# 38 OSPREY Way, ELKTON, MD 21921

> **TL;DR:** 4bd/4ba single family, $1,600,000 ($382/sqft), built 1995, 4,185 sqft.
> Pool, Waterfront. Est. $6,933/mo. Listed 36 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,600,000 |
| Price/sqft | $382 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 4,185 |
| Year Built | 1995 |
| Lot Size | 135,907 sqft (3.12 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 36 |

## Why This Home Stands Out

- **Pool** - Private pool
- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $6,933 |
| **Total** | **$6,933** |

## Key Amenities

- Pool
- Waterfront

## Property Highlights

- Built in 1995
- 3.12 acre lot
- 2 stories
- 6 parking spaces
- Private pool
- Waterfront

## Description

### Agent Description
This waterfront property offers incredible potential and a rare opportunity to create something truly special. The home experienced storm damage several years ago, and while significant improvements have already been completed, the property is still in the process of being renovated and will require additional work to finish. Recent updates include all new windows, new siding, a new roof, a new dishwasher, and a newly built deck. The basement has been completely gutted and is ready to be finished. The home offers a spacious layout with unique features, including a primary bedroom with a loft and sliding glass doors that open to the deck, providing beautiful natural light and a relaxing connection to the outdoors. Another standout feature is the separate above-garage apartment/in-law suite, which includes a bedroom, bathroom, mini-kitchen, and private entrance, offering great potential for guests, extended family, or additional living space. The property also includes both an attached garage and a large detached garage, providing plenty of storage, parking, and workspace. Situated on 3.12 private acres along the water, the setting is truly the highlight-offering peaceful views, privacy, and plenty of space to make this property your own. The seller is unable to complete the remaining renovations, and the property is being sold in its current condition. With vision and finishing touches, this home could be transformed into an exceptional waterfront retreat.

## Location

- **Address:** 38 OSPREY Way, ELKTON, MD 21921
- **County:** CECIL
- **Neighborhood:** ELK NECK
- **Coordinates:** 39.51873, -75.91277
- **Google Maps:** https://www.google.com/maps?q=39.51873,-75.91277

## Listing Agent

- **Name:** Tonya Keener
- **Brokerage:** Iron Valley Real Estate of Central PA
- **Phone:** 4434666462
- **Email:** tonya@tonyakeener.realtor

## Primary Photo

![38 OSPREY Way - Primary Photo](http://lh.rdcpix.com/004da492d11a6f44149ce435ff084df1l-f2238860472r.jpg)

---

**MLS#:** MDCC2020600 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/38-osprey-way-elkton-md-21921-c2020600)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "38 OSPREY Way, ELKTON, MD 21921",
  "description": "This waterfront property offers incredible potential and a rare opportunity to create something truly special. The home experienced storm damage several years ago, and while significant improvements have already been completed, the property is still in the process of being renovated and will require additional work to finish. Recent updates include all new windows, new siding, a new roof, a new dishwasher, and a newly built deck. The basement has been completely gutted and is ready to be finishe",
  "url": "https://www.propertysimple.com/listing/38-osprey-way-elkton-md-21921-c2020600",
  "image": "http://lh.rdcpix.com/004da492d11a6f44149ce435ff084df1l-f2238860472r.jpg",
  "datePosted": "2026-04-24",
  "price": 1600000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "38 OSPREY Way",
    "addressLocality": "ELKTON",
    "addressRegion": "MD",
    "postalCode": "21921",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 39.51873,
    "longitude": -75.91277
  },
  "numberOfRooms": 4,
  "numberOfBathroomsTotal": 4,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 4185,
    "unitCode": "FTK"
  },
  "yearBuilt": 1995
}
```