# 38 White Oak Circle, Centre, AL 35960

> **TL;DR:** land, $42,500.
> Waterfront. Est. $184/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $42,500 |
| Lot Size | 38,768 sqft (0.89 acres) |
| Property Type | Land (Other) |
| Status | For Sale |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $184 |
| **Total** | **$184** |

## Nearby Schools

- **Elementary:** Centre Elementary School
- **Middle:** Centre
- **High:** Cherokee County

## Key Amenities

- Waterfront

## Property Highlights

- 0.89 acre lot
- Waterfront

## Description

### Agent Description
Enjoy private lake living with excellent fishing right at your doorstep-the lake is well-stocked with bass and bream, perfect for anglers of all levels. The lot features a gentle slope to the water. Located in a well-established restricted community, this property offers paved road access along with available water, power, and sewer utilities, making it ready for your custom build.

## Location

- **Address:** 38 White Oak Circle, Centre, AL 35960
- **County:** CHEROKEE
- **Neighborhood:** Raintree
- **Coordinates:** 34.12780731, -85.66062509
- **Google Maps:** https://www.google.com/maps?q=34.12780731,-85.66062509

## Listing Agent

- **Name:** Shane Swafford
- **Brokerage:** Swafford Auction Group LLC
- **Phone:** 2565095172

## Primary Photo

![38 White Oak Circle - Primary Photo](http://lh.rdcpix.com/9fabb8839aaa8e3cfc96bf83f43430f0l-f32118212r.jpg)

*21 total photos available on [listing page](https://www.propertysimple.com/listing/38-white-oak-circle-centre-al-35960-21913303)*

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**MLS#:** 21913303 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 ValleyMLS.Com,Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/38-white-oak-circle-centre-al-35960-21913303)

---

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  "description": "Enjoy private lake living with excellent fishing right at your doorstep-the lake is well-stocked with bass and bream, perfect for anglers of all levels. The lot features a gentle slope to the water. Located in a well-established restricted community, this property offers paved road access along with available water, power, and sewer utilities, making it ready for your custom build.",
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