# 3640 Lucianne Drive, Vernon, FL 32462 > **TL;DR:** 6bd/5ba single family, $975,000 ($224/sqft), built 1993, 4,362 sqft. > Fireplace, Waterfront, View, A/C. Est. $5,214/mo. Listed 955 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $975,000 | | Price/sqft | $224 | | Bedrooms | 6 | | Bathrooms | 5 full | | Square Feet | 4,362 | | Year Built | 1993 | | Lot Size | 107,593 sqft (2.47 acres) | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 955 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,930 | | Estimated Insurance | $284 | | **Total** | **$5,214** | ## Nearby Schools - **Elementary:** Vernon Elementary - **Middle:** Vernon - **High:** Vernon ## Key Amenities - Fireplace - Waterfront - View - A/C - 1-car garage ## Property Highlights - Built in 1993 - 2.47 acre lot - Fireplace - Waterfront ## Description ### Agent Description Situated gracefully along the serene banks of Holmes Creek, this Creek Front Estate presents a distinguished opportunity for refined living within a tranquil natural setting. Encompassing nearly 2.5 acres of verdant landscape, this property comprises two distinct residences, embodying a harmonious blend of comfort and functionality. The primary dwelling, characterized by its timeless architectural design, accommodates four bedrooms and three full baths, thoughtfully arranged to provide spacious living areas conducive to both relaxation and entertainment. Embracing the creek view, multiple rooms within the main home offer glimpses of the serene waters, enhancing the connection to nature and fostering a sense of serenity throughout. Boasting two fully equipped kitchens and a collection of interior and exterior fireplaces, hosting gatherings and intimate gatherings alike is effortlessly facilitated within this abode. The expansive wooden porch and deck system extend an invitation to outdoor leisure, while the recreation room, ingeniously constructed around a majestic oak tree, serves as a distinctive focal point, seamlessly integrating the natural surroundings with modern living. The secondary residence, featuring two bedrooms and two baths, complements the estate with its understated elegance and functionality. A spacious sunroom overlooks the tranquil creek, offering an idyllic retreat for quiet contemplation or leisurely gatherings. Outdoor amenities include a pergola and expansive open deck, perfect for alfresco dining and relaxation amidst the enchanting landscape. Completing the estate are several outbuildings, multiple stone firepits, and a captivating stone waterfall system, each contributing to the property's charm and utility. Holmes Creek, renowned for its abundance of natural springs and access to the Choctawhatchee River, enriches the living experience with opportunities for exploration and recreation. Conveniently located less than 30 minutes from Panama City Beach, this Creek Front Estate strikes a balance between formal elegance and natural serenity, offering an unparalleled opportunity to embrace refined living amidst the beauty of Holmes Creek. Experience the timeless allure of this distinguished property, where every detail has been meticulously crafted to elevate the essence of home. ## Location - **Address:** 3640 Lucianne Drive, Vernon, FL 32462 - **County:** Washington - **Neighborhood:** No Named Subdivision - **Coordinates:** 30.570194, -85.843142 - **Google Maps:** https://www.google.com/maps?q=30.570194,-85.843142 ## Listing Agent - **Name:** Tyler W Everett · **License:** 3195855 - **Brokerage:** Performance Realty, LLC - **Broker Phone:** (850) 547-9400 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3640-Lucianne-Dr_Vernon_FL_32462_M69137-93125?f=listhub&s=BCARFL&m=754481&c=propsimple) ## Photos ![3640 Lucianne Drive - Photo 1](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f1756891035r.jpg) ![3640 Lucianne Drive - Photo 2](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f3340110373r.jpg) ![3640 Lucianne Drive - Photo 3](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f1772810914r.jpg) ![3640 Lucianne Drive - Photo 4](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f1026892483r.jpg) ![3640 Lucianne Drive - Photo 5](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f3932812842r.jpg) ![3640 Lucianne Drive - Photo 6](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f1131584718r.jpg) ![3640 Lucianne Drive - Photo 7](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f1244799306r.jpg) ![3640 Lucianne Drive - Photo 8](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f1234842889r.jpg) ![3640 Lucianne Drive - Photo 9](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f2049144141r.jpg) ![3640 Lucianne Drive - Photo 10](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f107692355r.jpg) ![3640 Lucianne Drive - Photo 11](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f1147597266r.jpg) ![3640 Lucianne Drive - Photo 12](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f2494924935r.jpg) ![3640 Lucianne Drive - Photo 13](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f2977306397r.jpg) ![3640 Lucianne Drive - Photo 14](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f2644568629r.jpg) ![3640 Lucianne Drive - Photo 15](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f1315584652r.jpg) ![3640 Lucianne Drive - Photo 16](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f4210901955r.jpg) ![3640 Lucianne Drive - Photo 17](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f4163134423r.jpg) ![3640 Lucianne Drive - Photo 18](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f531784786r.jpg) ![3640 Lucianne Drive - Photo 19](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f2477915135r.jpg) ![3640 Lucianne Drive - Photo 20](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f3980991830r.jpg) ![3640 Lucianne Drive - Photo 21](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f2973594856r.jpg) ![3640 Lucianne Drive - Photo 22](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f3527106266r.jpg) ![3640 Lucianne Drive - Photo 23](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f2683253297r.jpg) ![3640 Lucianne Drive - 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Photo 104](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f3860972128r.jpg) ![3640 Lucianne Drive - Photo 105](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f1801697966r.jpg) ![3640 Lucianne Drive - Photo 106](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f1745667933r.jpg) ![3640 Lucianne Drive - Photo 107](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f1098462536r.jpg) ![3640 Lucianne Drive - Photo 108](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f3858256333r.jpg) ![3640 Lucianne Drive - Photo 109](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f3205444192r.jpg) ![3640 Lucianne Drive - Photo 110](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f2918868009r.jpg) ![3640 Lucianne Drive - Photo 111](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f232635534r.jpg) ![3640 Lucianne Drive - Photo 112](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f2411767385r.jpg) ![3640 Lucianne Drive - Photo 113](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f3351184247r.jpg) ![3640 Lucianne Drive - Photo 114](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f4003967775r.jpg) ![3640 Lucianne Drive - Photo 115](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f2507587782r.jpg) ![3640 Lucianne Drive - Photo 116](http://lh.rdcpix.com/bdbfff407cdea626a33720d19b39a21dl-f2310563491r.jpg) --- **MLS#:** 754481 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/3640-lucianne-drive-vernon-fl-32462-943b346a2b15495d889d40f77feebc9a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/3640-lucianne-drive-vernon-fl-32462-943b346a2b15495d889d40f77feebc9a#listing", "url": "https://staging.propertysimple.ai/listing/3640-lucianne-drive-vernon-fl-32462-943b346a2b15495d889d40f77feebc9a", "name": "3640 Lucianne Drive, Vernon, FL 32462", "description": "Situated gracefully along the serene banks of Holmes Creek, this Creek Front Estate presents a distinguished opportunity for refined living within a tranquil natural setting. Encompassing nearly 2.5 acres of verdant landscape, this property comprises two distinct residences, embodying a harmonious blend of comfort and functionality. The primary dwelling, characterized by its timeless architectural design, accommodates four bedrooms and three full baths, thoughtfully arranged to provide spacious living areas conducive to both relaxation and entertainment. Embracing the creek view, multiple rooms within the main home offer glimpses of the serene waters, enhancing the connection to nature and fostering a sense of serenity throughout. Boasting two fully equipped kitchens and a collection of interior and exterior fireplaces, hosting gatherings and intimate gatherings alike is effortlessly facilitated within this abode. The expansive wooden porch and deck system extend an invitation to outdoor leisure, while the recreation room, ingeniously constructed around a majestic oak tree, serves as a distinctive focal point, seamlessly integrating the natural surroundings with modern living. The secondary residence, featuring two bedrooms and two baths, complements the estate with its understated elegance and functionality. A spacious sunroom overlooks the tranquil creek, offering an idyllic retreat for quiet contemplation or leisurely gatherings. Outdoor amenities include a pergola and expansive open deck, perfect for alfresco dining and relaxation amidst the enchanting landscape. Completing the estate are several outbuildings, multiple stone firepits, and a captivating stone waterfall system, each contributing to the property's charm and utility. Holmes Creek, renowned for its abundance of natural springs and access to the Choctawhatchee River, enriches the living experience with opportunities for exploration and recreation. Conveniently located less than 30 minutes from Panama City Beach, this Creek Front Estate strikes a balance between formal elegance and natural serenity, offering an unparalleled opportunity to embrace refined living amidst the beauty of Holmes Creek. 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