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About This Home
This 4-bedroom, 4-bathroom single family at 38 OSPREY Way in ELKTON, MD is listed for $1,600,000 ($382 per sqft). Built in 1995, the home offers 4,185 sqft of living space on a 3.12 acres lot.
This waterfront property offers incredible potential and a rare opportunity to create something truly special. The home experienced storm damage several years ago, and while significant improvements have already been completed, the property is still in the process of being renovated and will require additional work to finish.
Recent updates include all new windows, new siding, a new roof, a new dishwasher, and a newly built deck. The basement has been completely gutted and is ready to be finished. The home offers a spacious layout with unique features, including a primary bedroom with a loft and sliding glass doors that open to the deck, providing beautiful natural light and a relaxing connection to the outdoors.
Another standout feature is the separate above-garage apartment/in-law suite, which includes a bedroom, bathroom, mini-kitchen, and private entrance, offering great potential for guests, extended family, or additional living space. The property also includes both an attached garage and a large detached garage, providing plenty of storage, parking, and workspace.
Situated on 3.12 private acres along the water, the setting is truly the highlight-offering peaceful views, privacy, and plenty of space to make this property your own. The seller is unable to complete the remaining renovations, and the property is being sold in its current condition. With vision and finishing touches, this home could be transformed into an exceptional waterfront retreat.
Key Features
- Built in 1995
- 3.12 acre lot
- 2 stories
- 6 parking spaces
- Private pool
- Waterfront
Property Details
Amenities
Monthly Cost Estimate
$8,557/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
38 OSPREY Way
ELKTON, MD 21921
ELK NECK
Features & Amenities
Interior Features
Property Details
Construction
Parking
Heating
Appliances
Questions & Answers
This 4-bedroom, 4-bathroom single family at 38 OSPREY Way is listed at $1,600,000 ($382/sqft). The estimated monthly payment is $6,933 based on 20% down at 6.5% interest.
Key features include: Built in 1995, 3.12 acre lot, 2 stories, 6 parking spaces, Private pool, Waterfront. Interior Features: Attic, Built-Ins, Ceiling Fan(s).
This property is listed by Tonya Keener and can be reached at 4434666462 or tonya@tonyakeener.realtor.

