About This Home

This 5-bedroom, 3-bathroom multi-family at 3914 Ural Street in Panama City, FL is listed for $549,900 ($219 per sqft). Built in 1979, the home offers 2,509 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 1979
  • 0.14 acre lot

Property Details

3 full
2-car garage
1979

Amenities

A/C
Listing Description

Back on the market at no fault of sellers...Welcome to your perfect beach getaway! Conveniently located between the lagoon and the beach. This spacious FULLY FURNISHED 5 bedroom/3 bathroom home offers 2 houses in 1!! The main house (upstairs) is 4 bedroom/2 bath with a full downstairs appt with separate entrance offering 1 bedroom/1 bath.

Live in one and rent out the other or rent both. This home features a beautifully updated living space just a short walk from the stunning white sandy beaches. Whether you're looking for a full-time residence, vacation home, or TURN KEY RENTAL, this beach house checks every box.

Recently refreshed with updated paint, flooring, and lighting, the home blends modern comfort with coastal charm. Relax and unwind on the outdoor patios where you can feel the breeze. SEPARATE IN LAW SUITE DOWNSTAIRS, Ideal for guest or another source of rental income!!

This home offers both convenience and tranquility. Enjoy the ease of beach access just moments from your door, and take advantage of the area's vibrant dining, shopping, and entertainment. Don't miss this incredible opportunity to own a move-in-ready beach property with strong rental potential and room for everyone!

Monthly Cost Estimate

$2,941/mo

20% down · 6.5% · 30 years

Principal$398
Interest$2,383
Insurance$160

Estimates only. Actual payments may vary.

Location

3914 Ural Street

Panama City, FL 32408

Holiday Beach Unit 13

Features & Amenities

Interior Features

ShowerOnlySmartThermostat

Exterior Features

Deck

Property Details

Construction

Cedar ShakeSiding Stucco WoodSiding

Outdoor Features

PorchDeck

Heating

CentralElectric (Heating)Ductless (Heating)

Cooling

DuctlessCeiling Fan(s)Central Air

Appliances

ElectricCooktopElectricOvenElectricWaterHeater

Questions & Answers

This 5-bedroom, 3-bathroom multi-family at 3914 Ural Street is listed at $549,900 ($219/sqft). The estimated monthly payment is $2,941 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1979, 0.14 acre lot. Interior Features: ShowerOnly, SmartThermostat. Exterior Features: Deck.

This property is listed by Christina Daniels.

CD

Christina Daniels

License 3221544

Agent at Keller Williams Success Realty

Listed by Keller Williams Success Realty · Broker phone: (850) 249-0313 · View on Broker Site

MLS# 784070· Source: Central Panhandle Association of REALTORS· 280 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3914 Ural Street, Panama City, FL 32408

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