# 3962 E Lake Road 26 W, Monticello, IN 47960-7147

> **TL;DR:** 2bd/2ba single family, $319,000 ($202/sqft), built 1979, 1,581 sqft.
> Fireplace, Waterfront, Basement. Est. $1,382/mo. Listed 11 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $319,000 |
| Price/sqft | $202 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,581 |
| Year Built | 1979 |
| Lot Size | 10,454 sqft (0.24 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 11 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,382 |
| **Total** | **$1,382** |

## Nearby Schools

- **Elementary:** Meadowlawn
- **Middle:** Roosevelt
- **High:** Twin Lakes

## Key Amenities

- Fireplace
- Waterfront
- Basement

## Property Highlights

- Built in 1979
- 0.24 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
This one-owner, walk-out ranch lake home is ready for a new family to start making "Remember When" lake memories. The expansive living room is filled with natural light from sliding glass doors and a bay window that stretches along the waterfront side. A wet bar and foyer entry add to the home’s entertaining appeal. With two bedrooms plus a lower-level office, there is potential to create a third bedroom at the end of the spacious, 31x13 main-level living area. Each level features a wood-burning fireplace, perfect for year-round enjoyment. Step outside to two levels of decking overlooking the waterfront, and a permanent boat lift is ready for your watercraft. The oversized garage, approximately 25x49, with a new roof in '24, offers space for four vehicles along with a workshop area and a mechanic's service pit. With updates, this property will truly shine as a wonderful family lake retreat!

## Location

- **Address:** 3962 E Lake Road 26 W, Monticello, IN 47960-7147
- **County:** White County
- **Neighborhood:** None
- **Coordinates:** 40.811906, -86.79552
- **Google Maps:** https://www.google.com/maps?q=40.811906,-86.79552

## Listing Agent

- **Name:** Chris Thayer
- **Brokerage:** REAL ESTATE NETWORK L.L.C
- **Phone:** 5748701354
- **Email:** chris@homes-by-network.com

## Primary Photo

![3962 E Lake Road 26 W - Primary Photo](http://lh.rdcpix.com/c4a1a4464f8c6007535210b36b99d8d3l-f4199314058r.jpg)

*33 total photos available on [listing page](https://www.propertysimple.com/listing/3962-e-lake-road-26-w-monticello-in-47960-7147-02610668)*

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**MLS#:** 202610668 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/3962-e-lake-road-26-w-monticello-in-47960-7147-02610668)

---

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