About This Home

This 4-bedroom, 5-bathroom single family at 3645 Lake Bluff Drive in Sherrills Ford, NC is listed for $1,199,900 ($429 per sqft). Built in 2002, the home offers 2,799 sqft of living space on a 0.77 acres lot.

Key Features

  • Built in 2002
  • 0.77 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
5 full
4-car garage
2002

Amenities

WaterfrontViewA/C
Listing Description

Great price improvement! This custom-built waterfront home on Lake Norman features four bedrooms and five bathrooms. The tri-level design offers primary living spaces on the main floor, with additional quarters in the walk-out basement. Loft with water views, a bonus room, and a separate office, all equipped with closets.

The expansive L-shaped wrap-around covered patio and balconies provide an ideal setting to enjoy the lakeside breeze. Large, wooded lot, adorned with mature trees, ensures ample shade and privacy. Conveniently located adjacent to the community boat ramp and slips, the property is also near Sherrills Ford's shopping and dining areas.

The main floor includes a spacious primary bedroom suite, while the basement level an in-law suite with a private, complete with kitchen, dining space, laundry, and two bathrooms. Additional highlights include elegant hardwood floors, tile accents, extra parking for a personal boat, and a lockable gate for enhanced security and privacy.

Monthly Cost Estimate

$6,767/mo

20% down · 6.5% · 30 years

Principal$868
Interest$5,200
Insurance$350
HOA$350

Estimates only. Actual payments may vary.

Location

3645 Lake Bluff Drive

Sherrills Ford, NC 28763

The Retreat

Features & Amenities

Interior Features

Attic Other

Property Details

Flooring

WoodTile

Construction

Hard Stucco Stone Veneer Vinyl

Views

Water

Outdoor Features

Deck

Parking

Garage - AttachedOpenDrivewayGarage

Heating

CentralHeat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherElectric CooktopElectric Water HeaterMicrowaveRefrigerator

Questions & Answers

This 4-bedroom, 5-bathroom single family at 3645 Lake Bluff Drive is listed at $1,199,900 ($429/sqft). The estimated monthly payment is $6,767 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $350/month.

Key features include: Built in 2002, 0.77 acre lot, 2 stories, Waterfront. Interior Features: Attic Other.

This property is listed by Miles Ware.

MW

Miles Ware

Agent at Ware Properties & Com. Inv.

Listed by Ware Properties & Com. Inv. · Broker phone: (704) 866-8006 · View on Broker Site

MLS# 4410321· Source: Canopy MLS· 89 days on PropertySimple

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3645 Lake Bluff Drive, Sherrills Ford, NC 28763

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