# 3856 Garden Ter, Owensboro, KY 42301

> **TL;DR:** 3bd/2ba single family, $229,400 ($139/sqft), built 1967, 1,654 sqft.
> Fireplace, A/C, 2-car garage. Est. $1,227/mo. Listed 73 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $229,400 |
| Price/sqft | $139 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,654 |
| Year Built | 1967 |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 73 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,160 |
| Estimated Insurance | $67 |
| **Total** | **$1,227** |

## Nearby Schools

- **Elementary:** Tamarack Elementary School
- **Middle:** Burns Middle School
- **High:** APOLLO HIGH SCHOOL

## Key Amenities

- Fireplace
- A/C
- 2-car garage

## Property Highlights

- Built in 1967
- Fireplace

## Description

### Agent Description
Step inside this inviting brick home and discover a comfortable layout with 3 bedrooms, 2 full baths, and 1,654 square feet of living space. The warm living area features a fireplace, creating a cozy spot to gather, while the spacious floor plan offers plenty of room to relax, entertain, and make your own. Natural light and a comfortable flow throughout the home make it easy to picture everyday life here. Outside, enjoy the generous lot and the convenience of an attached garage, offering both space and practicality. Whether you're relaxing indoors or enjoying the outdoor space, this home offers a comfortable setting in a welcoming Owensboro neighborhood. 3856 Garden Ter is ready to become your next home!

## Location

- **Address:** 3856 Garden Ter, Owensboro, KY 42301
- **County:** Daviess
- **Neighborhood:** TOWN & COUNTRY
- **Coordinates:** 37.73404, -87.1291072
- **Google Maps:** https://www.google.com/maps?q=37.73404,-87.1291072

## Listing Agent

- **Name:** THE HARRIS GROUP
- **Brokerage:** Keller Williams Elite Realty
- **Broker Phone:** (270) 685-3705
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3856-Garden-Ter_Owensboro_KY_42301_M39222-49357?f=listhub&s=OMLSKY&m=95563&c=propsimple)

## Photos

![3856 Garden Ter - Photo 1](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f3826170174r.jpg)

![3856 Garden Ter - Photo 2](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f97156401r.jpg)

![3856 Garden Ter - Photo 3](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f1027879750r.jpg)

![3856 Garden Ter - Photo 4](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f253649778r.jpg)

![3856 Garden Ter - Photo 5](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f3995059003r.jpg)

![3856 Garden Ter - Photo 6](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f3712936628r.jpg)

![3856 Garden Ter - Photo 7](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f1721869430r.jpg)

![3856 Garden Ter - Photo 8](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f3232337657r.jpg)

![3856 Garden Ter - Photo 9](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f1380684307r.jpg)

![3856 Garden Ter - Photo 10](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f2703121533r.jpg)

![3856 Garden Ter - Photo 11](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f2628389017r.jpg)

![3856 Garden Ter - Photo 12](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f1559111918r.jpg)

![3856 Garden Ter - Photo 13](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f862668326r.jpg)

![3856 Garden Ter - Photo 14](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f1091597749r.jpg)

![3856 Garden Ter - Photo 15](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f2569778333r.jpg)

![3856 Garden Ter - Photo 16](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f949178548r.jpg)

![3856 Garden Ter - Photo 17](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f303720153r.jpg)

![3856 Garden Ter - Photo 18](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f4215307608r.jpg)

![3856 Garden Ter - Photo 19](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f483088591r.jpg)

![3856 Garden Ter - Photo 20](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f9346098r.jpg)

![3856 Garden Ter - Photo 21](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f4202959259r.jpg)

![3856 Garden Ter - Photo 22](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f403982531r.jpg)

![3856 Garden Ter - Photo 23](http://lh.rdcpix.com/8d038e4d54b6a9cbaf10cea430e9cdb8l-f3966708643r.jpg)

---

**MLS#:** 95563 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Greater Owensboro Realtor® Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/3856-garden-ter-owensboro-ky-42301-1eeadab3ad3348c2aa758296c865da57)

---

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