About This Home

This 3-bedroom, 3-bathroom single family at 3648 Higgins St in Loveland, CO is listed for $629,000 ($220 per sqft). Built in 2006, the home offers 2,860 sqft of living space on a 0.16 acres lot.

Key Features

  • Built in 2006
  • 0.16 acre lot
  • Fireplace

Property Details

1 story
3 full
4-car garage
2006

Amenities

FireplaceA/C
Listing Description

NO SHOWINGS OCTOBER 5TH - ROOF INSTALLATION, Rare opportunity to own a thoughtfully updated ranch-style home with an exceptional 4-car garage in Enchantment Ridge. NEW Class IV ROOF being installed October 5, 2026, Offering 3 bedrooms, 3 baths and 2,568 finished sq.

ft., this home features an open main-level floor plan, gas fireplace, spacious kitchen with walk-in pantry and included appliances, plus a 2024 gas range/oven. All 3 baths were updated in 2025-2026 with granite countertops, tile flooring, sinks, faucets and shower fixtures.The finished basement expands the possibilities with a spacious 21' x 13' be

droom, full bath, finished bar with granite countertop and cabinetry, dedicated storage and an impressive 30' x 15' recreation room with two egress windows. The layout offers excellent potential to create a 4th bedroom while still retaining generous family, media or recreation space, subject to applicable requirements.

Basement carpeting was installed in 2025 & stairs & closets. The floor plan confirms the substantial lower-level bedroom and recreation areas. The approximately 909 sq. ft. 4-car garage is truly a standout, fully insulated and heated with commercial LED lighting, motion-sensor circuit, fiberglass wall paneling, commercial-grade epoxy flooring, free

ze-proof utility sink with hot and cold water, 240V air-compressor and welder outlets, plus compressed-air lines extending to the basement and backyard.Outdoor living includes a large covered front porch, fenced and beautifully landscaped backyard, wood deck with pergola, enlarged concrete patio, raised garden beds, full sprinkler system, extensive drip irrigation and natural gas connection for a grill or fire pit.

Additional features include a tankless water heater, premium Sherwin-Williams Rain Refresh exterior paint completed Fall 2023 and radon mitigation installed August 2026 with report available.Enchantment Ridge HOA: $550/year NO METRO DISTRICT

Monthly Cost Estimate

$3,914/mo

20% down · 6.5% · 30 years

Principal$455
Interest$2,726
Insurance$183
HOA$550

Estimates only. Actual payments may vary.

Location

3648 Higgins St

Loveland, CO 80538

Giuliano First Sub Lov

Features & Amenities

Interior Features

Eat-in KitchenSeparate Dining RoomOpen FloorplanPantryWalk-In Closet(s)Wet BarWasher/Dryer HookupSplit Bedroom Plan

Exterior Features

Sprinkler SystemHeated GarageOversized GarageTandem Garage

Property Details

Construction

Frame

Outdoor Features

DeckPatio

Parking

Open

Heating

Forced Air

Cooling

Ceiling Fan(s)Central Air

Appliances

Gas RangeDouble OvenDishwasherRefrigeratorMicrowaveDisposalFire Alarm

Questions & Answers

This 3-bedroom, 3-bathroom single family at 3648 Higgins St is listed at $629,000 ($220/sqft). The estimated monthly payment is $3,914 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $550/month.

Key features include: Built in 2006, 0.16 acre lot, Fireplace. Interior Features: Eat-in Kitchen, Separate Dining Room, Open Floorplan. Exterior Features: Sprinkler System, Heated Garage, Oversized Garage.

This property is listed by Sharianne Daily.

SD

Sharianne Daily

Agent at RE/MAX Alliance

Listed by RE/MAX Alliance · Broker phone: (877) 412-4811 · View on Broker Site · Broker website

MLS# 1067107· Source: IRES MLS· 63 days on PropertySimple

Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3648 Higgins St, Loveland, CO 80538

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