# 3812 TARPON POINTE Circle, Palm Harbor, FL 34684 > **TL;DR:** 3bd/2ba single family, $475,000 ($228/sqft), built 1988, 2,086 sqft. > A/C, 2-car garage. Est. $2,541/mo. Listed 21 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $475,000 | | Price/sqft | $228 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,086 | | Year Built | 1988 | | Lot Size | 8,712 sqft (0.20 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 21 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,402 | | Estimated Insurance | $139 | | **Total** | **$2,541** | ## Nearby Schools - **Elementary:** Highland Lakes Elementary-PN - **Middle:** Carwise Middle-PN - **High:** East Lake High-PN ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1988 - 0.20 acre lot ## Description ### Agent Description Welcome to this spacious three-bedroom, two-bathroom home in the desirable 55+ community of Highland Lakes in Palm Harbor. Major updates include a 2022 AC system and replacement windows and doors in 2020. Offering 2,086 square feet of living space on a corner lot, this home features a welcoming screened front porch and foyer entry leading into a generously sized living room. The kitchen and dining area provide a comfortable space for everyday living, with stainless steel appliances and stone countertops. The primary bedroom features a walk-in closet and private en-suite bathroom with a dual-sink vanity topped with granite and a walk-in shower. The second bedroom also includes a walk-in closet, while the additional bedroom offers flexibility for guests, hobbies, or a home office. A dedicated laundry room adds everyday convenience, and out back, a deck provides a relaxing spot to enjoy the Florida sunshine or unwind outdoors. Residents of Highland Lakes enjoy an impressive array of amenities, including golf course access, a clubhouse, swimming pool, spa, sports courts, and access to Lake Tarpon for boating and other water activities. The community's active lifestyle and variety of recreational opportunities make it an appealing place to enjoy Florida living. Conveniently located near Lake Tarpon, the home is also close to a variety of shopping destinations, restaurants, and everyday conveniences throughout Palm Harbor. Schedule your showing today! ## Location - **Address:** 3812 TARPON POINTE Circle, Palm Harbor, FL 34684 - **County:** Pinellas - **Neighborhood:** HIGHLAND LAKES UNIT THIRTYFOUR - **Coordinates:** 28.081764, -82.713805 - **Google Maps:** https://www.google.com/maps?q=28.081764,-82.713805 ## Listing Agent - **Name:** Jeffrey Borham, PA - **Brokerage:** eXp Realty LLC - **Broker Phone:** (888) 883-8509 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3812-Tarpon-Pointe-Cir_Palm-Harbor_FL_34684_M60667-45987?f=listhub&s=MFRMLSFL&m=TB8560210&c=propsimple) ## Photos ![3812 TARPON POINTE Circle - Photo 1](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f231543720r.jpg) ![3812 TARPON POINTE Circle - Photo 2](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f1975329922r.jpg) ![3812 TARPON POINTE Circle - Photo 3](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f908353377r.jpg) ![3812 TARPON POINTE Circle - Photo 4](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f3921531040r.jpg) ![3812 TARPON POINTE Circle - Photo 5](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f2424212226r.jpg) ![3812 TARPON POINTE Circle - Photo 6](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f2102921210r.jpg) ![3812 TARPON POINTE Circle - Photo 7](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f3731581348r.jpg) ![3812 TARPON POINTE Circle - Photo 8](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f158997796r.jpg) ![3812 TARPON POINTE Circle - Photo 9](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f2033488001r.jpg) ![3812 TARPON POINTE Circle - Photo 10](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f1488427999r.jpg) ![3812 TARPON POINTE Circle - Photo 11](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f1544070308r.jpg) ![3812 TARPON POINTE Circle - Photo 12](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f2017517283r.jpg) ![3812 TARPON POINTE Circle - Photo 13](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f2330839062r.jpg) ![3812 TARPON POINTE Circle - Photo 14](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f1416316342r.jpg) ![3812 TARPON POINTE Circle - Photo 15](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f2655331356r.jpg) ![3812 TARPON POINTE Circle - Photo 16](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f2119229459r.jpg) ![3812 TARPON POINTE Circle - Photo 17](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f1854391849r.jpg) ![3812 TARPON POINTE Circle - Photo 18](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f3142692476r.jpg) ![3812 TARPON POINTE Circle - Photo 19](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f344680826r.jpg) ![3812 TARPON POINTE Circle - Photo 20](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f1966718244r.jpg) ![3812 TARPON POINTE Circle - Photo 21](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f1171650616r.jpg) ![3812 TARPON POINTE Circle - Photo 22](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f1658353698r.jpg) ![3812 TARPON POINTE Circle - Photo 23](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f4084046578r.jpg) ![3812 TARPON POINTE Circle - Photo 24](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f2682928744r.jpg) ![3812 TARPON POINTE Circle - Photo 25](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f1022957524r.jpg) ![3812 TARPON POINTE Circle - Photo 26](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f4265752304r.jpg) ![3812 TARPON POINTE Circle - Photo 27](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f3855049238r.jpg) ![3812 TARPON POINTE Circle - Photo 28](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f4042222625r.jpg) ![3812 TARPON POINTE Circle - Photo 29](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f90145783r.jpg) ![3812 TARPON POINTE Circle - Photo 30](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f2728291710r.jpg) ![3812 TARPON POINTE Circle - Photo 31](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f1017603465r.jpg) ![3812 TARPON POINTE Circle - Photo 32](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f275647714r.jpg) ![3812 TARPON POINTE Circle - Photo 33](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f1108776517r.jpg) ![3812 TARPON POINTE Circle - Photo 34](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f2328877755r.jpg) ![3812 TARPON POINTE Circle - Photo 35](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f1515438306r.jpg) ![3812 TARPON POINTE Circle - Photo 36](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f1603448321r.jpg) ![3812 TARPON POINTE Circle - Photo 37](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f2376502948r.jpg) ![3812 TARPON POINTE Circle - Photo 38](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f3232017907r.jpg) ![3812 TARPON POINTE Circle - Photo 39](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f962043986r.jpg) ![3812 TARPON POINTE Circle - Photo 40](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f3621145100r.jpg) ![3812 TARPON POINTE Circle - Photo 41](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f380366441r.jpg) ![3812 TARPON POINTE Circle - Photo 42](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f2090302870r.jpg) ![3812 TARPON POINTE Circle - Photo 43](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f1437134968r.jpg) ![3812 TARPON POINTE Circle - Photo 44](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f463943138r.jpg) ![3812 TARPON POINTE Circle - Photo 45](http://lh.rdcpix.com/4e54575d7ad3f0898b63875db60e8ef3l-f4173526075r.jpg) --- **MLS#:** TB8560210 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/3812-tarpon-pointe-circle-palm-harbor-fl-34684-32fe2ffcae9e455fa24ae5f0dc5d91a4) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/3812-tarpon-pointe-circle-palm-harbor-fl-34684-32fe2ffcae9e455fa24ae5f0dc5d91a4#listing", "url": "https://staging.propertysimple.ai/listing/3812-tarpon-pointe-circle-palm-harbor-fl-34684-32fe2ffcae9e455fa24ae5f0dc5d91a4", "name": "3812 TARPON POINTE Circle, Palm Harbor, FL 34684", "description": "Welcome to this spacious three-bedroom, two-bathroom home in the desirable 55+ community of Highland Lakes in Palm Harbor. Major updates include a 2022 AC system and replacement windows and doors in 2020. Offering 2,086 square feet of living space on a corner lot, this home features a welcoming screened front porch and foyer entry leading into a generously sized living room. The kitchen and dining area provide a comfortable space for everyday living, with stainless steel appliances and stone countertops. The primary bedroom features a walk-in closet and private en-suite bathroom with a dual-sink vanity topped with granite and a walk-in shower. The second bedroom also includes a walk-in closet, while the additional bedroom offers flexibility for guests, hobbies, or a home office. A dedicated laundry room adds everyday convenience, and out back, a deck provides a relaxing spot to enjoy the Florida sunshine or unwind outdoors. Residents of Highland Lakes enjoy an impressive array of amenities, including golf course access, a clubhouse, swimming pool, spa, sports courts, and access to Lake Tarpon for boating and other water activities. The community's active lifestyle and variety of recreational opportunities make it an appealing place to enjoy Florida living. Conveniently located near Lake Tarpon, the home is also close to a variety of shopping destinations, restaurants, and everyday conveniences throughout Palm Harbor. 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