# 37 S PROSPECT Street #105, Hagerstown, MD 21740 > **TL;DR:** 2bd/2ba condo, $245,000, built 2020. > A/C. Est. $1,460/mo. Listed 159 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $245,000 | | Bedrooms | 2 | | Bathrooms | 2 full | | Year Built | 2020 | | Stories | 2 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 159 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,239 | | Estimated Insurance | $71 | | HOA | $150 | | **Total** | **$1,460** | ## Key Amenities - A/C ## Property Highlights - Built in 2020 - 2 stories ## Description ### Agent Description ASSUMABLE LOAN AT 3.5% RATE AVAILABLE! Welcome to the charming Cottage House at 37 S Prospect St #105 in the heart of Hagerstown! This truly unique residence blends timeless character with stylish modern updates, offering an inviting place to call home. Featuring two spacious bedrooms with private baths, this beautifully refreshed home showcases new flooring, updated fixtures, abundant natural light, and low-maintenance finishes throughout. The wraparound porch creates the perfect setting for relaxing mornings, evening gatherings, or simply enjoying the charm of the neighborhood. Built-ins and cottage-inspired architectural details add warmth and personality rarely found in today's homes. Conveniently located near shopping, dining, parks, commuter routes, and downtown Hagerstown attractions, this property offers both comfort and accessibility. Whether you're seeking a cozy primary residence or a distinctive investment opportunity, this one-of-a-kind Cottage House is sure to impress. ## Location - **Address:** 37 S PROSPECT Street #105, Hagerstown, MD 21740 - **County:** WASHINGTON - **Neighborhood:** NONE AVAILABLE - **Coordinates:** 39.64303, -77.72529 - **Google Maps:** https://www.google.com/maps?q=39.64303,-77.72529 ## Listing Agent - **Name:** Richard Owusu-Ansah · **License:** 664187 - **Brokerage:** Samson Properties - **Broker Phone:** (703) 378-8810 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/37-S-Prospect-St-Apt-105_Hagerstown_MD_21740_M94663-30503?f=listhub&s=TRENDPA&m=MDWA2037114&c=propsimple) ## Photos ![37 S PROSPECT Street #105 - Photo 1](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f848924532r.jpg) ![37 S PROSPECT Street #105 - Photo 2](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f4073122931r.jpg) ![37 S PROSPECT Street #105 - Photo 3](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f3442146981r.jpg) ![37 S PROSPECT Street #105 - Photo 4](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f1584807544r.jpg) ![37 S PROSPECT Street #105 - Photo 5](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f2790785399r.jpg) ![37 S PROSPECT Street #105 - Photo 6](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f3637358605r.jpg) ![37 S PROSPECT Street #105 - Photo 7](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f2813732380r.jpg) ![37 S PROSPECT Street #105 - Photo 8](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f2754628049r.jpg) ![37 S PROSPECT Street #105 - Photo 9](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f1652099726r.jpg) ![37 S PROSPECT Street #105 - Photo 10](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f4059281528r.jpg) ![37 S PROSPECT Street #105 - Photo 11](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f1036019849r.jpg) ![37 S PROSPECT Street #105 - Photo 12](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f2317303530r.jpg) ![37 S PROSPECT Street #105 - Photo 13](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f2710922520r.jpg) ![37 S PROSPECT Street #105 - Photo 14](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f2695022919r.jpg) ![37 S PROSPECT Street #105 - Photo 15](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f3329721397r.jpg) ![37 S PROSPECT Street #105 - Photo 16](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f3242454357r.jpg) ![37 S PROSPECT Street #105 - Photo 17](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f2594703329r.jpg) ![37 S PROSPECT Street #105 - Photo 18](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f3495695404r.jpg) ![37 S PROSPECT Street #105 - Photo 19](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f616371415r.jpg) ![37 S PROSPECT Street #105 - Photo 20](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f1968777653r.jpg) ![37 S PROSPECT Street #105 - Photo 21](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f2675120732r.jpg) ![37 S PROSPECT Street #105 - Photo 22](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f2596104427r.jpg) ![37 S PROSPECT Street #105 - Photo 23](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f1778765480r.jpg) ![37 S PROSPECT Street #105 - Photo 24](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f3054651946r.jpg) ![37 S PROSPECT Street #105 - Photo 25](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f4168873571r.jpg) ![37 S PROSPECT Street #105 - Photo 26](http://lh.rdcpix.com/cf200a8c3b431db988c2ac671f0459f7l-f1029882519r.jpg) --- **MLS#:** MDWA2037114 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/37-s-prospect-street-hagerstown-md-21740-9c7fc29295e04a99a2ba17b947fda21b) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/37-s-prospect-street-hagerstown-md-21740-9c7fc29295e04a99a2ba17b947fda21b#listing", "url": "https://staging.propertysimple.ai/listing/37-s-prospect-street-hagerstown-md-21740-9c7fc29295e04a99a2ba17b947fda21b", "name": "37 S PROSPECT Street #105, Hagerstown, MD 21740", "description": "ASSUMABLE LOAN AT 3.5% RATE AVAILABLE! Welcome to the charming Cottage House at 37 S Prospect St #105 in the heart of Hagerstown! This truly unique residence blends timeless character with stylish modern updates, offering an inviting place to call home. 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