's most scenic settings. Sold AS IS.

## Location

- **Address:** 362 1/2 River Bluff Road, Elgin, IL 60120
- **County:** Kane
- **Coordinates:** 42.058243, -88.277412
- **Google Maps:** https://www.google.com/maps?q=42.058243,-88.277412

## Listing Agent

- **Name:** Ryan Kurtz
- **Brokerage:** john greene, Realtor
- **Email:** ryankurtz@johngreenerealtor.com

## Primary Photo

![362 1/2 River Bluff Road - Primary Photo](http://lh.rdcpix.com/3948b7c818b264b2496b5b12cc37bb92l-f3122356995r.jpg)

*48 total photos available on [listing page](https://www.propertysimple.com/listing/362-1-2-river-bluff-road-elgin-il-60120-12611531)*

---

**MLS#:** 12611531 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/362-1-2-river-bluff-road-elgin-il-60120-12611531)

---

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