# 3648 Higgins St, Loveland, CO 80538 > **TL;DR:** 3bd/3ba single family, $629,000 ($220/sqft), built 2006, 2,860 sqft. > Fireplace, A/C, 4-car garage. Est. $3,914/mo. Listed 65 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $629,000 | | Price/sqft | $220 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 2,860 | | Year Built | 2006 | | Lot Size | 6,970 sqft (0.16 acres) | | Stories | 1 | | Garage | 4-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 65 | ## Why This Home Stands Out - **Large Garage** - 4-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,181 | | Estimated Insurance | $183 | | HOA | $550 | | **Total** | **$3,914** | ## Nearby Schools - **Elementary:** Ponderosa - **Middle:** Erwin, Lucile - **High:** Loveland ## Key Amenities - Fireplace - A/C - 4-car garage ## Property Highlights - Built in 2006 - 0.16 acre lot - Fireplace ## Description ### Agent Description NO SHOWINGS OCTOBER 5TH - ROOF INSTALLATION, Rare opportunity to own a thoughtfully updated ranch-style home with an exceptional 4-car garage in Enchantment Ridge. NEW Class IV ROOF being installed October 5, 2026, Offering 3 bedrooms, 3 baths and 2,568 finished sq. ft., this home features an open main-level floor plan, gas fireplace, spacious kitchen with walk-in pantry and included appliances, plus a 2024 gas range/oven. All 3 baths were updated in 2025-2026 with granite countertops, tile flooring, sinks, faucets and shower fixtures.The finished basement expands the possibilities with a spacious 21' x 13' bedroom, full bath, finished bar with granite countertop and cabinetry, dedicated storage and an impressive 30' x 15' recreation room with two egress windows. The layout offers excellent potential to create a 4th bedroom while still retaining generous family, media or recreation space, subject to applicable requirements. Basement carpeting was installed in 2025 & stairs & closets. The floor plan confirms the substantial lower-level bedroom and recreation areas. The approximately 909 sq. ft. 4-car garage is truly a standout, fully insulated and heated with commercial LED lighting, motion-sensor circuit, fiberglass wall paneling, commercial-grade epoxy flooring, freeze-proof utility sink with hot and cold water, 240V air-compressor and welder outlets, plus compressed-air lines extending to the basement and backyard.Outdoor living includes a large covered front porch, fenced and beautifully landscaped backyard, wood deck with pergola, enlarged concrete patio, raised garden beds, full sprinkler system, extensive drip irrigation and natural gas connection for a grill or fire pit. Additional features include a tankless water heater, premium Sherwin-Williams Rain Refresh exterior paint completed Fall 2023 and radon mitigation installed August 2026 with report available.Enchantment Ridge HOA: $550/year NO METRO DISTRICT ## Location - **Address:** 3648 Higgins St, Loveland, CO 80538 - **County:** Larimer - **Neighborhood:** Giuliano First Sub Lov - **Coordinates:** 40.436849, -105.126451 - **Google Maps:** https://www.google.com/maps?q=40.436849,-105.126451 ## Listing Agent - **Name:** Sharianne Daily - **Brokerage:** RE/MAX Alliance - **Broker Phone:** (877) 412-4811 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3648-Higgins-St_Loveland_CO_80538_M23977-28698?f=listhub&s=IRESCO&m=1067107&c=propsimple) ## Photos ![3648 Higgins St - Photo 1](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f2743569625r.jpg) ![3648 Higgins St - Photo 2](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f2896862091r.jpg) ![3648 Higgins St - Photo 3](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f4222824565r.jpg) ![3648 Higgins St - Photo 4](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f340148662r.jpg) ![3648 Higgins St - Photo 5](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f852160932r.jpg) ![3648 Higgins St - Photo 6](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f3796097553r.jpg) ![3648 Higgins St - Photo 7](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f1554594182r.jpg) ![3648 Higgins St - Photo 8](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f1335888685r.jpg) ![3648 Higgins St - Photo 9](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f3160097206r.jpg) ![3648 Higgins St - Photo 10](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f418317318r.jpg) ![3648 Higgins St - Photo 11](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f3146312808r.jpg) ![3648 Higgins St - Photo 12](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f1348959050r.jpg) ![3648 Higgins St - Photo 13](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f574785758r.jpg) ![3648 Higgins St - Photo 14](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f3378785410r.jpg) ![3648 Higgins St - Photo 15](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f3164435053r.jpg) ![3648 Higgins St - Photo 16](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f2337580831r.jpg) ![3648 Higgins St - Photo 17](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f3871295308r.jpg) ![3648 Higgins St - Photo 18](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f2753173244r.jpg) ![3648 Higgins St - Photo 19](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f3627098737r.jpg) ![3648 Higgins St - Photo 20](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f1282455757r.jpg) ![3648 Higgins St - Photo 21](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f952896248r.jpg) ![3648 Higgins St - Photo 22](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f432396216r.jpg) ![3648 Higgins St - Photo 23](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f3119359379r.jpg) ![3648 Higgins St - Photo 24](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f1829958721r.jpg) ![3648 Higgins St - Photo 25](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f4233942107r.jpg) ![3648 Higgins St - Photo 26](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f450577380r.jpg) ![3648 Higgins St - Photo 27](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f3994905572r.jpg) ![3648 Higgins St - Photo 28](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f955848189r.jpg) ![3648 Higgins St - Photo 29](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f1758451877r.jpg) ![3648 Higgins St - Photo 30](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f2604272338r.jpg) ![3648 Higgins St - Photo 31](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f3455803826r.jpg) ![3648 Higgins St - Photo 32](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f2362706516r.jpg) ![3648 Higgins St - Photo 33](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f2467229043r.jpg) ![3648 Higgins St - Photo 34](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f3970683398r.jpg) ![3648 Higgins St - Photo 35](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f2640934131r.jpg) ![3648 Higgins St - Photo 36](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f3040462871r.jpg) ![3648 Higgins St - Photo 37](http://lh.rdcpix.com/20d7908aa26e5e4cd156c7c81b119232l-f3196823167r.jpg) --- **MLS#:** 1067107 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/3648-higgins-st-loveland-co-80538-036ec3764b4e493cbcd376bb18860ef9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/3648-higgins-st-loveland-co-80538-036ec3764b4e493cbcd376bb18860ef9#listing", "url": "https://staging.propertysimple.ai/listing/3648-higgins-st-loveland-co-80538-036ec3764b4e493cbcd376bb18860ef9", "name": "3648 Higgins St, Loveland, CO 80538", "description": "NO SHOWINGS OCTOBER 5TH - ROOF INSTALLATION, Rare opportunity to own a thoughtfully updated ranch-style home with an exceptional 4-car garage in Enchantment Ridge. NEW Class IV ROOF being installed October 5, 2026, Offering 3 bedrooms, 3 baths and 2,568 finished sq. ft., this home features an open main-level floor plan, gas fireplace, spacious kitchen with walk-in pantry and included appliances, plus a 2024 gas range/oven. All 3 baths were updated in 2025-2026 with granite countertops, tile flooring, sinks, faucets and shower fixtures.The finished basement expands the possibilities with a spacious 21' x 13' bedroom, full bath, finished bar with granite countertop and cabinetry, dedicated storage and an impressive 30' x 15' recreation room with two egress windows. The layout offers excellent potential to create a 4th bedroom while still retaining generous family, media or recreation space, subject to applicable requirements. Basement carpeting was installed in 2025 & stairs & closets. The floor plan confirms the substantial lower-level bedroom and recreation areas. 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