# 38 SE 195TH Street, Suwannee, FL 32692 > **TL;DR:** 3bd/2ba single family, $949,000 ($659/sqft), built 2000, 1,440 sqft. > Waterfront, View, A/C. Est. $5,076/mo. Listed 134 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $949,000 | | Price/sqft | $659 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,440 | | Year Built | 2000 | | Lot Size | 38,768 sqft (0.89 acres) | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 134 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Ocean ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,799 | | Estimated Insurance | $277 | | **Total** | **$5,076** | ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 2000 - 0.89 acre lot - Waterfront ## Description ### Agent Description Experience the best of Florida waterfront living in this beautiful, fully renovated, high and dry 3-bedroom, 2-bathroom home located in the coastal town of Suwannee, where the Suwannee River meets the Gulf. Offering stunning water views and exceptional boating access, this property is a rare opportunity for anglers, boaters, and anyone seeking a peaceful coastal retreat. Inside, the home has been completely renovated with modern finishes throughout, including all new flooring, new paint, new bathrooms, a fully remodeled kitchen, new HVAC, and numerous additional renovations. The open and inviting interior is designed to maximize comfort while complementing the surrounding waterfront setting from every window. Step outside and enjoy multiple levels of expansive low maintenance decking, perfect for entertaining, relaxing, or taking in breathtaking Gulf views and SPECTACULAR sunsets. The property is equipped for serious waterfront enjoyment with two boat lifts, a private dock, RV hookups, and a separate covered dry boat storage area, providing ample space for all your recreational needs. Whether you're looking for a full-time residence, weekend getaway, or investment property, this turnkey waterfront home offers direct access to some of Florida's finest fishing, boating, and natural beauty-all from your own backyard. Owner is a licensed Realtor in Florida. ## Location - **Address:** 38 SE 195TH Street, Suwannee, FL 32692 - **County:** Dixie - **Neighborhood:** (0131) - **Coordinates:** 29.327045, -83.152412 - **Google Maps:** https://www.google.com/maps?q=29.327045,-83.152412 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/GC541382 ## Listing Agent - **Name:** Kevin Banes - **Brokerage:** Bosshardt Realty Services, LLC - **Broker Phone:** (352) 371-6100 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/38-SE-195th-St_Suwannee_FL_32692_M95346-61982?f=listhub&s=MFRMLSFL&m=GC541382&c=propsimple) ## Photos ![38 SE 195TH Street - Photo 1](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f1223195471r.jpg) ![38 SE 195TH Street - Photo 2](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f2243692445r.jpg) ![38 SE 195TH Street - Photo 3](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f2364757170r.jpg) ![38 SE 195TH Street - 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Photo 54](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f1266605508r.jpg) ![38 SE 195TH Street - Photo 55](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f3968525571r.jpg) ![38 SE 195TH Street - Photo 56](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f1107979742r.jpg) ![38 SE 195TH Street - Photo 57](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f3793119545r.jpg) ![38 SE 195TH Street - Photo 58](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f3574615549r.jpg) ![38 SE 195TH Street - Photo 59](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f2501192601r.jpg) ![38 SE 195TH Street - Photo 60](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f978015822r.jpg) ![38 SE 195TH Street - Photo 61](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f1307637697r.jpg) ![38 SE 195TH Street - Photo 62](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f3112685944r.jpg) ![38 SE 195TH Street - Photo 63](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f515641971r.jpg) ![38 SE 195TH Street - Photo 64](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f2282040779r.jpg) ![38 SE 195TH Street - Photo 65](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f1398512571r.jpg) ![38 SE 195TH Street - Photo 66](http://lh.rdcpix.com/eb0325c7e747e5c6be9b2d9ddd2d054al-f2773153341r.jpg) --- **MLS#:** GC541382 | **Updated:** 2026-11-01 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/38-se-195th-street-suwannee-fl-32692-195fef6b5c434ca7bcc196e835166224) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/38-se-195th-street-suwannee-fl-32692-195fef6b5c434ca7bcc196e835166224#listing", "url": "https://staging.propertysimple.ai/listing/38-se-195th-street-suwannee-fl-32692-195fef6b5c434ca7bcc196e835166224", "name": "38 SE 195TH Street, Suwannee, FL 32692", "description": "Experience the best of Florida waterfront living in this beautiful, fully renovated, high and dry 3-bedroom, 2-bathroom home located in the coastal town of Suwannee, where the Suwannee River meets the Gulf. Offering stunning water views and exceptional boating access, this property is a rare opportunity for anglers, boaters, and anyone seeking a peaceful coastal retreat. Inside, the home has been completely renovated with modern finishes throughout, including all new flooring, new paint, new bathrooms, a fully remodeled kitchen, new HVAC, and numerous additional renovations. The open and inviting interior is designed to maximize comfort while complementing the surrounding waterfront setting from every window. Step outside and enjoy multiple levels of expansive low maintenance decking, perfect for entertaining, relaxing, or taking in breathtaking Gulf views and SPECTACULAR sunsets. The property is equipped for serious waterfront enjoyment with two boat lifts, a private dock, RV hookups, and a separate covered dry boat storage area, providing ample space for all your recreational needs. Whether you're looking for a full-time residence, weekend getaway, or investment property, this turnkey waterfront home offers direct access to some of Florida's finest fishing, boating, and natural beauty-all from your own backyard. 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