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About This Home

This 0-bedroom, 2-bathroom commercial at 374 Bluff Street in Dubuque, IA is listed for $350,000. Built in 1890, on a N/A lot.

Agent Description

Versatile investment opportunity offering multiple income configurations: retail or office space with an apartment above, or two residential rental units (one up, one down). The main level features beautiful refinished wood flooring and high ceilings, creating an inviting space well-suited for retail, office, or residential use.

This level includes a small kitchen, large bedroom, full bath, laundry and a flexible front office/living area. The upper-level apartment is adorable and offers generous space with two bedrooms and in unit laundry. A two-car garage at the rear of the property provides valuable off-street parking-a nice bonus in this downtown location.

Situated on Bluff Street near the iconic 4th Street Elevator, the property is surrounded by local shops and neighborhood amenities, supporting strong, long-term rental demand. A must-see investment offering location, flexibility, and income potential in the heart of downtown Dubuque.

Key Features

  • Built in 1890
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
2 full
2 spaces
1890

Monthly Cost Estimate

$1,872/mo

20% down · 6.5% · 30 years

Principal$253
Interest$1,517
Insurance$102

Estimates only. Actual payments may vary.

Location

374 Bluff Street

Dubuque, IA 52001

Property Details

Flooring

Wood

Construction

Brick

Heating

Hot Water(Heating)

Questions & Answers

This 0-bedroom, 2-bathroom commercial at 374 Bluff Street is listed at $350,000. The estimated monthly payment is $1,517 based on 20% down at 6.5% interest.

Key features include: Built in 1890, 2 stories, 2 parking spaces.

This property is listed by Beth Gilbreath and can be reached at 5635425933 or beth@c21sre.com.

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BG

Beth Gilbreath

Agent at Century 21 Signature Real Estate

(563) 542-5933

Listed by Century 21 Signature Real Estate

MLS# 153842· Source: listhub· Updated 73 days ago

Copyright © 2026 East Central Iowa Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

374 Bluff Street, Dubuque, IA 52001

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