About This Home

This 1-bedroom, 1-bathroom condo at 3850 Indian Trail #107 in Destin, FL is listed for $222,900 ($228 per sqft). Built in 1989, the home offers 977 sqft of living space on a N/A lot.

Key Features

  • Built in 1989
  • 2 stories
  • Fireplace

Property Details

2 stories
1 full
#107
1989

Amenities

FireplaceA/C
Listing Description

NEW PRICE - $222,900! DESTIN CONDO UNDER $225K! Discover an excellent opportunity to own a beautifully updated, move-in-ready, ground-floor 1BR/1BA condo in Destin! Located in a quiet, low-density community of just 8 units, this condo offers easy no-stairs access and is just steps from the community pool.

Interior features include fresh paint, new quartz countertops, updated kitchen and bathroom, new bedroom closet doors, a separate dining area, breakfast bar, tile flooring in the kitchen and bath, and a stackable washer and dryer. Recent building improvements include exterior painting and a new 30-year metal roof installed in 2024.

The condominium is approved for VA financing and may qualify for 100% financing. Condo may be eligible for FHA Spot Approval, offering additional financing options for qualified buyers. Ideal for a primary residence, second home, or investment opportunity.

Conveniently located near Choctawhatchee Bay, Henderson Beach State Park, public beach access, shopping, dining, and Publix. Enjoy affordable coastal living in the heart of Destin! VA buyers may qualify for 100% financing. Condo may be eligible for FHA spot approval. A rare opportunity and one of the best values in Destin for a ground-floor, move-in ready condo.

Monthly Cost Estimate

$1,648/mo

20% down · 6.5% · 30 years

Principal$161
Interest$966
Insurance$65
HOA$456

Estimates only. Actual payments may vary.

Location

3850 Indian Trail #107

Destin, FL 32541

INDIAN TRAIL CONDO

Features & Amenities

Interior Features

Breakfast BarFireplaceNewly Painted

Property Details

Flooring

Tile

Construction

Stucco

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRefrigeratorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 1-bedroom, 1-bathroom condo at 3850 Indian Trail is listed at $222,900 ($228/sqft). The estimated monthly payment is $1,648 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $456/month.

Key features include: Built in 1989, 2 stories, Fireplace. Interior Features: Breakfast Bar, Fireplace, Newly Painted.

This property is listed by Mariya Calkins.

MC

Mariya Calkins

License 3623754

Agent at The Premier Property Group, LLC

Listed by The Premier Property Group, LLC · Broker phone: (850) 213-5000 · View on Broker Site · Broker website

MLS# 1001757· Source: Emerald Coast Association of Realtors· 184 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3850 Indian Trail #107, Destin, FL 32541

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