# 3695 Scenic Highway 98 #803, Destin, FL 32541 > **TL;DR:** 3bd/3ba townhouse, $795,000 ($430/sqft), built 2004, 1,850 sqft. > A/C, 1-car garage. Est. $4,550/mo. Listed 30 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $795,000 | | Price/sqft | $430 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 1,850 | | Year Built | 2004 | | Stories | 3 | | Garage | 1-car | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 30 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,020 | | Estimated Insurance | $232 | | HOA | $298 | | **Total** | **$4,550** | ## Nearby Schools - **Elementary:** Destin - **Middle:** Destin - **High:** Fort Walton Beach ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 2004 - 3 stories - 2 parking spaces ## Description ### Agent Description BEACH. SPACE. GULF VIEWS. LOW HOA. AND NOTHING TO FIX. This beautifully maintained 3-bedroom, 3-full-bath townhome puts you just steps from the beach with private deeded beach access and a Gulf view from the third-floor suite. With approximately 1850 square feet across three floors, plus a one-car garage, this is an exceptional opportunity in a great community just off Scenic 98. The current owner has taken tremendous pride in this home, extensively updating and maintaining it with a long-term mindset. There is no deferred maintenance here--everything is in great shape and has been cared for. Recent improvements include brand-new LVP flooring throughout, recent exterior paint and newly installed gutters. The result is a home that feels fresh, well cared for and ready for its next owner. The three-story layout gives everyone room to spread out, while the third-floor suite provides a private retreat with Gulf views. The community also offers a pool, giving you another option for relaxing when you're not enjoying the beach. Another major plus: the home is being sold unfurnished. That gives you a true blank canvas to design it around your needs and style--whether you envision a full-time residence, a second home or a vacation rental. Similar 3-bedroom units in the development have consistently generated $70,000-$100,000+ in annual short-term rental revenue, offering an attractive income opportunity for buyers considering an investment property. Add in the very low HOA, one-car garage, private beach access, community pool and excellent location off Scenic 98, and this is a townhome that offers an impressive combination of location, space, updates and flexibility without bringing a list of projects along with it. Steps to the beach. Gulf views. Thoughtfully updated. Nothing to fix. And the freedom to make it yours. Beach Pointe 803 delivers the best of beachside living, with the space to live comfortably, the updates to enjoy it immediately, and the flexibility to make it your own. Come see what makes this one special. Some photos have been virtually staged for illustrative purposes. Buyer to verify all information. ## Location - **Address:** 3695 Scenic Highway 98 #803, Destin, FL 32541 - **County:** Okaloosa - **Neighborhood:** BEACH POINTE T/H - **Coordinates:** 30.381558, -86.398688 - **Google Maps:** https://www.google.com/maps?q=30.381558,-86.398688 ## Listing Agent - **Name:** At The Beach Team - **Brokerage:** Keller Williams Realty- Emerald Coast - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3695-Scenic-Highway-98-Unit-803_Destin_FL_32541_M60383-68017?f=listhub&s=ECARMLSFL&m=1013291&c=propsimple) ## Photos ![3695 Scenic Highway 98 #803 - Photo 1](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f1925502024r.jpg) ![3695 Scenic Highway 98 #803 - Photo 2](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f1891847093r.jpg) ![3695 Scenic Highway 98 #803 - Photo 3](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f899630373r.jpg) ![3695 Scenic Highway 98 #803 - Photo 4](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f10089062r.jpg) ![3695 Scenic Highway 98 #803 - 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Photo 68](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f1512565346r.jpg) ![3695 Scenic Highway 98 #803 - Photo 69](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f674708576r.jpg) ![3695 Scenic Highway 98 #803 - Photo 70](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f4288902240r.jpg) ![3695 Scenic Highway 98 #803 - Photo 71](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f3936890585r.jpg) ![3695 Scenic Highway 98 #803 - Photo 72](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f517902288r.jpg) ![3695 Scenic Highway 98 #803 - Photo 73](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f2085818250r.jpg) ![3695 Scenic Highway 98 #803 - Photo 74](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f384106206r.jpg) ![3695 Scenic Highway 98 #803 - Photo 75](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f1439217579r.jpg) ![3695 Scenic Highway 98 #803 - Photo 76](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f3563811849r.jpg) ![3695 Scenic Highway 98 #803 - Photo 77](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f2083612825r.jpg) ![3695 Scenic Highway 98 #803 - Photo 78](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f351917141r.jpg) ![3695 Scenic Highway 98 #803 - Photo 79](http://lh.rdcpix.com/fc19484ebc81b0728261410714f12c32l-f617378211r.jpg) --- **MLS#:** 1013291 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/3695-scenic-highway-98-destin-fl-32541-2a034173634d46bcbbe243e9dbf1fa59) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/3695-scenic-highway-98-destin-fl-32541-2a034173634d46bcbbe243e9dbf1fa59#listing", "url": "https://staging.propertysimple.ai/listing/3695-scenic-highway-98-destin-fl-32541-2a034173634d46bcbbe243e9dbf1fa59", "name": "3695 Scenic Highway 98 #803, Destin, FL 32541", "description": "BEACH. SPACE. GULF VIEWS. LOW HOA. AND NOTHING TO FIX. This beautifully maintained 3-bedroom, 3-full-bath townhome puts you just steps from the beach with private deeded beach access and a Gulf view from the third-floor suite. With approximately 1850 square feet across three floors, plus a one-car garage, this is an exceptional opportunity in a great community just off Scenic 98. The current owner has taken tremendous pride in this home, extensively updating and maintaining it with a long-term mindset. There is no deferred maintenance here--everything is in great shape and has been cared for. Recent improvements include brand-new LVP flooring throughout, recent exterior paint and newly installed gutters. The result is a home that feels fresh, well cared for and ready for its next owner. The three-story layout gives everyone room to spread out, while the third-floor suite provides a private retreat with Gulf views. The community also offers a pool, giving you another option for relaxing when you're not enjoying the beach. Another major plus: the home is being sold unfurnished. That gives you a true blank canvas to design it around your needs and style--whether you envision a full-time residence, a second home or a vacation rental. Similar 3-bedroom units in the development have consistently generated $70,000-$100,000+ in annual short-term rental revenue, offering an attractive income opportunity for buyers considering an investment property. Add in the very low HOA, one-car garage, private beach access, community pool and excellent location off Scenic 98, and this is a townhome that offers an impressive combination of location, space, updates and flexibility without bringing a list of projects along with it. Steps to the beach. Gulf views. Thoughtfully updated. Nothing to fix. And the freedom to make it yours. Beach Pointe 803 delivers the best of beachside living, with the space to live comfortably, the updates to enjoy it immediately, and the flexibility to make it your own. Come see what makes this one special. Some photos have been virtually staged for illustrative purposes. 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