Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 3-bathroom single family at 38 Treasure Island in Roscommon, MI is listed for $1,099,000 ($394 per sqft). Built in 2013, the home offers 2,786 sqft of living space on a N/A lot.

Agent Description

Water and sky views from every angle distinguish this luxury home designed by renowned environmental architect, Ray Kendra. Nestled on the coveted sandy side of Higgins Lake's Treasure Island, this home features geothermal heating/cooling and roof mounted Starlink capable of speeds up to 400Mbps for year-round work and recreation.

In the upstairs master suite wake each morning to panoramic water views and fall asleep to the sound of moonlit water lapping at the shore. The suite's closet doubles as a ''cloffice'' and master bath features a walk-in tile shower and separate his/hers vanity areas.

From the upstairs "see through" room gaze down at the water or across the horizon for big sky views. Stand in the middle and see both sides of the island through the front and back walls of windows. Four custom, built-in bunks with full size mattress offer flexible sleeping quarters each with its own window or water view.

A twin bed nestled in bay windows, two closets and another full bath finish this upper-level flex space. Seamless flow between the kitchen, dining, and living area on the first level is highlighted by huge glass looking out to the water. Amenities include wood floors and cabinets, modern kitchen with double oven, and another bedroom (currently used as an office) with frosted glass pocket doors for the option of open or private space.

Tiled entry from the garage includes washer/dryer and full bath including walk in shower. Above the attached garage is a vaulted ceiling bonus room currently used as an art and exercise studio but is heated/cooled for future build out as two additional bedrooms.

Metal roof, Hardi-board cement siding, and insulated high crawl space make for low maintenance living. Ready to close and play this summer - turnkey potential including pontoon boat, island dock, boat lifts, and furnishings. The island HOA maintains west shore mainland parking, docks, and boat slip.

Key Features

  • Built in 2013
  • 2 stories
  • Waterfront

Property Details

2 stories
3 full
2013

Amenities

WaterfrontHardwood

Monthly Cost Estimate

$5,878/mo

20% down · 6.5% · 30 years

Principal$795
Interest$4,762
Insurance$321

Estimates only. Actual payments may vary.

Location

38 Treasure Island

Roscommon, MI 48653

T24N R3W

Features & Amenities

Interior Features

Vaulted Ceiling(s)Walk-In Closet(s)Doorwall

Exterior Features

Dock

Property Details

Flooring

Hardwood

Construction

Frame

Appliances

WasherRange/OvenRefrigeratorMicrowaveDryerDishwasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 38 Treasure Island is listed at $1,099,000 ($394/sqft). The estimated monthly payment is $4,762 based on 20% down at 6.5% interest.

Key features include: Built in 2013, 2 stories, Waterfront. Interior Features: Vaulted Ceiling(s), Walk-In Closet(s), Doorwall. Exterior Features: Dock.

This property is listed by Jeri Ann Janisse and can be reached at 9898216208 or jeriann@higginslakeinfo.com.

JJ

Jeri Ann Janisse

Agent at RE/MAX of Higgins Lake

(989) 821-6208

Listed by RE/MAX of Higgins Lake · View on Broker Site

MLS# 201840987· Source: listhub· Updated 5 days ago

Copyright © 2026 Water Wonderland Board of Realtors®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

38 Treasure Island, Roscommon, MI 48653

Open this listing in: