# 3903 SE 38TH Loop, Ocala, FL 34480 > **TL;DR:** 4bd/2ba single family, $549,900 ($234/sqft), built 2008, 2,347 sqft. > A/C, 2-car garage. Est. $2,941/mo. Listed 154 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $549,900 | | Price/sqft | $234 | | Bedrooms | 4 | | Bathrooms | 2 full | | Square Feet | 2,347 | | Year Built | 2008 | | Lot Size | 33,106 sqft (0.76 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 154 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,781 | | Estimated Insurance | $160 | | **Total** | **$2,941** | ## Nearby Schools - **Elementary:** South Ocala Elementary School - **Middle:** Osceola Middle School - **High:** Forest High School ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2008 - 0.76 acre lot ## Description ### Agent Description Forget today's high rates-you can buy this home with an interest rate under 6%! This is an incredibly rare, unheard-of opportunity in this market. Don't let this one slip away! This is a Certified Pre-Owned Home, giving you added confidence from the start! A licensed home inspector has already completed the inspection, and the full report is available to you at no cost before you make an offer. Enjoy added peace of mind with a 12-month Home Warranty and an 18-month Satisfaction Guarantee - love your home, or we'll buy it back or sell it for you at no cost, subject to program terms. Plus, receive a 1% lender credit at closing when financing through our preferred lender. More confidence, less uncertainty, and added value in your next home! Welcome to your private sanctuary in The Arbors, one of Southeast Ocala's most coveted gated communities. This beautifully updated 3-bedroom, 3-bathroom residence-featuring a flexible office or 4th bedroom. The interior boasts a seamless flow, highlighted by stunning new flooring throughout the main living areas. new roof in 2022. Complementing this major upgrade is an expansive, fully fenced-in backyard, providing a secure and private haven for pets to roam, children to play, or for hosting weekend gatherings. Whether you're looking for a spacious floorplan or an outdoor retreat, this property delivers on both fronts. ## Location - **Address:** 3903 SE 38TH Loop, Ocala, FL 34480 - **County:** Marion - **Neighborhood:** ARBORS - **Coordinates:** 29.149392, -82.080066 - **Google Maps:** https://www.google.com/maps?q=29.149392,-82.080066 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/OM725417 ## Listing Agent - **Name:** Scott Coldwell - **Brokerage:** Coldwell Realty Your Home Sold Guaranteed - **Broker Phone:** (352) 209-0000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3903-SE-38th-Loop_Ocala_FL_34480_M50373-53014?f=listhub&s=MFRMLSFL&m=OM725417&c=propsimple) ## Photos ![3903 SE 38TH Loop - Photo 1](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2964416310r.jpg) ![3903 SE 38TH Loop - Photo 2](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f59986237r.jpg) ![3903 SE 38TH Loop - Photo 3](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3363219176r.jpg) ![3903 SE 38TH Loop - Photo 4](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f320322888r.jpg) ![3903 SE 38TH Loop - Photo 5](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f612206096r.jpg) ![3903 SE 38TH Loop - Photo 6](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3145336718r.jpg) ![3903 SE 38TH Loop - Photo 7](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f387102901r.jpg) ![3903 SE 38TH Loop - Photo 8](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3098958037r.jpg) ![3903 SE 38TH Loop - Photo 9](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3853777546r.jpg) ![3903 SE 38TH Loop - Photo 10](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f403219148r.jpg) ![3903 SE 38TH Loop - Photo 11](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f360555758r.jpg) ![3903 SE 38TH Loop - Photo 12](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f4207907505r.jpg) ![3903 SE 38TH Loop - Photo 13](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2135678149r.jpg) ![3903 SE 38TH Loop - Photo 14](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2978692587r.jpg) ![3903 SE 38TH Loop - Photo 15](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f879698756r.jpg) ![3903 SE 38TH Loop - Photo 16](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2661238605r.jpg) ![3903 SE 38TH Loop - Photo 17](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f1769160412r.jpg) ![3903 SE 38TH Loop - Photo 18](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f539622972r.jpg) ![3903 SE 38TH Loop - Photo 19](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2109709995r.jpg) ![3903 SE 38TH Loop - Photo 20](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2593470801r.jpg) ![3903 SE 38TH Loop - Photo 21](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2263277356r.jpg) ![3903 SE 38TH Loop - Photo 22](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f1116099574r.jpg) ![3903 SE 38TH Loop - Photo 23](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f489798535r.jpg) ![3903 SE 38TH Loop - Photo 24](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f482889840r.jpg) ![3903 SE 38TH Loop - Photo 25](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f378591163r.jpg) ![3903 SE 38TH Loop - Photo 26](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2047480860r.jpg) ![3903 SE 38TH Loop - Photo 27](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3369871451r.jpg) ![3903 SE 38TH Loop - Photo 28](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3403205216r.jpg) ![3903 SE 38TH Loop - Photo 29](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2547007769r.jpg) ![3903 SE 38TH Loop - Photo 30](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2934650095r.jpg) ![3903 SE 38TH Loop - Photo 31](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f516884727r.jpg) ![3903 SE 38TH Loop - Photo 32](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f102082566r.jpg) ![3903 SE 38TH Loop - Photo 33](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f1229244218r.jpg) ![3903 SE 38TH Loop - Photo 34](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f1982744310r.jpg) ![3903 SE 38TH Loop - Photo 35](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3570841869r.jpg) ![3903 SE 38TH Loop - Photo 36](http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f521499068r.jpg) --- **MLS#:** OM725417 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/3903-se-38th-loop-ocala-fl-34480-123406031f614e0e9c21681120048e90) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/3903-se-38th-loop-ocala-fl-34480-123406031f614e0e9c21681120048e90#listing", "url": "https://staging.propertysimple.ai/listing/3903-se-38th-loop-ocala-fl-34480-123406031f614e0e9c21681120048e90", "name": "3903 SE 38TH Loop, Ocala, FL 34480", "description": "Forget today's high rates-you can buy this home with an interest rate under 6%! This is an incredibly rare, unheard-of opportunity in this market. Don't let this one slip away! This is a Certified Pre-Owned Home, giving you added confidence from the start! A licensed home inspector has already completed the inspection, and the full report is available to you at no cost before you make an offer. Enjoy added peace of mind with a 12-month Home Warranty and an 18-month Satisfaction Guarantee - love your home, or we'll buy it back or sell it for you at no cost, subject to program terms. Plus, receive a 1% lender credit at closing when financing through our preferred lender. More confidence, less uncertainty, and added value in your next home! Welcome to your private sanctuary in The Arbors, one of Southeast Ocala's most coveted gated communities. This beautifully updated 3-bedroom, 3-bathroom residence-featuring a flexible office or 4th bedroom. The interior boasts a seamless flow, highlighted by stunning new flooring throughout the main living areas. new roof in 2022. Complementing this major upgrade is an expansive, fully fenced-in backyard, providing a secure and private haven for pets to roam, children to play, or for hosting weekend gatherings. Whether you're looking for a spacious floorplan or an outdoor retreat, this property delivers on both fronts.", "image": [ "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2964416310r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f59986237r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3363219176r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f320322888r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f612206096r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3145336718r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f387102901r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3098958037r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3853777546r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f403219148r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f360555758r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f4207907505r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2135678149r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2978692587r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f879698756r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2661238605r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f1769160412r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f539622972r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2109709995r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2593470801r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2263277356r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f1116099574r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f489798535r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f482889840r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f378591163r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2047480860r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3369871451r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3403205216r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2547007769r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2934650095r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f516884727r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f102082566r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f1229244218r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f1982744310r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3570841869r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f521499068r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2964416310r.jpg", "caption": "3903 SE 38TH Loop - Ocala, FL" }, "datePosted": "2026-05-26", "dateModified": "2026-10-22T07:34:12.901Z", "mainEntity": { "@type": "Accommodation", "@id": "https://staging.propertysimple.ai/listing/3903-se-38th-loop-ocala-fl-34480-123406031f614e0e9c21681120048e90#property", "name": "3903 SE 38TH Loop, Ocala, FL 34480", "address": { "@type": "PostalAddress", "streetAddress": "3903 SE 38TH Loop", "addressLocality": "Ocala", "addressRegion": "FL", "postalCode": "34480", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 29.149392, "longitude": -82.080066 }, "image": [ "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2964416310r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f59986237r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3363219176r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f320322888r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f612206096r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3145336718r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f387102901r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3098958037r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3853777546r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f403219148r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f360555758r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f4207907505r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2135678149r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2978692587r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f879698756r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2661238605r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f1769160412r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f539622972r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2109709995r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2593470801r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2263277356r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f1116099574r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f489798535r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f482889840r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f378591163r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2047480860r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3369871451r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3403205216r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2547007769r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f2934650095r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f516884727r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f102082566r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f1229244218r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f1982744310r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f3570841869r.jpg", "http://lh.rdcpix.com/6ee004d48d1825806a4b089d86cf2039l-f521499068r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "OM725417" }, "accommodationCategory": "Single Family Residence", "numberOfBedrooms": 4, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 2, "floorSize": { "@type": "QuantitativeValue", "value": 2347, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 2008, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Heat Pump (Heating)" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator" }, { "@type": "LocationFeatureSpecification", "name": "Flooring", "value": "Carpet, Vinyl" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Block" }, { "@type": "LocationFeatureSpecification", "name": "Pool Features", "value": "Porch" }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.76 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 1 }, { "@type": "PropertyValue", "name": "Garage Spaces", "value": 2 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Single Family Residence" } ] }, "offers": { "@type": "Offer", "@id": "https://staging.propertysimple.ai/listing/3903-se-38th-loop-ocala-fl-34480-123406031f614e0e9c21681120048e90#offer", "url": "https://staging.propertysimple.ai/listing/3903-se-38th-loop-ocala-fl-34480-123406031f614e0e9c21681120048e90", "price": 549900, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://staging.propertysimple.ai/listing/3903-se-38th-loop-ocala-fl-34480-123406031f614e0e9c21681120048e90#agent" } }, "provider": { "@type": "Person", "@id": "https://staging.propertysimple.ai/listing/3903-se-38th-loop-ocala-fl-34480-123406031f614e0e9c21681120048e90#agent", "name": "Scott Coldwell", "worksFor": { "@type": "Organization", "@id": "https://staging.propertysimple.ai/listing/3903-se-38th-loop-ocala-fl-34480-123406031f614e0e9c21681120048e90#brokerage", "name": "Coldwell Realty Your Home Sold Guaranteed", "telephone": "(352) 209-0000" } } } ```