About This Home

This 4-bedroom, 4-bathroom single family at 3908 W Canal Street in Saint Charles, MO is listed for $525,000 ($157 per sqft). Built in 2017, the home offers 3,336 sqft of living space on a 0.10 acres lot.

Key Features

  • Built in 2017
  • 0.10 acre lot
  • 2 stories
  • 6 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
3-car garage
2017

Amenities

FireplaceWaterfrontA/C
Listing Description

Welcome to your luxurious lake-view home in the picturesque New Town community. The inviting, open-concept main level features modern upgrades, including a living room with a stone wall and electric fireplace, sleek kitchen cabinets, granite countertops, a barn door, and an expanded formal dining room.

The main-floor bedroom features a shiplap wall and a barn door leading to the primary bathroom, which offers tile detailing, a soaking tub, a separate shower, and a walk-in closet with a laundry room. Upstairs, a spacious loft opens onto a balcony with stunning lake views.

Two additional bedrooms adjoin the loft, along with a full bathroom featuring a shower and upgraded tile flooring. Beautiful hardwood flooring has been added throughout the rest of the level, and a second-floor laundry room offers added convenience. The partially finished basement is ideal for hosting guests, with a living room, bedroom, full bathroom with a shower, and office space.

The unfinished portion provides storage, a tool room, and built-in shelves. Relax on the covered front porch or beneath the pergola on the backyard's stamped patio. A privacy fence and upgraded landscaping enhance the outdoor space. The home includes a detached three-car garage with room for a golf cart to explore New Town's amenities.

Enjoy lakes stocked for fishing, canoeing and swimming, a convenient marketplace, concerts at the amphitheater, and dining at local restaurants. This home features dual furnaces and air-conditioning units with a Nest thermostat, offering an ideal setting for creating lasting memories with friends and family.

Monthly Cost Estimate

$3,808/mo

20% down · 6.5% · 30 years

Principal$380
Interest$2,275
Insurance$153
HOA$1,000

Estimates only. Actual payments may vary.

Location

3908 W Canal Street

Saint Charles, MO 63301

New Town At St Chas #10-F

Features & Amenities

Interior Features

Ceiling Fan(s)Custom CabinetryGranite CountersHigh CeilingsHigh Speed InternetKitchen IslandOpen FloorplanPantrySeparate DiningSeparate ShowerSmart ThermostatSoaking TubWalk-In Closet(s)Workshop/Hobby Area

Exterior Features

BalconyEntry Steps/StairsLightingPrivate Yard

Property Details

Flooring

WoodTile - CeramicCarpet

Construction

Cement Siding

Outdoor Features

DeckPatio

Parking

GarageDrivewayOpen

Heating

Natural GasForced Air

Cooling

Ceiling Fan(s)ENERGY STAR Qualified EquipmentGas (Cooling)Central AirElectric

Appliances

ENERGY STAR Qualified AppliancesStainless Steel Appliance(s)Gas CooktopENERGY STAR Qualified DishwasherDisposalIce MakerMicrowaveGas OvenSelf Cleaning OvenENERGY STAR Qualified Refrigerator

Questions & Answers

This 4-bedroom, 4-bathroom single family at 3908 W Canal Street is listed at $525,000 ($157/sqft). The estimated monthly payment is $3,808 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1000/month.

Key features include: Built in 2017, 0.10 acre lot, 2 stories, 6 parking spaces, Fireplace, Waterfront. Interior Features: Ceiling Fan(s), Custom Cabinetry, Granite Counters. Exterior Features: Balcony, Entry Steps/Stairs, Lighting.

This property is listed by Laura Ludwig.

LL

Laura Ludwig

Agent at Lauralei Properties, llc

Listed by Lauralei Properties, llc · Broker phone: (314) 503-1186 · View on Broker Site · Broker website

MLS# 26069349· Source: Mid America Regional Information Systems, Inc.· Added to PropertySimple today

Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3908 W Canal Street, Saint Charles, MO 63301

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