About This Home

This 3-bedroom, 3-bathroom condo at 3916 Bay Circle #3916 in Champaign, IL is listed for $425,000 ($279 per sqft). Built in 2020, the home offers 1,526 sqft of living space on a N/A lot.

Key Features

  • Built in 2020
  • 2 parking spaces

Property Details

1 story
3 full
2-car garage
#3916
2020

Amenities

HardwoodA/C
Listing Description

A beautiful home-and an opportunity for a lower mortgage rate! With an acceptable offer, the seller is willing to contribute toward a mortgage interest rate buy-down, helping make your monthly payment more affordable. Terms are subject to negotiation and lender approval.

3916 Bay Circle in Champaign-is a beautifully maintained, Signature-built detached condominium built in 2020. Enjoy the feel and privacy of a standalone home, with no shared walls, along with the convenience of services provided by the condominium association.

This spacious ranch-style home features an open-concept floor plan with three bedrooms on the main level and a finished basement that adds an additional bedroom and full bathroom, creating plenty of space for guests, hobbies, or a home office. The kitchen is the heart of the home, showcasing white shaker-style cabinetry, quartz countertops, a large center island, a pantry, and included stainless-steel appliances.

The open layout flows seamlessly into the living areas, making entertaining easy and enjoyable. The private primary suite offers a large walk-in closet and a luxurious bath featuring double sinks and a beautifully tiled shower. A convenient main-floor laundry area includes the washer and dryer, which will remain with the home.

Step outside to enjoy the professionally landscaped, fenced backyard, complete with an attractive paved patio and an included hot tub-the perfect setting for relaxing, dining, or entertaining outdoors. Additional highlights include a two-car attached garage, modern finishes throughout, and a water-powered backup sump pump that provides added peace of mind during a power outage. With its thoughtful features, desirable location, and the convenience of condo living, this is truly a must-see property!

Monthly Cost Estimate

$2,423/mo

20% down · 6.5% · 30 years

Principal$307
Interest$1,842
Insurance$124
HOA$150

Estimates only. Actual payments may vary.

Location

3916 Bay Circle #3916

Champaign, IL 61822

Features & Amenities

Interior Features

1st Floor Bedroom1st Floor Full BathOpen FloorplanDining ComboQuartz Counters

Property Details

Flooring

Hardwood

Construction

Vinyl Siding

Parking

GarageOpen

Heating

Natural Gas

Cooling

Central Air

Appliances

RangeDishwasherRefrigeratorWasherDryerDisposalStainless Steel Appliance(s)Range Hood

Questions & Answers

This 3-bedroom, 3-bathroom condo at 3916 Bay Circle is listed at $425,000 ($279/sqft). The estimated monthly payment is $2,423 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $150/month.

Key features include: Built in 2020, 2 parking spaces. Interior Features: 1st Floor Bedroom, 1st Floor Full Bath, Open Floorplan.

This property is listed by Michael Hogue.

MH

Michael Hogue

Agent at RE/MAX Realty Associate

Listed by RE/MAX Realty Associate · Broker phone: (217) 373-4964 · View on Broker Site · Broker website

MLS# 12721856· Source: Midwest Real Estate Data, LLC· 87 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

3916 Bay Circle #3916, Champaign, IL 61822

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