# 37951 State Highway 18, Aitkin, MN 56431 > **TL;DR:** 3bd/3ba single family, $699,900 ($262/sqft), built 1979, 2,676 sqft. > Fireplace, Waterfront, View, Hardwood. Est. $3,743/mo. Listed 84 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $699,900 | | Price/sqft | $262 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 2,676 | | Year Built | 1979 | | Lot Size | 39,204 sqft (0.90 acres) | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 84 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake, Water - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,539 | | Estimated Insurance | $204 | | **Total** | **$3,743** | ## Key Amenities - Fireplace - Waterfront - View - Hardwood ## Property Highlights - Built in 1979 - 0.90 acre lot - Fireplace - Waterfront ## Description ### Agent Description 125 feet of level, south-facing sand shoreline on Mille Lacs Lake. That frontage is the headline, and it's the kind that rarely comes to market. This 3-bedroom, 3-bath home sits on nearly an acre with no road between the house and the water. The shoreline is gradual with a sand bottom and 4 to 10 feet of elevation, so the water is easy to get into and easy to get out of. Southern exposure means sun across the water from morning through evening, with panoramic views down 128,000 acres of one of Minnesota's premier fishing lakes. Inside, tongue-and-groove knotty pine runs throughout for genuine north-woods character. The open main level centers on a stone fireplace with lake views across the living space, and the kitchen has been fully updated with new Quartz countertops and stainless steel appliances. An updated pantry and office area sit off the main living area. The main-level primary suite includes a private porch and full bath. The lower level was completely remodeled and lives as its own space: two bedrooms, a full bath, a family room, and a wet bar with kitchenette. The waterfront setup is turnkey. A $30,000 dock system includes a newer dock section and an electric boat lift with canopy, with landscaped lakeside grounds built for gathering. Storage and workspace are covered by a 24x32 heated garage, a 12x24 building, and a 10x12 shed. The improvements are extensive and already done. New roof, steel siding, gutters, and driveway. New washer and dryer. New shed. Invisible fencing plus a newly fenced yard. Systems include in-floor heating, a whole-house Kinetico water filtration system, a 4-inch drilled well, and a backup generator on rental for reliability. Fiber optic internet supports remote work and streaming without compromise. 2,676 finished square feet. Three garage stalls. Aitkin school district. Year-round access. Mille Lacs runs 42 feet at its deepest across more than 128,000 acres, with a reputation for walleye, smallmouth, and muskie that draws anglers from well outside Minnesota, and winter ice fishing that keeps the lake busy through the cold months. ## Location - **Address:** 37951 State Highway 18, Aitkin, MN 56431 - **County:** Aitkin - **Coordinates:** 46.364436, -93.642151 - **Google Maps:** https://www.google.com/maps?q=46.364436,-93.642151 ## Listing Agent - **Name:** Chris Ashmore - **Brokerage:** MN Real Estate Services, LLC - **Broker Phone:** 2182098749 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/37951-State-Highway-18_Aitkin_MN_56431_M75159-59940?f=listhub&s=NYSMLS&m=11922630&c=propsimple) ## Photos ![37951 State Highway 18 - Photo 1](http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f1412173r.jpg) ![37951 State Highway 18 - Photo 2](http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f2502489567r.jpg) ![37951 State Highway 18 - 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Photo 73](http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f3035171004r.jpg) ![37951 State Highway 18 - Photo 74](http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f2563656407r.jpg) ![37951 State Highway 18 - Photo 75](http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f3193089847r.jpg) ![37951 State Highway 18 - Photo 76](http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f4177564741r.jpg) ![37951 State Highway 18 - Photo 77](http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f1574321547r.jpg) ![37951 State Highway 18 - Photo 78](http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f2743807871r.jpg) ![37951 State Highway 18 - Photo 79](http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f1660791718r.jpg) ![37951 State Highway 18 - Photo 80](http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f270361422r.jpg) --- **MLS#:** 11922630 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/37951-state-highway-18-aitkin-mn-56431-5b524b6c1eed4af9a27227ee66dd9cbc) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/37951-state-highway-18-aitkin-mn-56431-5b524b6c1eed4af9a27227ee66dd9cbc#listing", "url": "https://staging.propertysimple.ai/listing/37951-state-highway-18-aitkin-mn-56431-5b524b6c1eed4af9a27227ee66dd9cbc", "name": "37951 State Highway 18, Aitkin, MN 56431", "description": "125 feet of level, south-facing sand shoreline on Mille Lacs Lake. That frontage is the headline, and it's the kind that rarely comes to market. This 3-bedroom, 3-bath home sits on nearly an acre with no road between the house and the water. The shoreline is gradual with a sand bottom and 4 to 10 feet of elevation, so the water is easy to get into and easy to get out of. Southern exposure means sun across the water from morning through evening, with panoramic views down 128,000 acres of one of Minnesota's premier fishing lakes. Inside, tongue-and-groove knotty pine runs throughout for genuine north-woods character. The open main level centers on a stone fireplace with lake views across the living space, and the kitchen has been fully updated with new Quartz countertops and stainless steel appliances. An updated pantry and office area sit off the main living area. The main-level primary suite includes a private porch and full bath. The lower level was completely remodeled and lives as its own space: two bedrooms, a full bath, a family room, and a wet bar with kitchenette. The waterfront setup is turnkey. A $30,000 dock system includes a newer dock section and an electric boat lift with canopy, with landscaped lakeside grounds built for gathering. Storage and workspace are covered by a 24x32 heated garage, a 12x24 building, and a 10x12 shed. The improvements are extensive and already done. New roof, steel siding, gutters, and driveway. New washer and dryer. New shed. Invisible fencing plus a newly fenced yard. Systems include in-floor heating, a whole-house Kinetico water filtration system, a 4-inch drilled well, and a backup generator on rental for reliability. Fiber optic internet supports remote work and streaming without compromise. 2,676 finished square feet. Three garage stalls. Aitkin school district. Year-round access. Mille Lacs runs 42 feet at its deepest across more than 128,000 acres, with a reputation for walleye, smallmouth, and muskie that draws anglers from well outside Minnesota, and winter ice fishing that keeps the lake busy through the cold months.", "image": [ "http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f1412173r.jpg", "http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f2502489567r.jpg", "http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f1341417650r.jpg", "http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f1875199870r.jpg", "http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f588486688r.jpg", "http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f4277235859r.jpg", "http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f360912512r.jpg", "http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f645099465r.jpg", "http://lh.rdcpix.com/40a572f2073db82b9c74d608af17b03el-f2758734727r.jpg", 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