# 3916 Bay Circle #3916, Champaign, IL 61822 > **TL;DR:** 3bd/3ba condo, $425,000 ($279/sqft), built 2020, 1,526 sqft. > Hardwood, A/C, 2-car garage. Est. $2,423/mo. Listed 88 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $425,000 | | Price/sqft | $279 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 1,526 | | Year Built | 2020 | | Stories | 1 | | Garage | 2-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 88 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,149 | | Estimated Insurance | $124 | | HOA | $150 | | **Total** | **$2,423** | ## Nearby Schools - **Elementary:** Unit 4 Of Choice - **Middle:** Champaign/Middle Call Unit 4 351 - **High:** Central High School ## Key Amenities - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 2020 - 2 parking spaces ## Description ### Agent Description A beautiful home-and an opportunity for a lower mortgage rate! With an acceptable offer, the seller is willing to contribute toward a mortgage interest rate buy-down, helping make your monthly payment more affordable. Terms are subject to negotiation and lender approval. 3916 Bay Circle in Champaign-is a beautifully maintained, Signature-built detached condominium built in 2020. Enjoy the feel and privacy of a standalone home, with no shared walls, along with the convenience of services provided by the condominium association. This spacious ranch-style home features an open-concept floor plan with three bedrooms on the main level and a finished basement that adds an additional bedroom and full bathroom, creating plenty of space for guests, hobbies, or a home office. The kitchen is the heart of the home, showcasing white shaker-style cabinetry, quartz countertops, a large center island, a pantry, and included stainless-steel appliances. The open layout flows seamlessly into the living areas, making entertaining easy and enjoyable. The private primary suite offers a large walk-in closet and a luxurious bath featuring double sinks and a beautifully tiled shower. A convenient main-floor laundry area includes the washer and dryer, which will remain with the home. Step outside to enjoy the professionally landscaped, fenced backyard, complete with an attractive paved patio and an included hot tub-the perfect setting for relaxing, dining, or entertaining outdoors. Additional highlights include a two-car attached garage, modern finishes throughout, and a water-powered backup sump pump that provides added peace of mind during a power outage. With its thoughtful features, desirable location, and the convenience of condo living, this is truly a must-see property! ## Location - **Address:** 3916 Bay Circle #3916, Champaign, IL 61822 - **County:** Champaign - **Coordinates:** 40.062979, -88.27558 - **Google Maps:** https://www.google.com/maps?q=40.062979,-88.27558 ## Listing Agent - **Name:** Michael Hogue - **Brokerage:** RE/MAX Realty Associate - **Broker Phone:** (217) 373-4964 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/3916-Bay-Cir_Champaign_IL_61822_M92019-27300?f=listhub&s=MREDIL&m=12721856&c=propsimple) ## Photos ![3916 Bay Circle #3916 - Photo 1](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f3184238555r.jpg) ![3916 Bay Circle #3916 - Photo 2](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f1164802867r.jpg) ![3916 Bay Circle #3916 - Photo 3](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f2588252983r.jpg) ![3916 Bay Circle #3916 - Photo 4](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f4286998023r.jpg) ![3916 Bay Circle #3916 - Photo 5](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f3511562781r.jpg) ![3916 Bay Circle #3916 - Photo 6](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f2083228609r.jpg) ![3916 Bay Circle #3916 - Photo 7](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f1247965621r.jpg) ![3916 Bay Circle #3916 - Photo 8](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f1063378926r.jpg) ![3916 Bay Circle #3916 - Photo 9](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f2574580518r.jpg) ![3916 Bay Circle #3916 - Photo 10](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f913805939r.jpg) ![3916 Bay Circle #3916 - Photo 11](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f4002287512r.jpg) ![3916 Bay Circle #3916 - Photo 12](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f3541016248r.jpg) ![3916 Bay Circle #3916 - Photo 13](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f252895997r.jpg) ![3916 Bay Circle #3916 - Photo 14](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f3695285904r.jpg) ![3916 Bay Circle #3916 - Photo 15](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f2535201083r.jpg) ![3916 Bay Circle #3916 - Photo 16](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f2833665979r.jpg) ![3916 Bay Circle #3916 - Photo 17](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f3001870018r.jpg) ![3916 Bay Circle #3916 - Photo 18](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f1244074449r.jpg) ![3916 Bay Circle #3916 - Photo 19](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f4000124747r.jpg) ![3916 Bay Circle #3916 - Photo 20](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f2486324307r.jpg) ![3916 Bay Circle #3916 - Photo 21](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f3550852706r.jpg) ![3916 Bay Circle #3916 - Photo 22](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f2070470522r.jpg) ![3916 Bay Circle #3916 - Photo 23](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f363587554r.jpg) ![3916 Bay Circle #3916 - Photo 24](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f3756157496r.jpg) ![3916 Bay Circle #3916 - Photo 25](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f2495463849r.jpg) ![3916 Bay Circle #3916 - Photo 26](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f1228278030r.jpg) ![3916 Bay Circle #3916 - Photo 27](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f1614873276r.jpg) ![3916 Bay Circle #3916 - Photo 28](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f503351502r.jpg) ![3916 Bay Circle #3916 - Photo 29](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f3042916982r.jpg) ![3916 Bay Circle #3916 - Photo 30](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f2997693104r.jpg) ![3916 Bay Circle #3916 - Photo 31](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f1971612023r.jpg) ![3916 Bay Circle #3916 - Photo 32](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f3518215218r.jpg) ![3916 Bay Circle #3916 - Photo 33](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f3974235125r.jpg) ![3916 Bay Circle #3916 - Photo 34](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f2754340344r.jpg) ![3916 Bay Circle #3916 - Photo 35](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f1318930154r.jpg) ![3916 Bay Circle #3916 - Photo 36](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f1112542372r.jpg) ![3916 Bay Circle #3916 - Photo 37](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f873709017r.jpg) ![3916 Bay Circle #3916 - Photo 38](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f2910678196r.jpg) ![3916 Bay Circle #3916 - Photo 39](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f2105629429r.jpg) ![3916 Bay Circle #3916 - Photo 40](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f2249020452r.jpg) ![3916 Bay Circle #3916 - Photo 41](http://lh.rdcpix.com/c8762603ab266a0eb780a089e38bfe71l-f3476493587r.jpg) --- **MLS#:** 12721856 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/3916-bay-circle-champaign-il-61822-c7d385559cae4d3ea668b52d356a8bac) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/3916-bay-circle-champaign-il-61822-c7d385559cae4d3ea668b52d356a8bac#listing", "url": "https://staging.propertysimple.ai/listing/3916-bay-circle-champaign-il-61822-c7d385559cae4d3ea668b52d356a8bac", "name": "3916 Bay Circle #3916, Champaign, IL 61822", "description": "A beautiful home-and an opportunity for a lower mortgage rate! With an acceptable offer, the seller is willing to contribute toward a mortgage interest rate buy-down, helping make your monthly payment more affordable. 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