About This Home

This 3-bedroom, 5-bathroom single family at 38 N Holly Avenue in Fox Lake, IL is listed for $1,025,000 ($217 per sqft). Built in 1988, the home offers 4,719 sqft of living space on a 0.41 acres lot.

Key Features

  • Built in 1988
  • 0.41 acre lot
  • 2 stories
  • 3 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full, 1 half
3-car garage
1988

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

EXTENSIVELY UPDATED & DESIGNED FOR FLEXIBLE LAKE LIVING, this 4,700+ sqft Chain O'Lakes property offers a rare opportunity to own a TRUE LAKE HOME with shared 1/7 ownership of the waterfront HOA lot across the street, & an exceptional collection of amenities.

Designed for flexible living, the home features 5 bedrooms, 4.5 baths, including a main level ensuite & a finished basement with 2 bedrooms, full bath, full kitchen, laundry hookup, & private entrance ideal for multigenerational living or extended guests.

The expansive main level kitchen is centered around an oversized island with abundant cabinetry, while multiple living areas, a vaulted dining room, heated 3-season room, & lake views create spaces for everyday living & entertaining. The second-floor primary suite offers two cedar walk-in closets, a freestanding soaking tub, separate shower, double vanity, fireplace, & panoramic views of Mineola Bay.

Since 2024, the current owners have completed extensive mechanical & capital improvements, including a new second-floor HVAC system, new garage doors, & numerous additional updates. The home is also available with Weber grill, Brunswick pool table & table tennis table, water toys, outdoor fire pit dining set, & additional personal property available separately, allowing buyers to customize the purchase to their needs.

Monthly Cost Estimate

$5,582/mo

20% down · 6.5% · 30 years

Principal$741
Interest$4,442
Insurance$299
HOA$100

Estimates only. Actual payments may vary.

Location

38 N Holly Avenue

Fox Lake, IL 60020

Bonnieview Estates

Features & Amenities

Interior Features

Vaulted Ceiling(s)Dry Bar1st Floor BedroomIn-Law Floorplan1st Floor Full BathWalk-In Closet(s)Beamed CeilingsOpen FloorplanSeparate Dining RoomPanelingQuartz Counters

Exterior Features

Outdoor GrillFire Pit

Property Details

Flooring

Hardwood

Construction

Cedar

Views

Water

Outdoor Features

DeckPatio

Parking

OpenGarageDriveway

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorWasherDryerStainless Steel Appliance(s)Wine RefrigeratorWater Softener OwnedHumidifier

Questions & Answers

This 3-bedroom, 5-bathroom single family at 38 N Holly Avenue is listed at $1,025,000 ($217/sqft). The estimated monthly payment is $5,582 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $100/month.

Key features include: Built in 1988, 0.41 acre lot, 2 stories, 3 parking spaces, Fireplace, Waterfront. Interior Features: Vaulted Ceiling(s), Dry Bar, 1st Floor Bedroom. Exterior Features: Outdoor Grill, Fire Pit.

This property is listed by Jim Starwalt.

JS

Jim Starwalt

Agent at Better Homes and Gardens Real Estate Star Homes

Listed by Better Homes and Gardens Real Estate Star Homes · Broker phone: (847) 548-2625 · View on Broker Site · Broker website

MLS# 12785102· Source: Midwest Real Estate Data, LLC· 16 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

38 N Holly Avenue, Fox Lake, IL 60020

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